Ozapay vs Spondula

OZAPAY is a self-custody crypto wallet and payment application designed to simplify the everyday use of digital assets. Built for the modern digital economy, OZAPAY allows users to securely store, send and receive cryptocurrencies from a clean and intuitive interface while maintaining full control over their funds. Self-custody and control OZAPAY is built around a fundamental principle: your digital assets remain under your control. With a self-custody model, you keep full ownership of your wallets without relying on a centralized custodial system. Payments and transfers • Send and receive cryptocurrencies easily • Make payments using QR codes • Track and manage your transactions transparently Available features may evolve depending on the deployment phase and account configuration. Multi-asset management Manage multiple digital assets within a single environment, with clear visibility on transaction amounts and applicable network fees. Security and compliance Security is a priority. OZAPAY integrates advanced protection mechanisms and follows applicable regulatory standards in order to ensure the safety of user data and transactions. Continuous development OZAPAY evolves progressively. New features are introduced step by step according to the development roadmap, with a responsible long-term approach. Who is it for? OZAPAY is designed for people looking for a simple and modern way to manage digital assets and crypto payments while keeping full control of their funds. OZAPAY is a practical tool, actively developed and built for the future. More information www.ozapay.me

Paying someone should be as easy as texting them. With Spondula it is. Claim your S Handle, the name people pay you by, and send, receive, request and chat in seconds, across 80+ currencies, without an account number in sight. Spondula is one wallet for the payments you actually make: paying a friend back at dinner, splitting the holiday house, sending support home, tipping a creator you love. No sort codes, no IBANs, no waiting for banks to open. YOUR NAME IS YOUR ADDRESS Every Spondula user has an S Handle. It's how friends find you and how payments reach you. • Say who, say how much, done. Payments land in seconds, day or night, weekends included. • Show your QR and get paid on the spot. • Send a payment link to someone who isn't on Spondula yet. They claim it when they join. • No account numbers shared, ever. PAYMENTS THAT TALK Every payment can start a conversation. • Chat with your contacts right inside the app. • Request your share and get paid in the thread. • Split things with friends and keep score without the awkwardness. • Receipts stay where the conversation happened, so nobody forgets who paid. 80+ CURRENCIES IN ONE WALLET Hold balances in the currencies you actually use, from GBP, USD and EUR to AED, SGD, MXN and dozens more, as stable assets on the Spondula Network. • Keep separate balances per currency and see them all in one place. • Convert between currencies at the live rate, whenever you like, in two taps. • Travelling, freelancing, supporting family abroad: pay inhem, hold the one that suits you. TOP UP AND CASH OUT Your balance, your call. • Buy by card or bank transfer in supported currencies. • Save your card so the next top up takes seconds. • Switch on Auto Top Up and your balance refills itself bef • Cash out to your bank account when you want it back. FOR CREATORS Turn your handle into a tip page. • Pick your theme, write your bio, set suggested amounts. • Add your socials so supporters can find you everywhere. • Share one link and let people back you in seconds. INVITE YOUR PEOPLE Spondula is better with friends. Invite them with your linkearn rewards as your circle grows. YOUR KEYS, YOUR WALLET Spondula is non-custodial wallet software. Your keys are created and encrypted on your device, and every transaction is signed locally, by you. Nobody else can spend what's yours. Not us, not anyone. SERIOUSLY SECURED • Face ID and your PIN protect the app on every device. • Optional two-step verification adds another lock. • Identity verification keeps the network trusted. • Report, block and moderation controls keep conversations • See every device signed into your account, and sign them out from your phone. ALWAYS IN THE LOOP Know the second you're paid. Payment notifications open strr activity feed keeps a clean record of everything, andrepeating a payment takes one tap. WHY PEOPLE CHOOSE SPONDULA • Payments land in seconds, not days. • One wallet for 80+ currencies. • Chat, requests and receipts in one place. • Your keys stay on your device. • No account numbers, no paperwork, no fuss. Spondula. Anyone. Anywhere. Anytime.