Comparison

BillLoop vs Payment Calendar

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

BillLoop

Easily manage all your recurring payments and subscriptions in one organized place. Receive timely reminders to avoid late fees and keep track of your expenses with smart notifications and home screen widgets.

Highlights
  • Unlimited bill tracking
  • Customizable due date reminders
  • Interactive home screen widgets
  • iCloud sync across devices
  • Color-coded categories (Pro)
  • Offline OCR bill scanning (Pro)
  • Data export to CSV (Pro)
Features
Read full description

Bill Tracking Made Easy Stay on top of bills with a simple, focused way to track due dates, payments, and recurring expenses. From utilities and streaming services to monthly credit card bills, everything stays organized in one place. Key Features: • Smart Bill Management - Track unlimited bills with amounts, due dates, and notes. • Bill Notifications - Get notified up to 7 days before bills are due, at your preferred time. • Interactive widgets - View and mark bills as paid from your Home Screen. • Spotlight Search - Find your bills quickly across your device. • Seamless sync with iCloud across all your devices. Siri AI Integration: • Ask Siri about your bills by name, due date, category, paid status, or note. • Siri can also update a bill’s name, due date, note, or paid status, or delete bills. Note: Siri features require iOS 27 and Apple Intelligence, and are only available in supported regions. Pro Features: • Color-coded categories for better organization. • Private, offline OCR bill scanning powered by on-device intelligence. • Export your data to CSV files. • Personalize BillLoop with an exclusive Black app icon. Why BillLoop? Unlike complicated budgeting apps, BillLoop focuses on what matters: making sure you never miss a bill. With its clean design and powerful features, managing your recurring expenses has never been easier. Whether you're tracking a few bills or managing dozens of subscriptions, BillLoop scales with your needs. The free version includes unlimited bills, notifications, and current month insights—perfect for getting started. Upgrade to Pro to unlock advanced features like category colors, OCR scanning, and data export. Privacy Notice BillLoop is built with privacy in mind. • Your bills are stored securely in your private iCloud account. • OCR bill scanning processes completely on-device. • We don't collect, track, or sell your data. Subscriptions • Payment is charged to your Apple ID at confirmation of purchase. • Subscription auto‑renews unless canceled at least 24 hours before the end of the current period. • Manage or cancel anytime in Settings › Apple ID › Subscriptions. • Free trial, if offered, converts to a paid subscription unless canceled at least 24 hours before it ends. • Any unused portion of a free trial, if offered, is forfeited when a subscription is purchased. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Payment Calendar

Manage your bills and recurring payments with a clear calendar view. Set custom reminders, organize expenses by category, and track your financial activity privately and securely. Offers advanced statistics and iCloud sync for Pro users.

Highlights
  • Calendar view of payments
  • Recurring bill tracking
  • Custom payment reminders
  • Category organization
  • Monthly and yearly statistics
  • Offline-first operation
  • iCloud sync (Pro)
Features
Read full description

Payment Calendar helps you stay on top of bills and upcoming payments — without clutter, ads, or accounts. Track due dates, mark payments as paid, and see your entire month at a glance. Simple. Private. Offline-first. KEY FEATURES • Calendar view of all upcoming payments • Custom payment reminders • Swipe to mark as paid, edit or duplicate • Correct the actual date you paid, separately from the due date • Search by name, note or amount • 22 currencies, formatted for your region • Trash — deleted payments can be restored for 30 days • Find your payments in system search (Spotlight) • iPad: Split View, windowing, keyboard and keyboard shortcuts • Accessibility: follows your system text size, supports Reduce Motion, and never shows payment status by colour alone • Dark mode PRIVACY FIRST • No account required • Data stored on your device or in your private iCloud • No tracking, no ads, no third parties • No bank connection — you add payments yourself • Full control over your financial data PRO FEATURES • Recurring payments and subscriptions — daily, weekly, monthly, yearly or a custom interval • Monthly summary and a 6-month spending trend • Home Screen widgets: next payment, monthly summary, trend, month grid • Lock Screen widget • iCloud sync across your Apple devices • CSV and PDF export Stay in control of your payments — simply and securely. Privacy Policy: https://payment-calendar.app/legal/?doc=privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

BillLoop4 screens
Payment Calendar4 screens

Verdict

The call

The clearest difference is update cadence: Payment Calendar at every 5 days against BillLoop's fortnightly. On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. BillLoop sells 3 in-app purchases, starting at $2.99 per month and Payment Calendar sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for BillLoop against 5.0 for Payment Calendar. Both are backed by a comparable volume of ratings — 1 and 2 respectively.

UpkeepUpdate frequency

BillLoop ships an update fortnightly, Payment Calendar every 5 days. The most recent releases landed on October 7, 2026 and October 12, 2026 respectively.

Scorecard1 real difference · 8 level
BillLoop versus Payment Calendar: the parameters behind the verdict, then further details
ParameterBillLoopPayment Calendar
PriceFreeFree
Rating5.0 (1 ratings)5.0 (2 ratings)
Number of ratings12 — better
Update frequencyFortnightlyEvery 5 days — better
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.018.0
Further details — not scored
Size21 MB11 MB
Age rating4++4
DeveloperLionel NgMichal Debinski

Customer experience

BillLoop

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Payment Calendar

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

BillLoop

Subscriptions3
  • BillLoop Pro Monthly7 Days trial$2.991 Month
  • BillLoop Pro Biannually$15.996 Months
  • BillLoop Pro Yearly14 Days trial$29.991 Year
3 purchases

Payment Calendar

Subscriptions2
  • Payment Calendar Pro (Monthly)$2.991 Month
  • Payment Calendar Pro (Yearly)$24.991 Year
One-time1
  • Payment Calendar Pro (Lifetime)$99.99

Questions

Is BillLoop free?
BillLoop is free to download, with in-app purchases available.
Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Which has better reviews, BillLoop or Payment Calendar?
BillLoop and Payment Calendar are both rated 5.0 out of 5 on the App Store, from 1 and 2 ratings respectively.
Do BillLoop or Payment Calendar have ads?
Neither BillLoop nor Payment Calendar shows ads.
Which is updated more often, BillLoop or Payment Calendar?
BillLoop ships an update fortnightly, and Payment Calendar every 5 days. Most recently, BillLoop was updated on October 7, 2026 and Payment Calendar on October 12, 2026.

Other comparisons