FineBill vs Billiary
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
FineBill
Never miss a payment with this widget-first bill reminder. Add bills, choose icons, and see upcoming due dates on your home screen or lock screen. Get smart notifications to stay on top of your payments without complex budgeting.
- Widget-first design for home screen
- Timeline and calendar widgets
- Lock screen and Apple Watch visibility
- Smart, customizable reminders (Pro)
- Simple bill tracking with emoji icons
- 100% private, data stays on device
- iCloud sync across devices (Pro)
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Never miss a bill due date, subscription renewal, or payday. FineBill is a focused bill reminder and income date tracker. Add recurring bills, one-time expenses, recurring income, and one-time income. FineBill organizes upcoming money-in and money-out dates by month, highlights D-Day status, and keeps the next event easy to scan—without becoming a complicated budgeting app. See what matters at a glance • Filter the main timeline by one or more colors • Group events by account, category, or any system that works for you • Add the Color Timeline widget to show only selected groups (FineBill Pro) • Check upcoming dates from Home Screen, Lock Screen, calendar widgets, and Apple Watch Key features • Track up to 5 recurring bills for free; unlock unlimited recurring bills with Pro • Track one-time expenses, recurring income, and one-time income with Pro • View monthly schedules and D-Day badges • Receive a payment-day alert; set up to 5 custom reminders per event with Pro • Move weekend due dates to the previous or next weekday with Pro • Use timeline, single-event, calendar, six-week calendar, and Lock Screen widgets • Sync between devices with iCloud in Pro • Personalize events with 12 colors; unlock all emoji and custom images with Pro FineBill is useful for subscription renewals, rent, utilities, credit card due dates, insurance, salary days, freelance income, and every date you do not want to miss. FineBill tracks dates rather than spending amounts, so setup stays fast and focused. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finepocket.app/FineBill/privacy
Billiary
This offline-first bill tracker helps you manage due dates, payments, and expenses with local storage and no account requirement. Organize bills by category and tags, set reminders, and view financial statistics. Premium features offer multi-currency support, advanced budgeting, and PDF exports.
- Offline-first bill tracking
- One-time and recurring bills
- Mark bills as paid/unpaid
- Custom categories and tags
- Local notifications for reminders
- Financial statistics and breakdowns
- Optional income tracking
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Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention—all in one clean app. Track bills, income, subscriptions, payment cards, documents, warranties, QR codes, and loyalty cards without creating an account. Your data stays on your device. Basic · Free forever Privacy • No account required • Works fully offline • Your data stays on your device Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Record payment and due dates • Track overdue bills • Organize bills by category, tag, and month • Pin important bills • Scan supported bill QR codes Payment cards and fees • Add and manage multiple payment cards • Assign a card or payment source to each bill • Choose a default card for faster entry • Add optional payment fees Insights and history • Explore redesigned Overview and Spending sections • Review this month, last month, the last 7 or 30 days, this year, or a custom period • See totals in their original currencies • Review spending by category and payment source • Browse paid bills for the selected period • See a continuous 12-month history of paid bills and income • Track income and available balance • Search bills by name, notes, or amount Subscriptions • Choose from popular services or add your own • Track renewal dates and billing cycles • Mark subscriptions as active, paused, or cancelled Loyalty cards • Store loyalty and membership cards offline • Add cards using the camera, photos, or manual entry • Detect and display supported barcodes and QR codes • Save multiple images, search cards, and mark favorites Appearance and language • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Premium · One-time upgrade Unlock Smart Attachments and advanced tools for budgets, analytics, reports, reminders, and organization. Smart Attachments and warranties • Attach receipts, warranties, invoices, photos, screenshots, and PDFs • Add files using Camera, Photos, or Files • Browse, search, preview, edit, and remove attachments • Link documents to bills or create prefilled bills • Reuse files across recurring bills without duplicates • Save warranty dates, names, and notes • Review warranties and schedule separate reminders Budget, cards, and currencies • Track Cash, Card, and Savings balances • Deduct paid bills and fees from the selected source • Set optional monthly card spending limits • Review monthly spending by card • Transfer money between accounts and currencies • Manage currencies and manual exchange rates • Review activity and revert transfers Advanced insights and reports • View your monthly Bills-to-Income ratio • Compare the current month with the previous month • Explore category charts, spending trends, and tag analytics • View adaptive daily or weekly spending charts • See paid-item counts, daily averages, and highest expenses • Review subscription spending, payment history, and projections • Export PDF reports for a month, year, the last 12 months, or a selected spending period • See converted charts while retaining native amounts in report details More Premium tools • Filter bills and spending insights by tag • Create loyalty-card collections • Set multiple reminders per bill • Use flexible recurrence and custom repeat counts • Use Home Screen widgets • Create complete ZIP backups with cards, attachments, and loyalty-card images • Restore files without duplicates • Import supported legacy JSON backups Keep everything organized—privately, offline, and without an account.
Screenshots
Verdict
The clearest difference is rating: Billiary at 5.0 against FineBill's 4.0. Billiary also leads on iOS requirement (16.6 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. FineBill sells 2 in-app purchases, starting at $2.99 per month and Billiary sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.
Billiary holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.
FineBill ships an update every 8 days, Billiary every 9 days. The most recent releases landed on September 11, 2026 and September 19, 2026 respectively.
| Parameter | FineBill | Billiary |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (2 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 50.0% of reviews | — |
| Number of ratings | 2 — better | 1 |
| Update frequency | Every 8 days — better | Every 9 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone, Apple Watch | iPhone, iPad |
| Requires iOS | 26.0 | 16.6 — better |
| Further details — not scored | ||
| Size | 19 MB | 15 MB |
| Age rating | 4+ | 4+ |
| Developer | Fine Pocket | Nikola Banovic |
Customer experience
FineBill
Billiary
In-app purchases
FineBill
- FineBill Pro Monthly$2.991 Month
- FineBill Pro Yearly3 Days trial$24.991 Year
Billiary
- Billiary Premium$9.99





