Coming Pay vs ZRPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Coming Pay
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Coming Pay: Effortless QR Payments in Vietnam Using USDT Traveling to Vietnam? Say goodbye to payment hassles! As a foreign tourist or business traveler, you've likely faced challenges with local QR Pay systems—bank apps don't support international registrations, forcing you to rely on high-fee currency exchanges, cash, or credit cards. In remote areas, running out of cash can ruin your trip. Enter Coming Pay, the innovative app designed specifically for international visitors like you. Powered by our cutting-edge technology, Coming Pay lets you deposit USDT (Tether) into your account and seamlessly convert it to VND for instant QR code payments anywhere in Vietnam. No more expensive fees, no more hunting for ATMs or exchange bureaus—just quick, secure transactions at millions of merchants, from bustling Hanoi streets to serene Mekong Delta spots. Key Features: - USDT Deposits: Easily top up your wallet with USDT from your crypto holdings—perfect as more travelers embrace stablecoins. Instant Conversion: Our proprietary tech converts USDT to VND in real-time, ensuring you pay like a local without the volatility. - QR Code Scanning: Scan and pay at any VietQR-compatible merchant, including shops, restaurants, taxis, and markets. - Secure & Convenient: Bank-grade security, low fees, and no need for a Vietnamese bank account or ID. - Travel-Friendly: Track expenses, view transaction history, and get support in English for a stress-free experience. Whether you're exploring Ha Long Bay, attending meetings in Ho Chi Minh City, or venturing off the beaten path, Coming Pay makes Vietnam accessible and affordable. Join the growing community of savvy travelers using crypto for everyday payments. Download Coming Pay now and unlock seamless spending in Vietnam—your adventure awaits! For support, contact us at: Email: hi@coming.io Website: https://pay.coming.io
ZRPay
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ZR Pay turns your digital assets into real-world spending power. Pledge USDT and other supported assets to unlock a spending limit on your card, then pay anywhere Visa is accepted — online and offline, at home and abroad. WHY ZR PAY • Global reach — spend across many countries and regions worldwide, everywhere Visa is accepted. • Asset-backed limit — pledge your digital assets to unlock a spending limit; no need to sell your holdings first. •Fast issuance — apply for a spending card in minutes after identity verification (KYC). • Online & offline — bind mainstream wallets for in-store scan or tap, and pay for online shopping and subscriptions. • Transparent fees — low spending fees, no hidden annual charges. BUILT-IN SECURITY • Payment password for sensitive actions • 3DS cardholder verification for online payments • Freeze / unfreeze your card anytime • Real-time transaction alerts EVERYDAY SCENARIOS Cross-border shopping · online subscriptions · in-store payments · travel · games & digital services ABOUT & COMPLIANCE ZR Pay is operated by ZR Credit Services Limited, a Hong Kong company. Identity verification (KYC) and anti-money-laundering (AML) checks apply to all users. Support: https://www.zrpay.hk · Contact: ops@zrpay.hk
Screenshots
Verdict
The clearest difference is iOS requirement: Coming Pay at 15.1 against ZRPay's 17.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
Coming Pay ships an update fortnightly, ZRPay every 3 weeks. The most recent releases landed on October 30, 2026 and October 25, 2026 respectively.
| Parameter | Coming Pay | ZRPay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 17.0 |
| Further details — not scored | ||
| Size | 64 MB | 47 MB |
| Age rating | 17+ | 4+ |
| Developer | Betado | ZIRCON CREDIT SERVICE LIMITED |
In-app purchases
Coming Pay
No in-app purchases
ZRPay
No in-app purchases









