Comparison

CBE Authenticator vs LakiPay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

CBE Authenticator

Features
Read full description

Commercial Bank of Ethiopia Soft Token The Official Soft Token app of CBE for IOS CBE IOS Soft Token app is Multi factor authentication app which gives you access to generate OTP on your IOS Device phone to login and and make transaction to cbe internet banking. Once you download the application, you can get Activation code from CBE self service portal . For further information, please e-mail to us :- CBEIntBankingMFA@cbe.com.et

About

LakiPay

A secure and fast mobile wallet for sending and receiving money, paying bills, and purchasing airtime. It simplifies everyday transactions like splitting costs and merchant payments through a user-friendly interface.

Highlights
  • Send and receive cash instantly
  • Pay bills and buy airtime
  • Scan QR codes at merchants
  • Simple and secure wallet
  • Effortless everyday payments
Features
Read full description

LakiPay is the fast, secure way to move your money. Send and receive cash in seconds, pay bills, buy airtime, and scan QR at shops—all from one simple wallet. Whether you’re splitting lunch, topping up family, or checking out at a merchant, LakiPay makes everyday payments effortless and safe.

Screenshots

CBE Authenticator4 screens
LakiPay4 screens

Verdict

The call

The clearest difference is update cadence: LakiPay at every 4 days against CBE Authenticator's every 2 months. CBE Authenticator's advantage is iOS requirement (12.0 vs 15.5). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

CBE Authenticator ships an update every 2 months, LakiPay every 4 days. The most recent releases landed on September 8, 2026 and September 25, 2026 respectively.

Scorecard2 real differences · 7 level
CBE Authenticator versus LakiPay: the parameters behind the verdict, then further details
ParameterCBE AuthenticatorLakiPay
PriceFreeFree
Rating—5.0 (2 ratings) — better
Number of ratings—2 — better
Update frequencyEvery 2 monthsEvery 4 days — better
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPad, iPodiPhone, iPad, iPod
Requires iOS12.0 — better15.5
Further details — not scored
Size79 MB58 MB
Age rating4+12+
DeveloperCommercial Bank of EthiopiaLAKIPAY FINANCIAL TECNOLOGIES SC

In-app purchases

None

CBE Authenticator

No in-app purchases

None

LakiPay

No in-app purchases

Questions

Is CBE Authenticator free?
CBE Authenticator is free to download, with no in-app purchases.
Is LakiPay free?
LakiPay is free to download, with no in-app purchases.
Do CBE Authenticator or LakiPay have ads?
Neither CBE Authenticator nor LakiPay shows ads.
Which is updated more often, CBE Authenticator or LakiPay?
CBE Authenticator ships an update every 2 months, and LakiPay every 4 days. Most recently, CBE Authenticator was updated on September 8, 2026 and LakiPay on September 25, 2026.

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