BillLoop vs Billiary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BillLoop
Easily manage all your recurring payments and subscriptions in one organized place. Receive timely reminders to avoid late fees and keep track of your expenses with smart notifications and home screen widgets.
- Unlimited bill tracking
- Customizable due date reminders
- Interactive home screen widgets
- iCloud sync across devices
- Color-coded categories (Pro)
- Offline OCR bill scanning (Pro)
- Data export to CSV (Pro)
Read full descriptionHide full description
Bill Tracking Made Easy Stay on top of bills with a simple, focused way to track due dates, payments, and recurring expenses. From utilities and streaming services to monthly credit card bills, everything stays organized in one place. Key Features: • Smart Bill Management - Track unlimited bills with amounts, due dates, and notes. • Bill Notifications - Get notified up to 7 days before bills are due, at your preferred time. • Interactive widgets - View and mark bills as paid from your Home Screen. • Spotlight Search - Find your bills quickly across your device. • Seamless sync with iCloud across all your devices. Siri AI Integration: • Ask Siri about your bills by name, due date, category, paid status, or note. • Siri can also update a bill’s name, due date, note, or paid status, or delete bills. Note: Siri features require iOS 27 and Apple Intelligence, and are only available in supported regions. Pro Features: • Color-coded categories for better organization. • Private, offline OCR bill scanning powered by on-device intelligence. • Export your data to CSV files. • Personalize BillLoop with an exclusive Black app icon. Why BillLoop? Unlike complicated budgeting apps, BillLoop focuses on what matters: making sure you never miss a bill. With its clean design and powerful features, managing your recurring expenses has never been easier. Whether you're tracking a few bills or managing dozens of subscriptions, BillLoop scales with your needs. The free version includes unlimited bills, notifications, and current month insights—perfect for getting started. Upgrade to Pro to unlock advanced features like category colors, OCR scanning, and data export. Privacy Notice BillLoop is built with privacy in mind. • Your bills are stored securely in your private iCloud account. • OCR bill scanning processes completely on-device. • We don't collect, track, or sell your data. Subscriptions • Payment is charged to your Apple ID at confirmation of purchase. • Subscription auto‑renews unless canceled at least 24 hours before the end of the current period. • Manage or cancel anytime in Settings › Apple ID › Subscriptions. • Free trial, if offered, converts to a paid subscription unless canceled at least 24 hours before it ends. • Any unused portion of a free trial, if offered, is forfeited when a subscription is purchased. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Billiary
This offline-first bill tracker helps you manage due dates, payments, and expenses with local storage and no account requirement. Organize bills by category and tags, set reminders, and view financial statistics. Premium features offer multi-currency support, advanced budgeting, and PDF exports.
- Offline-first bill tracking
- One-time and recurring bills
- Mark bills as paid/unpaid
- Custom categories and tags
- Local notifications for reminders
- Financial statistics and breakdowns
- Optional income tracking
Read full descriptionHide full description
Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention - all in one clean app. Track bills, income, subscriptions, accounts, documents, warranties, QR codes, and loyalty cards without creating an account. Billiary works fully offline, with your data stored on your device. Want Billiary on more than one device? Personal Sync is optional - enable it when you want secure multi-device sync and cloud backup. BASIC · FREE FOREVER Privacy and offline use • No account required • Works fully offline • Your data stays on your device unless you enable Sync • Sign in only when you choose to use Sync Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Track due dates, payments, and overdue bills • Organize by category, tag, and month • Pin important bills • Search by name, notes, or amount • View bills in a list or calendar • Scan supported bill QR codes Income and accounts • Track income and available balance • Manage Cash, Card, and Savings accounts • Assign payment sources to bills • Record optional payment fees Subscriptions • Track recurring services and renewal dates • Choose from popular services or add your own • Mark subscriptions as active, paused, or cancelled Insights • Review spending across flexible time periods • See spending by category and payment source • Browse paid-bill history • Review 12 months of bills and income Loyalty cards • Store loyalty and membership cards offline • Scan supported barcodes and QR codes • Add cards from the camera, photos, or manually • Search cards and mark favorites PERSONAL SYNC · OPTIONAL SUBSCRIPTION Private by default. Connected when you want. • Keep Billiary up to date across your devices • Cloud backup for additional protection • See sync status and last sync • Sync includes Premium features while active • Billiary remains fully usable without Sync or an account PREMIUM · ONE-TIME UPGRADE Unlock advanced tools with a single purchase. Smart Attachments and warranties • Attach receipts, invoices, warranties, photos, and PDFs • Browse, search, preview, and manage attachments • Link documents to bills • Track warranties with separate reminders Budget and accounts • Track account balances • Deduct paid bills and fees automatically • Transfer money between accounts and currencies • Set optional card spending limits • Manage currencies and manual exchange rates • Review activity and forecast upcoming balances Advanced insights and reports • Track your Bills-to-Income ratio • Compare monthly spending • Explore category, trend, and tag analytics • Review subscription spending and projections • Export detailed PDF and CSV reports More Premium tools • Set multiple reminders per bill • Use flexible and custom recurrence • Use Home Screen widgets • Create complete ZIP backups • Import and export CSV data • Organize loyalty cards into collections PERSONALIZE BILLIARY • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Stay ahead of your bills, on your terms. Use Billiary privately and offline with no account required—or enable Sync when you want your data available across your devices. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is ratings volume: Billiary at 3 against BillLoop's 1. Billiary also leads on iOS requirement (16.6 vs 18.0). On price, rating, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BillLoop sells 3 in-app purchases, starting at $2.99 per month and Billiary sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for BillLoop against 5.0 for Billiary. Both are backed by a comparable volume of ratings — 1 and 3 respectively.
BillLoop ships an update fortnightly, Billiary every 9 days. The most recent releases landed on October 7, 2026 and October 6, 2026 respectively.
| Parameter | BillLoop | Billiary |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (3 ratings) |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | 1 | 3 — better |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 21 MB | 40 MB |
| Age rating | 4+ | 4+ |
| Developer | Lionel Ng | Nikola Banovic |
Customer experience
BillLoop
Billiary
In-app purchases
BillLoop
- BillLoop Pro Monthly7 Days trial$2.991 Month
- BillLoop Pro Biannually$15.996 Months
- BillLoop Pro Yearly14 Days trial$29.991 Year
Billiary
- Billiary Premium$9.99
Questions
Is BillLoop free?
Is Billiary free?
Which has better reviews, BillLoop or Billiary?
Do BillLoop or Billiary have ads?
Which is updated more often, BillLoop or Billiary?
Other comparisons















