Comparison

MoneyTide vs OurSpend

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

MoneyTide

Effortlessly manage your personal finances and track where your money goes with elegant visualizations. Easily split costs with friends using smart settlement calculations and universal invitation links. Capture receipts instantly with your camera for complete financial clarity.

Highlights
  • Track personal expenses
  • Split costs with friends
  • Stunning financial visualizations
  • Smart settlement calculations
  • Intelligent category suggestions
  • Capture receipts with camera
  • Universal invitation links
Read full description

MoneyTide A intuitive way to manage your finances. Track personal expenses with elegance. Split costs with friends without the math. See exactly where your money goes with stunning visualizations. • Minimal design that puts your financial information front and center • Seamlessly sync across all your devices • Share expenses with a tap • Smart settlement calculations that simply work • Intelligent category suggestions that learn from you • Capture receipts instantly with your camera • Universal invitation links that anyone can use to instantly join MoneyTide. Financial clarity without complexity.

About

OurSpend

Read full description

OurSpend helps you track expenses, income, budgets, recurring payments, EMIs, insurance premiums, and investments in one place, with privacy and simplicity at the core. Track your money your way: • Add expenses and income with categories, payment methods, notes, and card details • Set financial-cycle budgets with category limits and rollover support • Manage recurring expenses, income, EMIs, insurance, and investments • Use voice entry, bill scanning, and SMS parsing to log transactions faster • Ask Spending questions about your saved financial data • View charts, spending trends, monthly reports, and budget performance • Use solo mode or share your finances with up to five household members • Review credit card spending using each card’s statement date • Split purchases across multiple categories • Export your data as CSV • Protect your data with Face ID or Touch ID Features: • Bank account, cash, credit card, debit card, and joint account support • Built-in and custom categories • Card-wise spending analysis • Smart reminders and recurring payment review • Advanced filters and search • Monthly reports and transaction history • Support for 30+ currencies • Home screen widgets • Dark mode OurSpend is designed for everyday personal finance management, whether you are tracking your own spending or managing money together with your household. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://ourspendapp.web.app/Privacy.html OurSpend Terms: https://ourspendapp.web.app/terms.html

Screenshots

MoneyTide4 screens
OurSpend4 screens

Verdict

The call

The clearest difference is update cadence: MoneyTide at daily against OurSpend's weekly. MoneyTide also leads on iOS requirement (18.2 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

MoneyTide ships an update daily, OurSpend weekly. The most recent releases landed on October 6, 2026 and October 25, 2026 respectively.

Scorecard2 real differences · 7 level
MoneyTide versus OurSpend: the parameters behind the verdict, then further details
ParameterMoneyTideOurSpend
PriceFreeFree
Rating5.0 (1 ratings) — better—
Number of ratings1 — better—
Update frequencyDaily — betterWeekly
AdsNoNo
In-app purchasesNoNo
MonetizationFree—
DevicesiPhoneiPhone
Requires iOS18.2 — better26.0
Further details — not scored
Size17 MB31 MB
Age rating4+4+
DeveloperAnukul MohilSachin Dhir

In-app purchases

None

MoneyTide

No in-app purchases

None

OurSpend

No in-app purchases

Questions

Is MoneyTide free?
MoneyTide is free to download, with no in-app purchases.
Is OurSpend free?
OurSpend is free to download, with no in-app purchases.
Do MoneyTide or OurSpend have ads?
Neither MoneyTide nor OurSpend shows ads.
Which is updated more often, MoneyTide or OurSpend?
MoneyTide ships an update daily, and OurSpend weekly. Most recently, MoneyTide was updated on October 6, 2026 and OurSpend on October 25, 2026.

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