Comparison

Nivesh Track vs Gravity

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Nivesh Track

Features
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Nivesh Track comes with advance and updated features that provide the best experience of managing your invested money in the mutual funds along with the other investments and allows you to draw the results of the funds anytime through systematic reports. Ā  Nivesh Track keeps you aware of funds invested in the market and gives freedom to conduct self-research along with investment monitoring anytime from anywhere just through a click. Invest in Mutual funds within few seconds through a virtual platform and enjoy the new experience of online investment along with safety & security.

About

Gravity

Features
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Know what's safe to spend — every single day. Gravity does the math you never do: your income, minus what you've spent, minus the bills that haven't hit yet — divided by the days left. One number, every morning. A progress bar shows today's burn. That's it. No spreadsheet, no guilt. CAPTURE IN SECONDS • Keypad-first quick add — amount, merchant, done • Merchant autocomplete that learns from you • Rules that auto-categorise ("swiggy" → Food, forever) • Import bank-statement CSVs — even messy ones with buried headers • Attach receipts to any expense • Log by voice with Siri, or straight from the widget EVERY RUPEE HAS A PLACE • Accounts — banks, credit cards (with limit meters), cash, wallets • Transfers between accounts that never pollute your spending • Net worth: what you own minus what you owe • Split any bill across categories — or mark a friend's share PEOPLE — the udhaar book your memory deserves "Rohit owes me ₹2,000." Track money lent and borrowed, settle up with one tap, see your net position. Split a dinner and the friend's share lands here automatically. BILLS & EMIs THAT MANAGE THEMSELVES • Auto-detects subscriptions and EMIs from your history • Add EMIs with an end date — "14 instalments left, ends Mar 2027" • Reminders before every due date, naming the account to keep funded • Price-hike alerts when a subscription quietly gets costlier • Flag-to-cancel and see exactly what you'd save UNDERSTAND YOUR MONEY • Monthly report: what moved vs last month, biggest expense, spending calendar • Category breakdowns, top merchants, trend charts • No-spend streaks on a heatmap — build the habit • A 5-pillar financial health score • Budgets that warn at 85%, goals with round-up auto-savings WIDGETS EVERYWHERE Home screen and lock screen — this week's spend, today's total, safe-per-day, and one-tap quick add. PRIVATE BY ARCHITECTURE No account. No cloud. No analytics. Your financial life lives in your phone's encrypted storage and nowhere else. Back up to a file you control; restore anywhere. Face ID lock built in. Trips & tags for travel budgets. Multi-currency with live rates. Light and pure-black dark themes. Made with obsession by BlackSpace AI. Your money, in orbit.

Screenshots

Nivesh Track4 screens
Gravity4 screens

Verdict

The call

The clearest difference is update cadence: Gravity at every 2 weeks against Nivesh Track's every 4 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Ā· Rating Ā· Positive reviews Ā· Number of ratings Ā· Update frequency Ā· Ads Ā· In-app purchases Ā· Monetization Ā· Best chart rank Ā· Devices Ā· Requires iOS

CostPrice Ā· In-app purchases Ā· Ads Ā· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Nivesh Track ships an update every 4 months, Gravity every 2 weeks. The most recent releases landed on October 13, 2026 and October 15, 2026 respectively.

Scorecard1 real difference Ā· 5 level
Nivesh Track versus Gravity: the parameters behind the verdict, then further details
ParameterNivesh TrackGravity
PriceFreeFree
Update frequencyEvery 4 monthsEvery 2 weeks — better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPad, iPod — betteriPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size28 MB31 MB
Age rating17+4+
DeveloperCadence Finserve Private LimitedSumith T

In-app purchases

None

Nivesh Track

No in-app purchases

None

Gravity

No in-app purchases

Questions

Is Nivesh Track free?
Nivesh Track is free to download, with no in-app purchases.
Is Gravity free?
Gravity is free to download, with no in-app purchases.
Do Nivesh Track or Gravity have ads?
Neither Nivesh Track nor Gravity shows ads.
Which is updated more often, Nivesh Track or Gravity?
Nivesh Track ships an update every 4 months, and Gravity every 2 weeks. Most recently, Nivesh Track was updated on October 13, 2026 and Gravity on October 15, 2026.

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