Comparison

Ozapay vs Duality Wallet

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

Ozapay

Features
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OZAPAY is a self-custody crypto wallet and payment application designed to simplify the everyday use of digital assets. Built for the modern digital economy, OZAPAY allows users to securely store, send and receive cryptocurrencies from a clean and intuitive interface while maintaining full control over their funds. Self-custody and control OZAPAY is built around a fundamental principle: your digital assets remain under your control. With a self-custody model, you keep full ownership of your wallets without relying on a centralized custodial system. Payments and transfers โ€ข Send and receive cryptocurrencies easily โ€ข Make payments using QR codes โ€ข Track and manage your transactions transparently Available features may evolve depending on the deployment phase and account configuration. Multi-asset management Manage multiple digital assets within a single environment, with clear visibility on transaction amounts and applicable network fees. Security and compliance Security is a priority. OZAPAY integrates advanced protection mechanisms and follows applicable regulatory standards in order to ensure the safety of user data and transactions. Continuous development OZAPAY evolves progressively. New features are introduced step by step according to the development roadmap, with a responsible long-term approach. Who is it for? OZAPAY is designed for people looking for a simple and modern way to manage digital assets and crypto payments while keeping full control of their funds. OZAPAY is a practical tool, actively developed and built for the future. More information www.ozapay.me

About

Duality Wallet

Read full description

Cash on your phone. As simple as Apple Pay, as fast as a text message, and as open as email. Duality is a self-custodial wallet that finally makes bitcoin feel like money you can actually use. Spend it, send it, get paid in it, in seconds, with no bank or middleman taking a cut. MONEY THAT MOVES LIKE A MESSAGE Payments settle over the Lightning network in seconds, not the three-day "pending" you're used to. Send, and it's done. TWO POCKETS, ONE WALLET Keep a Digital Cash balance to spend day to day, and a Bitcoin balance to hold. Swipe between them, and convert one to the other in a tap. GET PAID LIKE EMAIL Claim your own Lightning address: you@dualitywallet.money. Anyone, on any Lightning wallet, can pay you. No app lock-in, no account numbers. PAY IN A TAP Tap to pay over NFC, or scan any QR code with Quick Pay. Save the people and places you pay often as Favourites and settle up in two taps. SIGN IN WITH A PASSKEY, BACKED BY YOUR RECOVERY PHRASE Create and unlock your wallet with your fingerprint or face, with no password to remember. Your recovery phrase is the backup that always works: save it when you set up, and it restores your wallet on any device, whatever happens to your phone. YOUR KEYS, YOUR MONEY Your keys are generated on your device and never leave it. There's no account, no email signup, and no company that can freeze, spend, or block your balance. No analytics or tracking, in the app or on our site. SECURED BY BITCOIN Duality is built on Spark, a bitcoin layer 2, using the Breez SDK. Your money is secured by the most open, decentralised monetary network there is. Value you hold directly, not an IOU. Money without middlemen. Download Duality and try it today. Self-custodial means you're in control and responsible for your own access. Bitcoin's value can go up and down. Duality is not a bank and does not offer insured deposits.

Screenshots

Ozapay4 screens
Duality Wallet3 screens

Verdict

The call

The clearest difference is update cadence: Duality Wallet at every 5 days against Ozapay's fortnightly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Ozapay ships an update fortnightly, Duality Wallet every 5 days. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard1 real difference ยท 5 level
Ozapay versus Duality Wallet: the parameters behind the verdict, then further details
ParameterOzapayDuality Wallet
PriceFreeFree
Update frequencyFortnightlyEvery 5 days โ€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhoneiPhone, iPod โ€” better
Requires iOS16.015.1 โ€” better
Further details โ€” not scored
Size64 MB51 MB
Age rating4+17+
DeveloperOzapayDuality Wallet Pty Ltd

In-app purchases

None

Ozapay

No in-app purchases

None

Duality Wallet

No in-app purchases

Questions

Is Ozapay free?
Ozapay is free to download, with no in-app purchases.
Is Duality Wallet free?
Duality Wallet is free to download, with no in-app purchases.
Do Ozapay or Duality Wallet have ads?
Neither Ozapay nor Duality Wallet shows ads.
Which is updated more often, Ozapay or Duality Wallet?
Ozapay ships an update fortnightly, and Duality Wallet every 5 days. Most recently, Ozapay was updated on November 5, 2026 and Duality Wallet on October 31, 2026.

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