Nivesh Track vs Gravity
Price, ratings, monetisation and update history for both apps, side by side ā with what reviewers say about each.
Nivesh Track
Read full descriptionHide full description
Nivesh Track comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. Ā Nivesh Track keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.
Gravity
Read full descriptionHide full description
Know what's safe to spend ā every single day. Gravity does the math you never do: your income, minus what you've spent, minus the bills that haven't hit yet ā divided by the days left. One number, every morning. A progress bar shows today's burn. That's it. No spreadsheet, no guilt. CAPTURE IN SECONDS ⢠Keypad-first quick add ā amount, merchant, done ⢠Merchant autocomplete that learns from you ⢠Rules that auto-categorise ("swiggy" ā Food, forever) ⢠Import bank-statement CSVs ā even messy ones with buried headers ⢠Attach receipts to any expense ⢠Log by voice with Siri, or straight from the widget EVERY RUPEE HAS A PLACE ⢠Accounts ā banks, credit cards (with limit meters), cash, wallets ⢠Transfers between accounts that never pollute your spending ⢠Net worth: what you own minus what you owe ⢠Split any bill across categories ā or mark a friend's share PEOPLE ā the udhaar book your memory deserves "Rohit owes me ā¹2,000." Track money lent and borrowed, settle up with one tap, see your net position. Split a dinner and the friend's share lands here automatically. BILLS & EMIs THAT MANAGE THEMSELVES ⢠Auto-detects subscriptions and EMIs from your history ⢠Add EMIs with an end date ā "14 instalments left, ends Mar 2027" ⢠Reminders before every due date, naming the account to keep funded ⢠Price-hike alerts when a subscription quietly gets costlier ⢠Flag-to-cancel and see exactly what you'd save UNDERSTAND YOUR MONEY ⢠Monthly report: what moved vs last month, biggest expense, spending calendar ⢠Category breakdowns, top merchants, trend charts ⢠No-spend streaks on a heatmap ā build the habit ⢠A 5-pillar financial health score ⢠Budgets that warn at 85%, goals with round-up auto-savings WIDGETS EVERYWHERE Home screen and lock screen ā this week's spend, today's total, safe-per-day, and one-tap quick add. PRIVATE BY ARCHITECTURE No account. No cloud. No analytics. Your financial life lives in your phone's encrypted storage and nowhere else. Back up to a file you control; restore anywhere. Face ID lock built in. Trips & tags for travel budgets. Multi-currency with live rates. Light and pure-black dark themes. Made with obsession by BlackSpace AI. Your money, in orbit.
Screenshots
Verdict
The clearest difference is update cadence: Gravity at every 2 weeks against Nivesh Track's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Nivesh Track ships an update every 4 months, Gravity every 2 weeks. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.
| Parameter | Nivesh Track | Gravity |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 4 months | Every 2 weeks ā better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod ā better | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details ā not scored | ||
| Size | 28 MB | 31 MB |
| Age rating | 17+ | 4+ |
| Developer | Cadence Finserve Private Limited | Sumith T |
In-app purchases
Nivesh Track
No in-app purchases
Gravity
No in-app purchases









