Simple Budget vs Bucketize

Simple Budget is a private expense tracker and budget planner that works completely offline — no bank login, no signup, nothing to connect. Add an expense, log your income, and see exactly where your money goes. If you've tried a budgeting app that wanted your bank password before you'd even set a budget, Simple Budget is the alternative: every number comes from you, stored on your device, not pulled from a linked account. WHAT'S INSIDE • Expense & income tracking, with a real-time balance by day, week or month • A budget planner with overspend alerts, so you know before you go over • Bills & recurring payments, with start and end dates — mark each one paid or pending • A two-year calendar view of every expense and bill • Weekly and monthly reports with a top-5 category pie chart, plus 5 monthly spending insights • Savings goals and a debt tracker, so paying things off feels like progress, not guesswork • Custom categories, duplicate-in-one-tap entries, search and export • Free cloud backup and restore • Daily and weekly reminders, dark mode, and 9 in-app languages (English, Spanish, French, German, Korean, Japanese, Portuguese, Chinese, Hindi) WHO IT'S FOR Students working with a fixed allowance. Freelancers whose income changes every month. Households and couples splitting bills who want one clear picture instead of two separate mental tallies. Anyone who'd rather type in a number than link a bank account to a stranger's server. FREE TO USE, WITH OPTIONAL PREMIUM Simple Budget is free to use, supported by ads, with a generous free plan that covers every core feature — expense tracking, budgets, bills, reports, savings goals and the debt tracker included. Premium (monthly subscription or a one-time lifetime purchase) removes ads, unlocks unlimited accounts and budgets, and adds extra spending insights. There's no requirement to upgrade to use the app for real budgeting. THE PRIVACY PART Simple Budget doesn't ask for a bank login, and it works fully offline — your expenses and budgets live on your device. The app does show ads and, if you choose to back up or restore your data, that data is linked to your account so it can be restored later; our full privacy details are in the App Privacy section below. Download Simple Budget and set up your first budget in under a minute. Please find our Terms of Use, Privacy Policy and Support Centre links below. Terms of use: https://simplebudget.online/apps/terms/simplebudget/ Privacy Policy: https://simplebudget.online/policysimplebudget/ Help Centre: https://simplebudget.online/apps/support/simplebudget/

Bucketize is a budgeting app built for one job: planning your money on salary day. It answers three questions in seconds: • How much income do I have this month? • How much is already spoken for? • After everything planned, how much is safely left? Bucketize is not a daily expense tracker, and it never connects to your bank. It's a planning tool for fixed bills, yearly charges, and the spending you already know is coming — so payday feels clear instead of stressful. SEE YOUR TRUE LEFTOVER Every income source and planned outflow rolls up into one honest number: what's actually left to spend or save. Go over budget, and Bucketize shows it clearly instead of hiding it. SMOOTH OUT YEARLY BILLS Enter a yearly charge like car insurance and Bucketize shows you the amount to set aside each month. No more scrambling when an annual bill lands. BUCKETS, ONLY IF YOU WANT THEM Group expenses into buckets like Home, Car, or Subscriptions to see exactly where your money goes — or skip buckets entirely and keep it simple. They're always optional and never slow down adding an expense. BUILT FOR PAYDAY • Track one salary plus any extra income sources • Monthly and yearly expenses, normalized to a clear monthly view • Set-asides for the money you reserve each month • One-tap capture with a live preview of your leftover as you type • Local reminders ahead of yearly charges PRIVATE BY DESIGN • Works fully offline • No account, no sign-up, no ads • No bank connections — ever • Your data stays yours, synced privately across your devices with iCloud • Lock the app behind Face ID or your passcode MADE FOR iOS • A clean, modern design with subtle Liquid Glass • Full light and dark mode with equal polish • Dynamic Type and VoiceOver support • Currency and number formatting follow your region • Move your plan in and out with simple CSV import and export Bucketize is free to start, with a one-time unlock for unlimited items — no subscriptions. Set it up once, update it rarely, and know exactly where you stand every salary day.