Katsu MFB vs MTB Pay Agent
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Katsu MFB
Manage your personal and business finances with a licensed banking app. Open accounts, save with high interest, transfer funds securely, and access business loans. Offers tools for individuals and entrepreneurs.
- Open accounts in minutes
- High-return fixed deposit savings
- Secure money transfers
- Bill payments and airtime top-up
- Free business accounts
- Access to business loans
- Staff permission management
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Katsu MFB: Your financial partner for every stage. Welcome to Katsu, where we make managing your money simple and effective. Licensed by the Central Bank of Nigeria, Katsu brings you a trusted app packed with tools for individuals and businesses alike. Whether you’re paying bills, saving with great returns, or growing your business, we’ve got your back. What makes us different? For Personal Banking: 1. Open an account in Minutes: No paperwork. No queues. Just download the app, choose your account type, complete your KYC, and you’re ready to go. 2. Fixed deposit savings: Want your money to grow while you sleep? Create fixed deposit accounts with interest rates from 16% to 28% annually. Set your duration, watch your funds grow, and even choose rollover options. 3. Secure transfers: Send money to other banks or Katsu users with complete peace of mind. Every transaction is PIN protected. 4. Managing daily expenses is effortless: Pay your electricity bills, buy airtime, fund your TV subscriptions, or handle education payments directly from the app. 5. Add unlimited beneficiaries and transfer money instantly to any Nigerian bank. Generate official bank statements whenever you need them. 6. Rich dashboard: Your dashboard shows everything at a glance: recent transactions, account analytics, and quick actions for the things you do most. For Business Banking: 1. Free business account: Open a no-cost business account with full access to our suite of tools (All the tools in a personal account and special business tools). 2. Access to credit: Need funding? Apply for loans directly within the app with flexible terms and quick review. · Commodity Financing: For traders, producers, and transporters of raw materials. · Inventory Financing: Stock up for the season without cash flow issues. · Working Capital: Covers everyday operations and keeps things running smoothly. · Invoice Discounting: Get paid on your terms—turn unpaid invoices into working cash. 3. Settlement account: Choose where your funds go when you withdraw, perfect for managing multiple accounts. 4. Staff permissions: Give your staff access to confirm customer payments without sharing sensitive business data. Activate or deactivate staff access at any time. ____________________________________________________________________________________ Built for Ease, Powered by Security Katsu uses multi-step verification, PIN protection, and encrypted processes to ensure your money stays safe. From onboarding to your day-to-day transactions, every step is secure. Ready to upgrade your banking? Join other Nigerians who've made the switch to Katsu. Whether you're saving for something special or growing your business, Katsu is here to help every step of the way. Download the app today and discover what banking should feel like. Customer Support Stuck? Have a question? Our team is always ready to help—any time, any day.
MTB Pay Agent
This secure mobile platform allows registered partners to offer financial services like cash-in, cash-out, and fund transfers. Agents can efficiently serve customers and earn commissions on each transaction.
- Cash-in services
- Cash-out services
- Fund transfers
- Secure mobile platform
- Earn commissions
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MTB Pay Agent App is a powerful and secure mobile platform designed for registered MTB Agent Partners to provide financial services such as cash-in, cash-out, and fund transfers. The app makes it easy for agents to serve customers quickly while earning attractive commissions on every transaction.
Screenshots
Verdict
The clearest difference is rating: MTB Pay Agent at 5.0 against Katsu MFB's 4.0. MTB Pay Agent also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). Katsu MFB's advantage is update cadence (fortnightly vs every 3 months). On price, ratings volume, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
MTB Pay Agent holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively.
Katsu MFB ships an update fortnightly, MTB Pay Agent every 3 months. The most recent releases landed on October 12, 2026 and October 17, 2026 respectively.
| Parameter | Katsu MFB | MTB Pay Agent |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | — |
| Number of ratings | 1 | 1 |
| Update frequency | Fortnightly — better | Every 3 months |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15.1 | 15 — better |
| Further details — not scored | ||
| Size | 31 MB | 71 MB |
| Age rating | 4+ | 4+ |
| Developer | 020 Network Limited | MYANMA TOURISM BANK PUBLIC COMPANY LIMITED |
Customer experience
Katsu MFB
MTB Pay Agent
In-app purchases
Katsu MFB
No in-app purchases
MTB Pay Agent
No in-app purchases









