Comparison

Payment Calendar vs Billiary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Payment Calendar

Manage your bills and recurring payments with a clear calendar view. Set custom reminders, organize expenses by category, and track your financial activity privately and securely. Offers advanced statistics and iCloud sync for Pro users.

Highlights
  • Calendar view of payments
  • Recurring bill tracking
  • Custom payment reminders
  • Category organization
  • Monthly and yearly statistics
  • Offline-first operation
  • iCloud sync (Pro)
Features
Read full description

Payment Calendar helps you stay on top of bills and upcoming payments — without clutter, ads, or accounts. Track due dates, mark payments as paid, and see your entire month at a glance. Simple. Private. Offline-first. KEY FEATURES • Calendar view of all upcoming payments • Custom payment reminders • Swipe to mark as paid, edit or duplicate • Correct the actual date you paid, separately from the due date • Search by name, note or amount • 22 currencies, formatted for your region • Trash — deleted payments can be restored for 30 days • Find your payments in system search (Spotlight) • iPad: Split View, windowing, keyboard and keyboard shortcuts • Accessibility: follows your system text size, supports Reduce Motion, and never shows payment status by colour alone • Dark mode PRIVACY FIRST • No account required • Data stored on your device or in your private iCloud • No tracking, no ads, no third parties • No bank connection — you add payments yourself • Full control over your financial data PRO FEATURES • Recurring payments and subscriptions — daily, weekly, monthly, yearly or a custom interval • Monthly summary and a 6-month spending trend • Home Screen widgets: next payment, monthly summary, trend, month grid • Lock Screen widget • iCloud sync across your Apple devices • CSV and PDF export Stay in control of your payments — simply and securely. Privacy Policy: https://payment-calendar.app/legal/?doc=privacy Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Billiary

This offline-first bill tracker helps you manage due dates, payments, and expenses with local storage and no account requirement. Organize bills by category and tags, set reminders, and view financial statistics. Premium features offer multi-currency support, advanced budgeting, and PDF exports.

Highlights
  • Offline-first bill tracking
  • One-time and recurring bills
  • Mark bills as paid/unpaid
  • Custom categories and tags
  • Local notifications for reminders
  • Financial statistics and breakdowns
  • Optional income tracking
Features
Read full description

Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention - all in one clean app. Track bills, income, subscriptions, accounts, documents, warranties, QR codes, and loyalty cards without creating an account. Billiary works fully offline, with your data stored on your device. Want Billiary on more than one device? Personal Sync is optional - enable it when you want secure multi-device sync and cloud backup. BASIC · FREE FOREVER Privacy and offline use • No account required • Works fully offline • Your data stays on your device unless you enable Sync • Sign in only when you choose to use Sync Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Track due dates, payments, and overdue bills • Organize by category, tag, and month • Pin important bills • Search by name, notes, or amount • View bills in a list or calendar • Scan supported bill QR codes Income and accounts • Track income and available balance • Manage Cash, Card, and Savings accounts • Assign payment sources to bills • Record optional payment fees Subscriptions • Track recurring services and renewal dates • Choose from popular services or add your own • Mark subscriptions as active, paused, or cancelled Insights • Review spending across flexible time periods • See spending by category and payment source • Browse paid-bill history • Review 12 months of bills and income Loyalty cards • Store loyalty and membership cards offline • Scan supported barcodes and QR codes • Add cards from the camera, photos, or manually • Search cards and mark favorites PERSONAL SYNC · OPTIONAL SUBSCRIPTION Private by default. Connected when you want. • Keep Billiary up to date across your devices • Cloud backup for additional protection • See sync status and last sync • Sync includes Premium features while active • Billiary remains fully usable without Sync or an account PREMIUM · ONE-TIME UPGRADE Unlock advanced tools with a single purchase. Smart Attachments and warranties • Attach receipts, invoices, warranties, photos, and PDFs • Browse, search, preview, and manage attachments • Link documents to bills • Track warranties with separate reminders Budget and accounts • Track account balances • Deduct paid bills and fees automatically • Transfer money between accounts and currencies • Set optional card spending limits • Manage currencies and manual exchange rates • Review activity and forecast upcoming balances Advanced insights and reports • Track your Bills-to-Income ratio • Compare monthly spending • Explore category, trend, and tag analytics • Review subscription spending and projections • Export detailed PDF and CSV reports More Premium tools • Set multiple reminders per bill • Use flexible and custom recurrence • Use Home Screen widgets • Create complete ZIP backups • Import and export CSV data • Organize loyalty cards into collections PERSONALIZE BILLIARY • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Stay ahead of your bills, on your terms. Use Billiary privately and offline with no account required—or enable Sync when you want your data available across your devices. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

Payment Calendar4 screens
Billiary4 screens

Verdict

The call

The clearest difference is rating: Payment Calendar at 5.0 against Billiary's 4.7. Billiary's advantage is iOS requirement (16.6 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Payment Calendar sells 3 in-app purchases, starting at $2.99 per month and Billiary sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Payment Calendar holds the better App Store score, 5.0 against 4.7. Both are backed by a comparable volume of ratings — 4 and 3 respectively.

UpkeepUpdate frequency

Payment Calendar ships an update every 5 days, Billiary every 9 days. Both last shipped on October 26, 2026.

Scorecard2 real differences · 8 level
Payment Calendar versus Billiary: the parameters behind the verdict, then further details
ParameterPayment CalendarBilliary
PriceFreeFree
Rating5.0 (4 ratings) — better4.7 (3 ratings)
Positive reviews—100.0% of reviews
Number of ratings4 — better3
Update frequencyEvery 5 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, iPadiPhone, iPad
Requires iOS18.016.6 — better
Further details — not scored
Size11 MB41 MB
Age rating4+4+
DeveloperMichal DebinskiNikola Banovic

Customer experience

Payment Calendar

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

Billiary

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

3 purchases

Payment Calendar

Subscriptions2
  • Payment Calendar Pro (Monthly)$2.991 Month
  • Payment Calendar Pro (Yearly)$24.991 Year
One-time1
  • Payment Calendar Pro (Lifetime)$99.99
3 purchases

Billiary

Subscriptions2
  • Billiary Sync Monthly$1.991 Month
  • Billiary Sync Yearly$12.991 Year
One-time1
  • Billiary Premium$14.99

Questions

Is Payment Calendar free?
Payment Calendar is free to download, with in-app purchases available.
Is Billiary free?
Billiary is free to download, with in-app purchases available.
Which has better reviews, Payment Calendar or Billiary?
Payment Calendar is rated higher. Payment Calendar averages 5.0 out of 5 from 4 ratings, while Billiary averages 4.7 from 3 ratings.
Do Payment Calendar or Billiary have ads?
Neither Payment Calendar nor Billiary shows ads.
Which is updated more often, Payment Calendar or Billiary?
Payment Calendar ships an update every 5 days, and Billiary every 9 days. Most recently, Payment Calendar was updated on October 26, 2026 and Billiary on October 26, 2026.

Other comparisons