Kelo vs Tappy
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Kelo
Manage your recurring payments and expenses with a privacy-focused tracker. Visualize upcoming bills and subscriptions on a calendar, receive timely reminders, and gain insights into your spending habits to avoid forgotten renewals and surprise charges.
- Calendar view for bills and renewals
- Renewal notifications
- Track subscriptions and expenses
- Templates for popular services
- Multi-currency support
- Spending insights and cash-flow overview
- Private, on-device data storage
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Know what leaves your account this month, before it leaves. Kelo tracks your subscriptions, bills and everyday expenses in one place, and warns you before every charge. No bank login, ever. Start free: log your first recurring expenses and as many one time expenses as you want, without paying and without connecting your bank. WHAT KELO DOES • Monthly and yearly summary: how much leaves your account, and when • Billing cycles that match real life: weekly, monthly, quarterly or any custom interval • Upcoming payments organized by category • A dashboard with four charts and your key figures at a glance • Unlimited one time expenses: coffee, groceries, fuel, anything • Widget showing how your spending is going, month by month • 10 languages and all major currencies AUTOMATIC, IF YOU WANT IT (Premium) • Pay with Apple Pay and Kelo logs the expense by itself, even with the app closed • Turn receipts and invoices into expenses with your camera • Add an expense in one tap with Shortcuts PREMIUM ALSO UNLOCKS • Unlimited recurring expenses • Alerts before every renewal, with configurable lead time • Full payment calendar, day by day • Budgets by category and savings goals • Sync and backup YOUR PRIVACY FIRST No bank connection. You choose what to add. Sync and backup are optional. Download Kelo and always know what money is committed before you spend. Subscription details: Kelo Premium is an auto-renewable subscription, available as a monthly or annual plan. The price is shown in the app before you confirm. Payment is charged to your Apple Account at purchase. The subscription renews automatically unless you cancel at least 24 hours before the end of the current period, and your account is charged within 24 hours before the period ends. You can manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://juicestudio.notion.site/Legal-1d20ce62bcb5805ca800e676ef7aa8ed
Tappy
Log expenses instantly with quick actions like back taps, Siri commands, or widgets. This app provides clear spending insights and custom categories, all while keeping your data private on your device.
- Log expenses in seconds without opening app
- Back Tap and Siri integration
- Home and Lock Screen widgets
- Spending tracking by category
- Customizable expense categories
- Data export to CSV
- 100% private on-device data
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Track expenses the moment they happen, before you forget. Tappy is the fastest way to log spending. Double-tap the back of your phone, ask Siri, or tap a widget to save an expense in seconds, without ever opening the app. Most expense trackers make you unlock your phone, open the app, tap through screens, and type. By then you've already forgotten the coffee or the cab fare. Tappy removes every step between you and a logged expense. WHY TAPPY • Log an expense in seconds, no app open required • Back Tap: double-tap your phone to log instantly • Siri: "Hey Siri, log expense in Tappy" • Widgets: log straight from your Lock or Home Screen • Track spending by category, at a glance • See where your money goes with clear insights • Browse your full expense history anytime • Create your own custom categories • Works in any currency • Export everything to CSV • iCloud backup. Never lose an expense, restore on any device PRIVATE BY DESIGN No account, no sign-up. Your expenses stay on your device and back up only to your own private iCloud, we never see them. BUILT FOR SPEED Whether it's morning coffee, a quick cab, or splitting dinner with friends, Tappy makes logging effortless, so you actually keep it up and finally know where your money goes. Download Tappy and start tracking in seconds. Terms of use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Screenshots
Verdict
The clearest difference is rating: Kelo at 5.0 against Tappy's 4.8. Kelo also leads on review sentiment (100% vs 86%). Tappy's advantage is iOS requirement (16.0 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Kelo sells 5 in-app purchases, starting at $4.99 per month and Tappy sells 3 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.
Kelo holds the better App Store score, 5.0 against 4.8. Both are backed by a comparable volume of ratings — 9 and 21 respectively. Written reviews point the same way: 100% of Kelo's written reviews are positive against 86% of Tappy's.
Kelo ships an update every 2 days, Tappy every 3 days. The most recent releases landed on October 30, 2026 and October 31, 2026 respectively.
| Parameter | Kelo | Tappy |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (9 ratings) — better | 4.8 (21 ratings) |
| Positive reviews | 100.0% of reviews — better | 86.0% of reviews |
| Number of ratings | 9 | 21 — better |
| Update frequency | Every 2 days — better | Every 3 days |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Freemium | Freemium |
| Devices | iPhone | iPhone |
| Requires iOS | 18.0 | 16.0 — better |
| Further details — not scored | ||
| Size | 80 MB | 38 MB |
| Age rating | +4 | 4+ |
| Developer | Jose Pedro Franco Moreno | Arranged Social LLP |
Customer experience
Kelo
Tappy
In-app purchases
Kelo
- Kelo Premium7 Days trial$4.991 Month
- Kelo Premium$4.991 Month
- Kelo Premium Annual$29.991 Year
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- Kelo Premium Annual7 Days trial$29.991 Year
- Kelo Premium Lifetime$49.99
Tappy
- Tappy Pro$2.991 Month
- Tappy Pro$14.991 Year
- Tappy Pro$29.99









