Comparison

Kelo vs Expense Tracker Simple

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Kelo

Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.

Highlights
  • Calendar view for bills and renewals
  • Renewal notifications
  • Track subscriptions and expenses
  • Templates for popular services
  • Multi-currency support
  • Spending insights and cash-flow overview
  • Private, on-device data storage
Features
Read full description

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

About

Expense Tracker Simple

This app offers a straightforward way to track your expenses without requiring an account or subscription. Log spending quickly with custom categories and view your financial habits through charts and historical data.

Highlights
  • Log expenses with amount, category, date, and note
  • 10 built-in categories
  • Up to 15 custom categories
  • Monthly history browsing
  • Pie chart spending breakdown
  • Analytics section for insights
  • Yearly spending view
Features
Read full description

Most expense apps forgot what "simple" means. This one never did. Expense Tracker Simple is the app for people who just want to log what they spent, and nothing else. No setup. No account. No subscription. No tutorial. You open it, you log, you're done. Free. Forever. No catch. Not free for 7 days. Not free with a 5-expense limit. Not free until you "upgrade to Pro." Every single feature in this app, expense logging, monthly history, pie charts, custom categories, is yours forever, from the moment you download it. No credit card. No subscription. No expiry. No account. Not now. Not ever. You don't sign up. You don't verify an email. You don't create a password you'll forget. The app works the moment you open it, privately tied to your device_id. Nothing leaves your hands. Three taps. Every time. Open → Amount → Category → Done. That's the entire flow. No onboarding wizard. No budget targets to configure. No "link your bank account." Just log what you spent and move on with your day. Everything you need. Nothing you don't. • Log expenses with amount, category, date, and a note • 10 built-in categories for everyday spending • Add up to 15 custom categories • Browse any past month in history • Pie chart breakdown of where your money went • Get deeper insights into your spending with the analytics section • Yearly view to spot spending patterns • No bank connection. No data selling. Built for real people, not accountants. If you've downloaded five expense apps and deleted all of them because they were too complicated, too expensive, or too pushy, this is the one you've been looking for. It doesn't do everything. It does exactly enough.

Screenshots

Kelo4 screens
Expense Tracker Simple4 screens

Verdict

The call

The clearest difference is in-app purchases: Expense Tracker Simple at none against Kelo's 5. Kelo's advantage is review sentiment (100% vs 75%) and ratings volume (9 vs 1). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Kelo sells 5 in-app purchases, starting at $4.99 per month. Expense Tracker Simple asks for nothing beyond the download.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 5.0 for Kelo against 5.0 for Expense Tracker Simple. That said, the two scores are not equally well evidenced: Kelo has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews are what separate them: 100% of Kelo's written reviews are positive against 75% of Expense Tracker Simple's.

UpkeepUpdate frequency

Kelo ships an update daily, Expense Tracker Simple every 2 days. The most recent releases landed on October 25, 2026 and October 21, 2026 respectively.

Scorecard4 real differences · 6 level
Kelo versus Expense Tracker Simple: the parameters behind the verdict, then further details
ParameterKeloExpense Tracker Simple
PriceFreeFree
Rating5.0 (9 ratings)5.0 (1 ratings)
Positive reviews100.0% of reviews — better75.0% of reviews
Number of ratings9 — better1
Update frequencyDaily — betterEvery 2 days
AdsNoNo
In-app purchasesYesNo — better
MonetizationFreemiumFree — better
DevicesiPhoneiPhone
Requires iOS18.017.0 — better
Further details — not scored
Size78 MB6 MB
Age rating4+4+
DeveloperJose Pedro Franco MorenoVipul Vishnu AV

Customer experience

Kelo

All ratings9 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews10 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

Expense Tracker Simple

All ratings1 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews24 reviews
Positive75.0%
Neutral16.7%
Negative8.3%

In-app purchases

5 purchases

Kelo

Subscriptions4
  • Kelo Premium7 Days trial$4.991 Month
  • Kelo Premium$4.991 Month
  • Kelo Premium Annual$29.991 Year
Show 1 more
  • Kelo Premium Annual7 Days trial$29.991 Year
One-time1
  • Kelo Premium Lifetime$49.99
None

Expense Tracker Simple

No in-app purchases

Questions

Is Kelo free?
Kelo is free to download, with in-app purchases available.
Is Expense Tracker Simple free?
Expense Tracker Simple is free to download, with no in-app purchases.
Which has better reviews, Kelo or Expense Tracker Simple?
Kelo and Expense Tracker Simple are both rated 5.0 out of 5 on the App Store, from 9 and 1 ratings respectively.
Do Kelo or Expense Tracker Simple have ads?
Neither Kelo nor Expense Tracker Simple shows ads.
Which is updated more often, Kelo or Expense Tracker Simple?
Kelo ships an update daily, and Expense Tracker Simple every 2 days. Most recently, Kelo was updated on October 25, 2026 and Expense Tracker Simple on October 21, 2026.

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