BillLoop vs Billiary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
BillLoop
Easily manage all your recurring payments and subscriptions in one organized place. Receive timely reminders to avoid late fees and keep track of your expenses with smart notifications and home screen widgets.
- Unlimited bill tracking
- Customizable due date reminders
- Interactive home screen widgets
- iCloud sync across devices
- Color-coded categories (Pro)
- Offline OCR bill scanning (Pro)
- Data export to CSV (Pro)
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Bill Tracking Made Easy An elegant solution for managing bills and subscriptions. Whether you’re tracking utilities, streaming services, or monthly credit card payments, everything stays organized in one place. Key Features: • Smart Bill Management - Track unlimited bills with amounts, due dates, and notes. • Bill Notifications - Get notified up to 7 days before bills are due, at your preferred time. • Interactive widgets - View and mark bills as paid from your Home Screen. • Seamless sync with iCloud across all your devices. Pro Features: • Color-coded categories for better organization. • Private, offline OCR bill scanning powered by on-device intelligence. • Export your data to CSV files. • Personalize BillLoop with an exclusive Black app icon. Why BillLoop? Unlike complicated budgeting apps, BillLoop focuses on what matters: making sure you never miss a bill. With its clean design and powerful features, managing your recurring expenses has never been easier. Whether you're tracking a few bills or managing dozens of subscriptions, BillLoop scales with your needs. The free version includes unlimited bills, notifications, and current month insights—perfect for getting started. Upgrade to Pro to unlock advanced features like category colors, OCR scanning, and data export. Privacy Notice BillLoop is built with privacy in mind. • Your bills are stored securely in your private iCloud account. • OCR bill scanning processes completely on-device. • We don't collect, track, or sell your data. Subscriptions • Payment is charged to your Apple ID at confirmation of purchase. • Subscription auto‑renews unless canceled at least 24 hours before the end of the current period. • Manage or cancel anytime in Settings › Apple ID › Subscriptions. • Free trial, if offered, converts to a paid subscription unless canceled at least 24 hours before it ends. • Any unused portion of a free trial, if offered, is forfeited when a subscription is purchased. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Billiary
This offline-first bill tracker helps you manage due dates, payments, and expenses with local storage and no account requirement. Organize bills by category and tags, set reminders, and view financial statistics. Premium features offer multi-currency support, advanced budgeting, and PDF exports.
- Offline-first bill tracking
- One-time and recurring bills
- Mark bills as paid/unpaid
- Custom categories and tags
- Local notifications for reminders
- Financial statistics and breakdowns
- Optional income tracking
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Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention—all in one clean app. Track bills, income, subscriptions, payment cards, documents, warranties, QR codes, and loyalty cards without creating an account. Your data stays on your device. Basic · Free forever Privacy • No account required • Works fully offline • Your data stays on your device Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Record payment and due dates • Track overdue bills • Organize bills by category, tag, and month • Pin important bills • Scan supported bill QR codes Payment cards and fees • Add and manage multiple payment cards • Assign a card or payment source to each bill • Choose a default card for faster entry • Add optional payment fees Insights and history • Explore redesigned Overview and Spending sections • Review this month, last month, the last 7 or 30 days, this year, or a custom period • See totals in their original currencies • Review spending by category and payment source • Browse paid bills for the selected period • See a continuous 12-month history of paid bills and income • Track income and available balance • Search bills by name, notes, or amount Subscriptions • Choose from popular services or add your own • Track renewal dates and billing cycles • Mark subscriptions as active, paused, or cancelled Loyalty cards • Store loyalty and membership cards offline • Add cards using the camera, photos, or manual entry • Detect and display supported barcodes and QR codes • Save multiple images, search cards, and mark favorites Appearance and language • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Premium · One-time upgrade Unlock Smart Attachments and advanced tools for budgets, analytics, reports, reminders, and organization. Smart Attachments and warranties • Attach receipts, warranties, invoices, photos, screenshots, and PDFs • Add files using Camera, Photos, or Files • Browse, search, preview, edit, and remove attachments • Link documents to bills or create prefilled bills • Reuse files across recurring bills without duplicates • Save warranty dates, names, and notes • Review warranties and schedule separate reminders Budget, cards, and currencies • Track Cash, Card, and Savings balances • Deduct paid bills and fees from the selected source • Set optional monthly card spending limits • Review monthly spending by card • Transfer money between accounts and currencies • Manage currencies and manual exchange rates • Review activity and revert transfers Advanced insights and reports • View your monthly Bills-to-Income ratio • Compare the current month with the previous month • Explore category charts, spending trends, and tag analytics • View adaptive daily or weekly spending charts • See paid-item counts, daily averages, and highest expenses • Review subscription spending, payment history, and projections • Export PDF reports for a month, year, the last 12 months, or a selected spending period • See converted charts while retaining native amounts in report details More Premium tools • Filter bills and spending insights by tag • Create loyalty-card collections • Set multiple reminders per bill • Use flexible recurrence and custom repeat counts • Use Home Screen widgets • Create complete ZIP backups with cards, attachments, and loyalty-card images • Restore files without duplicates • Import supported legacy JSON backups Keep everything organized—privately, offline, and without an account.
Screenshots
Verdict
The clearest difference is iOS requirement: Billiary at 16.6 against BillLoop's 18.0. On price, rating, ratings volume and update cadence there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. BillLoop sells 3 in-app purchases, starting at $2.99 per month and Billiary sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for BillLoop against 5.0 for Billiary. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
BillLoop ships an update fortnightly, Billiary every 9 days. The most recent releases landed on September 20, 2026 and September 19, 2026 respectively.
| Parameter | BillLoop | Billiary |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (1 ratings) | 5.0 (1 ratings) |
| Number of ratings | 1 | 1 |
| Update frequency | Fortnightly | Every 9 days — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, iPad | iPhone, iPad |
| Requires iOS | 18.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 15 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Lionel Ng | Nikola Banovic |
Customer experience
BillLoop
Billiary
In-app purchases
BillLoop
- BillLoop Pro Monthly7 Days trial$2.991 Month
- BillLoop Pro Biannually$15.996 Months
- BillLoop Pro Yearly14 Days trial$29.991 Year
Billiary
- Billiary Premium$9.99





