Comparison

Subscro vs Payment Calendar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Subscro

Read full description

Subscro – Your personal subscription manager Netflix, Spotify, iCloud, gym memberships, insurance… Subscriptions add up quickly, and it is easy to lose control. Subscro helps you manage all your recurring payments in one place, with a visual calendar that shows you exactly when and how much you will pay. VISUAL CALENDAR View all your renewals in an intuitive monthly calendar. Tap any day to see which subscriptions renew and their exact amounts. DETAILED STATISTICS Understand where your money goes with clear charts: • Spending by month, category, and payment method • Analysis by groups and members, ideal for families • Spending projections for the next 12 months • Expense history for the last 12 months REAL MULTI-CURRENCY SUPPORT Do you have subscriptions in different currencies? Subscro automatically converts amounts to your main currency using daily updated exchange rates. SMART REMINDERS Set custom notifications for each subscription. Choose how many days in advance you want to be notified and at what time. Avoid unexpected charges. GROUP MANAGEMENT Perfect for shared subscriptions. Create groups such as Family, Friends, or Work and add members to see exactly how much each person or household spends. FLEXIBLE ORGANIZATION • Customizable categories with colors • Tags for advanced classification • Payment methods to know which card or account is charged OPTIONAL ICLOUD SYNC Keep your data synced across all your Apple devices. The app works fully offline, and synchronization only happens when you choose. PRIVACY AND SECURITY • Protection with PIN or Face ID / Touch ID • Data stored locally on your device • No mandatory account or registration • Optional and encrypted iCloud synchronization OTHER FEATURES • Trial period tracking • Price history for subscriptions • Pause and reactivate subscriptions • Light, dark, or automatic theme • Available in Spanish, English, German, French, Italian, Portuguese, Japanese, Korean, Chinese, and Hindi FREE TO START Try Subscro with up to 3 subscriptions for free. Unlock unlimited subscriptions with a one-time purchase, no subscriptions and no renewals. Download Subscro and start controlling your recurring expenses today.

About

Payment Calendar

Manage your bills and recurring payments with a clear calendar view. Set custom reminders, organize expenses by category, and track your financial activity privately and securely. Offers advanced statistics and iCloud sync for Pro users.

Highlights
  • Calendar view of payments
  • Recurring bill tracking
  • Custom payment reminders
  • Category organization
  • Monthly and yearly statistics
  • Offline-first operation
  • iCloud sync (Pro)
Features
Read full description

Payment Calendar helps you stay on top of bills and upcoming payments — without clutter, ads, or accounts. Track due dates, mark payments as paid, and see your entire month at a glance. Simple. Private. Offline-first. KEY FEATURES • Calendar view of all upcoming payments • Custom payment reminders • Swipe to mark as paid, edit or duplicate • Correct the actual date you paid, separately from the due date • Search by name, note or amount • 22 currencies, formatted for your region • Trash — deleted payments can be restored for 30 days • Find your payments in system search (Spotlight) • iPad: Split View, windowing, keyboard and keyboard shortcuts • Accessibility: follows your system text size, supports Reduce Motion, and never shows payment status by colour alone • Dark mode PRIVACY FIRST • No account required • Data stored on your device or in your private iCloud • No tracking, no ads, no third parties • No bank connection — you add payments yourself • Full control over your financial data PRO FEATURES • Recurring payments and subscriptions — daily, weekly, monthly, yearly or a custom interval • Monthly summary and a 6-month spending trend • Home Screen widgets: next payment, monthly summary, trend, month grid • Lock Screen widget • iCloud sync across your Apple devices • CSV and PDF export Stay in control of your payments — simply and securely. Privacy Policy: https://payment-calendar.app/legal/?doc=privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Subscro4 screens
Payment Calendar4 screens

Verdict

The call

Subscro and Payment Calendar are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Subscro sells 1 one-off in-app purchase and Payment Calendar sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Subscro ships an update every 4 days, Payment Calendar every 5 days. The most recent releases landed on October 12, 2026 and October 26, 2026 respectively.

ScorecardNo meaningful differences
Subscro versus Payment Calendar: the parameters behind the verdict, then further details
ParameterSubscroPayment Calendar
PriceFreeFree
Rating—5.0 (4 ratings) — better
Number of ratings—4 — better
Update frequencyEvery 4 days — betterEvery 5 days
AdsNoNo
In-app purchasesYesYes
Monetization—Freemium
DevicesiPhone, iPad, Mac — betteriPhone, iPad
Requires iOS17.6 — better18.0
Further details — not scored
Size8 MB11 MB
Age rating4+4+
DeveloperJose David Navarro RubioMichal Debinski

In-app purchases

1 purchases

Subscro

One-time1
  • Premium Lifetime$4.99
3 purchases

Payment Calendar

Subscriptions2
  • Payment Calendar Pro (Monthly)$2.991 Month
  • Payment Calendar Pro (Yearly)$24.991 Year
One-time1
  • Payment Calendar Pro (Lifetime)$99.99

Questions

Is Subscro free?
Subscro is free to download, with in-app purchases available.
Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Do Subscro or Payment Calendar have ads?
Neither Subscro nor Payment Calendar shows ads.
Which is updated more often, Subscro or Payment Calendar?
Subscro ships an update every 4 days, and Payment Calendar every 5 days. Most recently, Subscro was updated on October 12, 2026 and Payment Calendar on October 26, 2026.

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