Comparison

FineBill vs Billiary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FineBill

Never miss a payment with this widget-first bill reminder. Add bills, choose icons, and see upcoming due dates on your home screen or lock screen. Get smart notifications to stay on top of your payments without complex budgeting.

Highlights
  • Widget-first design for home screen
  • Timeline and calendar widgets
  • Lock screen and Apple Watch visibility
  • Smart, customizable reminders (Pro)
  • Simple bill tracking with emoji icons
  • 100% private, data stays on device
  • iCloud sync across devices (Pro)
Features
Read full description

Never miss a bill due date, subscription renewal, or payday. FineBill is a focused bill reminder and income date tracker. Add recurring bills, one-time expenses, recurring income, and one-time income. FineBill organizes upcoming money-in and money-out dates by month, highlights D-Day status, and keeps the next event easy to scan—without becoming a complicated budgeting app. See what matters at a glance • Filter the main timeline by one or more colors • Group events by account, category, or any system that works for you • Add the Color Timeline widget to show only selected groups (FineBill Pro) • Check upcoming dates from Home Screen, Lock Screen, calendar widgets, and Apple Watch Key features • Track up to 5 recurring bills for free; unlock unlimited recurring bills with Pro • Track one-time expenses, recurring income, and one-time income with Pro • View monthly schedules and D-Day badges • Receive a payment-day alert; set up to 5 custom reminders per event with Pro • Move weekend due dates to the previous or next weekday with Pro • Use timeline, single-event, calendar, six-week calendar, and Lock Screen widgets • Sync between devices with iCloud in Pro • Personalize events with 12 colors; unlock all emoji and custom images with Pro FineBill is useful for subscription renewals, rent, utilities, credit card due dates, insurance, salary days, freelance income, and every date you do not want to miss. FineBill tracks dates rather than spending amounts, so setup stays fast and focused. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finepocket.app/FineBill/privacy

About

Billiary

This offline-first bill tracker helps you manage due dates, payments, and expenses with local storage and no account requirement. Organize bills by category and tags, set reminders, and view financial statistics. Premium features offer multi-currency support, advanced budgeting, and PDF exports.

Highlights
  • Offline-first bill tracking
  • One-time and recurring bills
  • Mark bills as paid/unpaid
  • Custom categories and tags
  • Local notifications for reminders
  • Financial statistics and breakdowns
  • Optional income tracking
Features
Read full description

Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention - all in one clean app. Track bills, income, subscriptions, accounts, documents, warranties, QR codes, and loyalty cards without creating an account. Billiary works fully offline, with your data stored on your device. Want Billiary on more than one device? Personal Sync is optional - enable it when you want secure multi-device sync and cloud backup. BASIC · FREE FOREVER Privacy and offline use • No account required • Works fully offline • Your data stays on your device unless you enable Sync • Sign in only when you choose to use Sync Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Track due dates, payments, and overdue bills • Organize by category, tag, and month • Pin important bills • Search by name, notes, or amount • View bills in a list or calendar • Scan supported bill QR codes Income and accounts • Track income and available balance • Manage Cash, Card, and Savings accounts • Assign payment sources to bills • Record optional payment fees Subscriptions • Track recurring services and renewal dates • Choose from popular services or add your own • Mark subscriptions as active, paused, or cancelled Insights • Review spending across flexible time periods • See spending by category and payment source • Browse paid-bill history • Review 12 months of bills and income Loyalty cards • Store loyalty and membership cards offline • Scan supported barcodes and QR codes • Add cards from the camera, photos, or manually • Search cards and mark favorites PERSONAL SYNC · OPTIONAL SUBSCRIPTION Private by default. Connected when you want. • Keep Billiary up to date across your devices • Cloud backup for additional protection • See sync status and last sync • Sync includes Premium features while active • Billiary remains fully usable without Sync or an account PREMIUM · ONE-TIME UPGRADE Unlock advanced tools with a single purchase. Smart Attachments and warranties • Attach receipts, invoices, warranties, photos, and PDFs • Browse, search, preview, and manage attachments • Link documents to bills • Track warranties with separate reminders Budget and accounts • Track account balances • Deduct paid bills and fees automatically • Transfer money between accounts and currencies • Set optional card spending limits • Manage currencies and manual exchange rates • Review activity and forecast upcoming balances Advanced insights and reports • Track your Bills-to-Income ratio • Compare monthly spending • Explore category, trend, and tag analytics • Review subscription spending and projections • Export detailed PDF and CSV reports More Premium tools • Set multiple reminders per bill • Use flexible and custom recurrence • Use Home Screen widgets • Create complete ZIP backups • Import and export CSV data • Organize loyalty cards into collections PERSONALIZE BILLIARY • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Stay ahead of your bills, on your terms. Use Billiary privately and offline with no account required—or enable Sync when you want your data available across your devices. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Screenshots

FineBill4 screens
Billiary4 screens

Verdict

The call

The clearest difference is review sentiment: Billiary at 100% against FineBill's 50%. Billiary also leads on rating (4.7 vs 4.0) and iOS requirement (16.6 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FineBill sells 2 in-app purchases, starting at $2.99 per month and Billiary sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Billiary holds the better App Store score, 4.7 against 4.0. Both are backed by a comparable volume of ratings — 2 and 3 respectively. Written reviews point the same way: 50% of FineBill's written reviews are positive against 100% of Billiary's.

UpkeepUpdate frequency

FineBill ships an update every 8 days, Billiary every 9 days. The most recent releases landed on October 15, 2026 and October 26, 2026 respectively.

Scorecard3 real differences · 7 level
FineBill versus Billiary: the parameters behind the verdict, then further details
ParameterFineBillBilliary
PriceFreeFree
Rating4.0 (2 ratings)4.7 (3 ratings) — better
Positive reviews50.0% of reviews100.0% of reviews — better
Number of ratings23 — better
Update frequencyEvery 8 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS26.016.6 — better
Further details — not scored
Size19 MB41 MB
Age rating4+4+
DeveloperFine PocketNikola Banovic

Customer experience

FineBill

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Billiary

All ratings3 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

FineBill

Subscriptions2
  • FineBill Pro Monthly$2.991 Month
  • FineBill Pro Yearly3 Days trial$24.991 Year
3 purchases

Billiary

Subscriptions2
  • Billiary Sync Monthly$1.991 Month
  • Billiary Sync Yearly$12.991 Year
One-time1
  • Billiary Premium$14.99

Questions

Is FineBill free?
FineBill is free to download, with in-app purchases available.
Is Billiary free?
Billiary is free to download, with in-app purchases available.
Which has better reviews, FineBill or Billiary?
Billiary is rated higher. FineBill averages 4.0 out of 5 from 2 ratings, while Billiary averages 4.7 from 3 ratings.
Do FineBill or Billiary have ads?
Neither FineBill nor Billiary shows ads.
Which is updated more often, FineBill or Billiary?
FineBill ships an update every 8 days, and Billiary every 9 days. Most recently, FineBill was updated on October 15, 2026 and Billiary on October 26, 2026.

Other comparisons