Comparison

FineBill vs Billiary

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

FineBill

Never miss a payment with this widget-first bill reminder. Add bills, choose icons, and see upcoming due dates on your home screen or lock screen. Get smart notifications to stay on top of your payments without complex budgeting.

Highlights
  • Widget-first design for home screen
  • Timeline and calendar widgets
  • Lock screen and Apple Watch visibility
  • Smart, customizable reminders (Pro)
  • Simple bill tracking with emoji icons
  • 100% private, data stays on device
  • iCloud sync across devices (Pro)
Features
Read full description

Never miss a bill due date, subscription renewal, or payday. FineBill is a focused bill reminder and income date tracker. Add recurring bills, one-time expenses, recurring income, and one-time income. FineBill organizes upcoming money-in and money-out dates by month, highlights D-Day status, and keeps the next event easy to scan—without becoming a complicated budgeting app. See what matters at a glance • Filter the main timeline by one or more colors • Group events by account, category, or any system that works for you • Add the Color Timeline widget to show only selected groups (FineBill Pro) • Check upcoming dates from Home Screen, Lock Screen, calendar widgets, and Apple Watch Key features • Track up to 5 recurring bills for free; unlock unlimited recurring bills with Pro • Track one-time expenses, recurring income, and one-time income with Pro • View monthly schedules and D-Day badges • Receive a payment-day alert; set up to 5 custom reminders per event with Pro • Move weekend due dates to the previous or next weekday with Pro • Use timeline, single-event, calendar, six-week calendar, and Lock Screen widgets • Sync between devices with iCloud in Pro • Personalize events with 12 colors; unlock all emoji and custom images with Pro FineBill is useful for subscription renewals, rent, utilities, credit card due dates, insurance, salary days, freelance income, and every date you do not want to miss. FineBill tracks dates rather than spending amounts, so setup stays fast and focused. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://finepocket.app/FineBill/privacy

About

Billiary

This offline-first bill tracker helps you manage due dates, payments, and expenses with local storage and no account requirement. Organize bills by category and tags, set reminders, and view financial statistics. Premium features offer multi-currency support, advanced budgeting, and PDF exports.

Highlights
  • Offline-first bill tracking
  • One-time and recurring bills
  • Mark bills as paid/unpaid
  • Custom categories and tags
  • Local notifications for reminders
  • Financial statistics and breakdowns
  • Optional income tracking
Features
Read full description

Billiary is a private, offline-first bill tracker that helps you see what is due, what is paid, and what needs attention—all in one clean app. Track bills, income, subscriptions, payment cards, documents, warranties, QR codes, and loyalty cards without creating an account. Your data stays on your device. Basic · Free forever Privacy • No account required • Works fully offline • Your data stays on your device Bills and payments • Add one-time and recurring bills • Mark bills as paid or unpaid • Record payment and due dates • Track overdue bills • Organize bills by category, tag, and month • Pin important bills • Scan supported bill QR codes Payment cards and fees • Add and manage multiple payment cards • Assign a card or payment source to each bill • Choose a default card for faster entry • Add optional payment fees Insights and history • Explore redesigned Overview and Spending sections • Review this month, last month, the last 7 or 30 days, this year, or a custom period • See totals in their original currencies • Review spending by category and payment source • Browse paid bills for the selected period • See a continuous 12-month history of paid bills and income • Track income and available balance • Search bills by name, notes, or amount Subscriptions • Choose from popular services or add your own • Track renewal dates and billing cycles • Mark subscriptions as active, paused, or cancelled Loyalty cards • Store loyalty and membership cards offline • Add cards using the camera, photos, or manual entry • Detect and display supported barcodes and QR codes • Save multiple images, search cards, and mark favorites Appearance and language • Light, dark, and system themes • English, Italian, Spanish, German, French, Serbian, and Simplified Chinese Premium · One-time upgrade Unlock Smart Attachments and advanced tools for budgets, analytics, reports, reminders, and organization. Smart Attachments and warranties • Attach receipts, warranties, invoices, photos, screenshots, and PDFs • Add files using Camera, Photos, or Files • Browse, search, preview, edit, and remove attachments • Link documents to bills or create prefilled bills • Reuse files across recurring bills without duplicates • Save warranty dates, names, and notes • Review warranties and schedule separate reminders Budget, cards, and currencies • Track Cash, Card, and Savings balances • Deduct paid bills and fees from the selected source • Set optional monthly card spending limits • Review monthly spending by card • Transfer money between accounts and currencies • Manage currencies and manual exchange rates • Review activity and revert transfers Advanced insights and reports • View your monthly Bills-to-Income ratio • Compare the current month with the previous month • Explore category charts, spending trends, and tag analytics • View adaptive daily or weekly spending charts • See paid-item counts, daily averages, and highest expenses • Review subscription spending, payment history, and projections • Export PDF reports for a month, year, the last 12 months, or a selected spending period • See converted charts while retaining native amounts in report details More Premium tools • Filter bills and spending insights by tag • Create loyalty-card collections • Set multiple reminders per bill • Use flexible recurrence and custom repeat counts • Use Home Screen widgets • Create complete ZIP backups with cards, attachments, and loyalty-card images • Restore files without duplicates • Import supported legacy JSON backups Keep everything organized—privately, offline, and without an account.

Screenshots

FineBill4 screens
Billiary4 screens

Verdict

The call

The clearest difference is rating: Billiary at 5.0 against FineBill's 4.0. Billiary also leads on iOS requirement (16.6 vs 26.0). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. FineBill sells 2 in-app purchases, starting at $2.99 per month and Billiary sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

Billiary holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 2 and 1 respectively.

UpkeepUpdate frequency

FineBill ships an update every 8 days, Billiary every 9 days. The most recent releases landed on September 11, 2026 and September 19, 2026 respectively.

Scorecard2 real differences · 8 level
FineBill versus Billiary: the parameters behind the verdict, then further details
ParameterFineBillBilliary
PriceFreeFree
Rating4.0 (2 ratings)5.0 (1 ratings) — better
Positive reviews50.0% of reviews
Number of ratings2 — better1
Update frequencyEvery 8 days — betterEvery 9 days
AdsNoNo
In-app purchasesYesYes
MonetizationFreemiumFreemium
DevicesiPhone, Apple WatchiPhone, iPad
Requires iOS26.016.6 — better
Further details — not scored
Size19 MB15 MB
Age rating4+4+
DeveloperFine PocketNikola Banovic

Customer experience

FineBill

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews2 reviews
Positive50.0%
Neutral0.0%
Negative50.0%

Billiary

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

2 purchases

FineBill

Subscriptions2
  • FineBill Pro Monthly$2.991 Month
  • FineBill Pro Yearly3 Days trial$24.991 Year
1 purchases

Billiary

One-time1
  • Billiary Premium$9.99

Questions

Is FineBill free?
FineBill is free to download, with in-app purchases available.
Is Billiary free?
Billiary is free to download, with in-app purchases available.
Which has better reviews, FineBill or Billiary?
Billiary is rated higher. FineBill averages 4.0 out of 5 from 2 ratings, while Billiary averages 5.0 from 1 ratings.
Do FineBill or Billiary have ads?
Neither FineBill nor Billiary shows ads.
Which is updated more often, FineBill or Billiary?
FineBill ships an update every 8 days, and Billiary every 9 days. Most recently, FineBill was updated on September 11, 2026 and Billiary on September 19, 2026.

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