Comparison

Sedl App vs FLO

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Sedl App

This finance app allows instant sending, receiving, and conversion of money using digital dollars. It connects traditional banking with stablecoins for fast, simple, and accessible global payments.

Highlights
  • Send and receive money instantly
  • Convert between fiat and digital dollars (USDC)
  • Fund wallet via local bank or card
  • Fast and accessible global payments
  • Modern fintech wallet
Read full description

Sedl is a modern fintech wallet that lets you send, receive, and convert money instantly using digital dollars (USDC). It bridges traditional banking and stablecoins, making global payments fast, simple, and accessible. Fund your wallet using your local bank or card, send money to anyone on Sedl in seconds, and convert between fiat and USDC whenever you need.

About

FLO

Send, receive, and manage money instantly and securely. Effortlessly split bills, pay vendors, and track all your transactions in one streamlined application. Designed for speed and simplicity, it makes moving money between individuals and businesses seamless.

Highlights
  • Instant money transfers
  • Easy bill splitting
  • Pay anyone, anywhere
  • Secure payments with encryption
  • Smart transaction tracking
  • Multiple payout options
  • Business-friendly features
Features
Read full description

FLO is the smarter way to send, receive, and manage money—built for speed, security, and simplicity. Move money instantly to friends, family, or businesses with just a few taps. Split bills, pay vendors, get paid for jobs, and track every transaction in one easy-to-use app. Whether you’re paying rent, sharing expenses, or sending funds anywhere, FLO makes it effortless. Key Features Instant Transfers – Send and receive money in seconds Easy Bill Splitting – Share expenses with friends or groups Pay Anyone, Anywhere – Recipients don’t need the app Secure Payments – Bank-level security and encryption Smart Tracking – View and manage all transactions Multiple Payout Options – Direct deposit, debit card, or wallet Business Friendly – Perfect for freelancers and small businesses Modern Design – Clean, simple, and stress-free experience Why FLO? FLO is designed to be faster, simpler, and more flexible than traditional payment apps. No complicated steps. No confusion. Just a smooth, reliable way to move your money. FLO – Move Money Your Way.

Screenshots

Sedl App4 screens
FLO4 screens

Verdict

The call

The clearest difference is rating: Sedl App at 5.0 against FLO's 3.0. Sedl App also leads on iOS requirement (13.4 vs 15.1). On price, ratings volume, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

Sedl App holds the better App Store score, 5.0 against 3.0. Both are backed by a comparable volume of ratings — 4 and 2 respectively.

Scorecard2 real differences · 7 level
Sedl App versus FLO: the parameters behind the verdict, then further details
ParameterSedl AppFLO
PriceFreeFree
Rating5.0 (4 ratings) — better3.0 (2 ratings)
Number of ratings4 — better2
Update frequencyWeekly—
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS13.4 — better15.1
Further details — not scored
Size35 MB185 MB
Age rating4+17+
DeveloperSEDL INCSidikie Kamara

In-app purchases

None

Sedl App

No in-app purchases

None

FLO

No in-app purchases

Questions

Is Sedl App free?
Sedl App is free to download, with no in-app purchases.
Is FLO free?
FLO is free to download, with no in-app purchases.
Which has better reviews, Sedl App or FLO?
Sedl App is rated higher. Sedl App averages 5.0 out of 5 from 4 ratings, while FLO averages 3.0 from 2 ratings.
Do Sedl App or FLO have ads?
Neither Sedl App nor FLO shows ads.

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