Coming Pay vs KaviPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coming Pay
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Coming Pay: Effortless QR Payments in Vietnam Using USDT Traveling to Vietnam? Say goodbye to payment hassles! As a foreign tourist or business traveler, you've likely faced challenges with local QR Pay systems—bank apps don't support international registrations, forcing you to rely on high-fee currency exchanges, cash, or credit cards. In remote areas, running out of cash can ruin your trip. Enter Coming Pay, the innovative app designed specifically for international visitors like you. Powered by our cutting-edge technology, Coming Pay lets you deposit USDT (Tether) into your account and seamlessly convert it to VND for instant QR code payments anywhere in Vietnam. No more expensive fees, no more hunting for ATMs or exchange bureaus—just quick, secure transactions at millions of merchants, from bustling Hanoi streets to serene Mekong Delta spots. Key Features: - USDT Deposits: Easily top up your wallet with USDT from your crypto holdings—perfect as more travelers embrace stablecoins. Instant Conversion: Our proprietary tech converts USDT to VND in real-time, ensuring you pay like a local without the volatility. - QR Code Scanning: Scan and pay at any VietQR-compatible merchant, including shops, restaurants, taxis, and markets. - Secure & Convenient: Bank-grade security, low fees, and no need for a Vietnamese bank account or ID. - Travel-Friendly: Track expenses, view transaction history, and get support in English for a stress-free experience. Whether you're exploring Ha Long Bay, attending meetings in Ho Chi Minh City, or venturing off the beaten path, Coming Pay makes Vietnam accessible and affordable. Join the growing community of savvy travelers using crypto for everyday payments. Download Coming Pay now and unlock seamless spending in Vietnam—your adventure awaits! For support, contact us at: Email: hi@coming.io Website: https://pay.coming.io
KaviPay
Manage your finances with virtual and physical cards, fund accounts with crypto or Naira, and pay bills instantly. Securely track spending and enjoy global payment capabilities.
- Virtual VISA, Mastercard, Verve, Afrigo cards
- Physical Verve and Afrigo cards
- Fund with cryptocurrency or Naira
- Instant bill payments (electricity, airtime, data)
- Biometric and two-factor authentication
- Spending analytics and reports
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Spend Anywhere. Fund with Crypto or Naira. Pay Bills Instantly. KaviPay makes managing your money simple and secure. Get instant access to virtual VISA, Mastercard, Verve and Afrigo cards, or order physical Verve and Afrigo cards delivered to your door. VIRTUAL CARDS — INSTANT & GLOBAL • Instant VISA, Mastercard, Verve, and Afrigo virtual cards • Use for online shopping, subscriptions, and digital payments worldwide • Add to Apple Pay for contactless payments • Create multiple cards for different spending needs PHYSICAL CARDS — LOCALLY ACCEPTED • Verve and Afrigo physical cards for Nigerian merchants • Use at ATMs, POS terminals, and online • Delivered securely to your registered address FLEXIBLE FUNDING • Fund with cryptocurrency (USDC, USDT, SOL, ETH, BNB, POL) • Fund with Nigerian Naira via bank transfer • Transparent exchange rates with no hidden fees PAY BILLS EFFORTLESSLY • Electricity for all major DISCOs • Mobile airtime for MTN, Glo, Airtel, 9mobile • Data bundles, DStv, GOtv, Startimes, and more SECURITY YOU CAN TRUST • Biometric authentication (fingerprint & Face ID) • Two-factor authentication for all transactions • Freeze/unfreeze cards and set spending limits • PCI DSS compliant through licensed partners SPENDING ANALYTICS • Real-time transaction tracking • Categorized spending analytics and monthly reports KaviPay operates in partnership with licensed financial institutions including Safe Haven Microfinance Bank (CBN Licensed) and PCI DSS compliant card service providers. Users must be 18+. Valid ID required for verification. Fees disclosed before confirmation. Support: support@kavipay.io
Screenshots
Verdict
The clearest difference is update cadence: Coming Pay at fortnightly against KaviPay's every 2 months. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Coming Pay ships an update fortnightly, KaviPay every 2 months. The most recent releases landed on October 30, 2026 and October 17, 2026 respectively.
| Parameter | Coming Pay | KaviPay |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (1 ratings) — better |
| Positive reviews | — | 100.0% of reviews |
| Number of ratings | — | 1 — better |
| Update frequency | Fortnightly — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | — | Free |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15.1 |
| Further details — not scored | ||
| Size | 64 MB | 39 MB |
| Age rating | 17+ | 4+ |
| Developer | Betado | Kavipay Limited |
In-app purchases
Coming Pay
No in-app purchases
KaviPay
No in-app purchases









