Comparison

Katsu MFB vs Lightway MFB

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Katsu MFB

Manage your personal and business finances with a licensed banking app. Open accounts, save with high interest, transfer funds securely, and access business loans. Offers tools for individuals and entrepreneurs.

Highlights
  • Open accounts in minutes
  • High-return fixed deposit savings
  • Secure money transfers
  • Bill payments and airtime top-up
  • Free business accounts
  • Access to business loans
  • Staff permission management
Features
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Katsu MFB: Your financial partner for every stage. Welcome to Katsu, where we make managing your money simple and effective. Licensed by the Central Bank of Nigeria, Katsu brings you a trusted app packed with tools for individuals and businesses alike. Whether you’re paying bills, saving with great returns, or growing your business, we’ve got your back. What makes us different? For Personal Banking: 1. Open an account in Minutes: No paperwork. No queues. Just download the app, choose your account type, complete your KYC, and you’re ready to go. 2. Fixed deposit savings: Want your money to grow while you sleep? Create fixed deposit accounts with interest rates from 16% to 28% annually. Set your duration, watch your funds grow, and even choose rollover options. 3. Secure transfers: Send money to other banks or Katsu users with complete peace of mind. Every transaction is PIN protected. 4. Managing daily expenses is effortless: Pay your electricity bills, buy airtime, fund your TV subscriptions, or handle education payments directly from the app. 5. Add unlimited beneficiaries and transfer money instantly to any Nigerian bank. Generate official bank statements whenever you need them. 6. Rich dashboard: Your dashboard shows everything at a glance: recent transactions, account analytics, and quick actions for the things you do most. For Business Banking: 1. Free business account: Open a no-cost business account with full access to our suite of tools (All the tools in a personal account and special business tools). 2. Access to credit: Need funding? Apply for loans directly within the app with flexible terms and quick review. · Commodity Financing: For traders, producers, and transporters of raw materials. · Inventory Financing: Stock up for the season without cash flow issues. · Working Capital: Covers everyday operations and keeps things running smoothly. · Invoice Discounting: Get paid on your terms—turn unpaid invoices into working cash. 3. Settlement account: Choose where your funds go when you withdraw, perfect for managing multiple accounts. 4. Staff permissions: Give your staff access to confirm customer payments without sharing sensitive business data. Activate or deactivate staff access at any time. ____________________________________________________________________________________ Built for Ease, Powered by Security Katsu uses multi-step verification, PIN protection, and encrypted processes to ensure your money stays safe. From onboarding to your day-to-day transactions, every step is secure. Ready to upgrade your banking? Join other Nigerians who've made the switch to Katsu. Whether you're saving for something special or growing your business, Katsu is here to help every step of the way. Download the app today and discover what banking should feel like. Customer Support Stuck? Have a question? Our team is always ready to help—any time, any day.

About

Lightway MFB

Features
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Easily send money with Lightway MFB in just three simple steps. We took ease and simplicity as seriously as we could; because that is how your money should work. Whether you’re a student, small business owner, farmer, or artisan, Lightway MFB is designed to meet your unique financial needs. With inclusive products and services, our platform empowers every user to achieve their financial goals—anytime, anywhere.

Screenshots

Katsu MFB4 screens
Lightway MFB4 screens

Verdict

The call

Katsu MFB and Lightway MFB are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Katsu MFB ships an update fortnightly, Lightway MFB every 3 weeks. The most recent releases landed on September 9, 2026 and September 19, 2026 respectively.

ScorecardNo meaningful differences
Katsu MFB versus Lightway MFB: the parameters behind the verdict, then further details
ParameterKatsu MFBLightway MFB
PriceFreeFree
Rating4.0 (1 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings1 — better—
Update frequencyFortnightly — betterEvery 3 weeks
AdsYesYes
In-app purchasesNoNo
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size31 MB66 MB
Age rating4+4+
Developer020 Network LimitedLightway Finance Limited

In-app purchases

None

Katsu MFB

No in-app purchases

None

Lightway MFB

No in-app purchases

Questions

Is Katsu MFB free?
Katsu MFB is free to download, with no in-app purchases.
Is Lightway MFB free?
Lightway MFB is free to download, with no in-app purchases.
Do Katsu MFB or Lightway MFB have ads?
Both Katsu MFB and Lightway MFB show ads.
Which is updated more often, Katsu MFB or Lightway MFB?
Katsu MFB ships an update fortnightly, and Lightway MFB every 3 weeks. Most recently, Katsu MFB was updated on September 9, 2026 and Lightway MFB on September 19, 2026.

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