Comparison

Kelo vs Ledgery

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kelo

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

Highlights
  • Calendar view for bills and renewals
  • Renewal notifications
  • Track subscriptions and expenses
  • Templates for popular services
  • Multi-currency support
  • Spending insights and cash-flow overview
  • Private, on-device data storage
Features
Read full description

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

About

Ledgery

Features
Read full description

Keep your personal ledger clear, from everyday purchases to the goals you are saving for. Ledgery brings expenses, budgets, spending trends, and savings goals together. SEE YOUR SPENDING Record expenses and linked refunds. Organize your ledger with merchants, categories, and tags, then filter transactions to find what matters. Review category and merchant trends across monthly or yearly periods. PLAN WITH CONFIDENCE Set monthly or yearly category budgets, follow what remains, and receive budget alerts. Create savings goals and track progress alongside a plan based on your annual income. MAKE YOUR LEDGER YOURS Add transactions through Shortcuts, manage recurring expenses, and import or export CSV files. Use saved text formats to help turn message text into expenses. SHARE WHEN YOU CHOOSE Keep your ledger on device by default. Share accounts through iCloud when you choose, and use Guest Mode to mask financial values on screen. BUILT FOR IPHONE Use the outer display of iPhone Duo on the go, then open its inner display for a wider landscape view. On devices that support windowing, review your ledger and budgets in independent windows.

Screenshots

Kelo4 screens
Ledgery4 screens

Verdict

The call

The clearest difference is in-app purchases: Ledgery at none against Kelo's 5. Kelo's advantage is update cadence (daily vs every 2 weeks) and iOS requirement (18.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kelo sells 5 in-app purchases, starting at $4.99 per month. Ledgery asks for nothing beyond the download.

UpkeepUpdate frequency

Kelo ships an update daily, Ledgery every 2 weeks. The most recent releases landed on October 25, 2026 and October 24, 2026 respectively.

Scorecard3 real differences · 7 level
Kelo versus Ledgery: the parameters behind the verdict, then further details
ParameterKeloLedgery
PriceFreeFree
Rating5.0 (9 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings9 — better—
Update frequencyDaily — betterEvery 2 weeks
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemium—
DevicesiPhoneiPhone
Requires iOS18.0 — better26.0
Further details — not scored
Size78 MB10 MB
Age rating4+4+
DeveloperJose Pedro Franco MorenoIslam Fakhr

In-app purchases

5 purchases

Kelo

Subscriptions4
  • Kelo Premium7 Days trial$4.991 Month
  • Kelo Premium$4.991 Month
  • Kelo Premium Annual$29.991 Year
Show 1 more
  • Kelo Premium Annual7 Days trial$29.991 Year
One-time1
  • Kelo Premium Lifetime$49.99
None

Ledgery

No in-app purchases

Questions

Is Kelo free?
Kelo is free to download, with in-app purchases available.
Is Ledgery free?
Ledgery is free to download, with no in-app purchases.
Do Kelo or Ledgery have ads?
Neither Kelo nor Ledgery shows ads.
Which is updated more often, Kelo or Ledgery?
Kelo ships an update daily, and Ledgery every 2 weeks. Most recently, Kelo was updated on October 25, 2026 and Ledgery on October 24, 2026.

Other comparisons