Katsu MFB vs BillsGPT
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Katsu MFB
Manage your personal and business finances with a licensed banking app. Open accounts, save with high interest, transfer funds securely, and access business loans. Offers tools for individuals and entrepreneurs.
- Open accounts in minutes
- High-return fixed deposit savings
- Secure money transfers
- Bill payments and airtime top-up
- Free business accounts
- Access to business loans
- Staff permission management
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Katsu MFB: Your financial partner for every stage. Welcome to Katsu, where we make managing your money simple and effective. Licensed by the Central Bank of Nigeria, Katsu brings you a trusted app packed with tools for individuals and businesses alike. Whether you’re paying bills, saving with great returns, or growing your business, we’ve got your back. What makes us different? For Personal Banking: 1. Open an account in Minutes: No paperwork. No queues. Just download the app, choose your account type, complete your KYC, and you’re ready to go. 2. Fixed deposit savings: Want your money to grow while you sleep? Create fixed deposit accounts with interest rates from 16% to 28% annually. Set your duration, watch your funds grow, and even choose rollover options. 3. Secure transfers: Send money to other banks or Katsu users with complete peace of mind. Every transaction is PIN protected. 4. Managing daily expenses is effortless: Pay your electricity bills, buy airtime, fund your TV subscriptions, or handle education payments directly from the app. 5. Add unlimited beneficiaries and transfer money instantly to any Nigerian bank. Generate official bank statements whenever you need them. 6. Rich dashboard: Your dashboard shows everything at a glance: recent transactions, account analytics, and quick actions for the things you do most. For Business Banking: 1. Free business account: Open a no-cost business account with full access to our suite of tools (All the tools in a personal account and special business tools). 2. Access to credit: Need funding? Apply for loans directly within the app with flexible terms and quick review. · Commodity Financing: For traders, producers, and transporters of raw materials. · Inventory Financing: Stock up for the season without cash flow issues. · Working Capital: Covers everyday operations and keeps things running smoothly. · Invoice Discounting: Get paid on your terms—turn unpaid invoices into working cash. 3. Settlement account: Choose where your funds go when you withdraw, perfect for managing multiple accounts. 4. Staff permissions: Give your staff access to confirm customer payments without sharing sensitive business data. Activate or deactivate staff access at any time. ____________________________________________________________________________________ Built for Ease, Powered by Security Katsu uses multi-step verification, PIN protection, and encrypted processes to ensure your money stays safe. From onboarding to your day-to-day transactions, every step is secure. Ready to upgrade your banking? Join other Nigerians who've made the switch to Katsu. Whether you're saving for something special or growing your business, Katsu is here to help every step of the way. Download the app today and discover what banking should feel like. Customer Support Stuck? Have a question? Our team is always ready to help—any time, any day.
BillsGPT
Manage your bills and financial transactions using a conversational AI. Purchase airtime, data, transfer funds, and pay for cable TV subscriptions with ease. Features secure authentication and in-app transaction records.
- AI-powered conversational interface
- Purchase airtime and mobile data
- Transfer funds to Nigerian banks
- Pay cable TV subscriptions
- Biometric authentication
- Transaction PIN protection
- In-app transaction history
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BillsGPT is a bill payment and financial services app that allows users to complete common transactions through a conversational interface. With BillsGPT, you can: • Purchase airtime for supported Nigerian mobile networks • Buy mobile data plans • Transfer funds to Nigerian bank accounts • Pay for cable TV subscriptions • View and manage your transaction history The app includes features such as: • Biometric authentication (Face ID / Touch ID, where supported) • Transaction PIN protection • Secure user authentication • In-app transaction records BillsGPT is designed to simplify bill payments and everyday financial transactions through an easy-to-use interface.
Screenshots
Verdict
The clearest difference is rating: BillsGPT at 5.0 against Katsu MFB's 4.0. BillsGPT also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, review sentiment, ratings volume and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
BillsGPT holds the better App Store score, 5.0 against 4.0. Both are backed by a comparable volume of ratings — 1 and 1 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
| Parameter | Katsu MFB | BillsGPT |
|---|---|---|
| Price | Free | Free |
| Rating | 4.0 (1 ratings) | 5.0 (1 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 1 | 1 |
| Update frequency | Fortnightly | — |
| Ads | Yes | No — better |
| In-app purchases | No | No |
| Monetization | Free with in-app purchases | Free — better |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.1 | 13.0 — better |
| Further details — not scored | ||
| Size | 34 MB | 20 MB |
| Age rating | 4+ | 4+ |
| Developer | 020 Network Limited | LEMS - TECH INTEGRATED SERVICES |
Customer experience
Katsu MFB
BillsGPT
In-app purchases
Katsu MFB
No in-app purchases
BillsGPT
No in-app purchases









