Kelo vs Bucketize

Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed

Bucketize is a budgeting app built for one job: planning your money on salary day. It answers three questions in seconds: • How much income do I have this month? • How much is already spoken for? • After everything planned, how much is safely left? Bucketize is not a daily expense tracker, and it never connects to your bank. It's a planning tool for fixed bills, yearly charges, and the spending you already know is coming — so payday feels clear instead of stressful. SEE YOUR TRUE LEFTOVER Every income source and planned outflow rolls up into one honest number: what's actually left to spend or save. Go over budget, and Bucketize shows it clearly instead of hiding it. SMOOTH OUT YEARLY BILLS Enter a yearly charge like car insurance and Bucketize shows you the amount to set aside each month. No more scrambling when an annual bill lands. BUCKETS, ONLY IF YOU WANT THEM Group expenses into buckets like Home, Car, or Subscriptions to see exactly where your money goes — or skip buckets entirely and keep it simple. They're always optional and never slow down adding an expense. BUILT FOR PAYDAY • Track one salary plus any extra income sources • Monthly and yearly expenses, normalized to a clear monthly view • Set-asides for the money you reserve each month • One-tap capture with a live preview of your leftover as you type • Local reminders ahead of yearly charges PRIVATE BY DESIGN • Works fully offline • No account, no sign-up, no ads • No bank connections — ever • Your data stays yours, synced privately across your devices with iCloud • Lock the app behind Face ID or your passcode MADE FOR iOS • A clean, modern design with subtle Liquid Glass • Full light and dark mode with equal polish • Dynamic Type and VoiceOver support • Currency and number formatting follow your region • Move your plan in and out with simple CSV import and export Bucketize is free to start, with a one-time unlock for unlimited items — no subscriptions. Set it up once, update it rarely, and know exactly where you stand every salary day.