Splitup vs Chippy Split
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Splitup
Effortlessly manage and split group expenses for trips, rent, events, and more. Track all transactions, send smart reminders, and export summaries for clear, hassle-free settlement among friends.
- Create and manage multiple groups
- Split expenses equally or by custom amounts
- Transparent expense dashboard
- Smart reminders and notifications
- Export summaries to PDF/Excel
- Multi-currency support
- Customizable reminder tones
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Welcome to Splitup! Split group bills and expenses with ease. No complicated math, no messy disagreements – just simple, fair bill splitting. Whether you’re traveling with friends, sharing rent with roommates, planning events, or dining out as a group – Splitup makes splitting expenses effortless. Add your expenses, invite your group, and Splitup takes care of the rest. Features: Create and Manage Multiple Groups Organize your expenses by trips, households, events, or any group setting. Easily add multiple groups and manage them separately with a few taps. Split Expenses Your Way Split equally, by exact amounts, or by custom percentages, perfect for those tricky uneven expenses. You’re always in control. Clear and Transparent Dashboard Track all group expenses in one place. See total expenses, your individual share, and pending settlements clearly and instantly. Smart Reminders and Notifications Stay on top of your expenses with helpful reminders. - Get notified instantly when a new expense is added. - Send gentle settlement reminders when someone owes you. - Both parties receive a confirmation when a payment is settled. - Receive notification when new member joins the party! Full Transaction History Stay organized with a detailed list of all group transactions. Filter by date, amount, or member to find exactly what you’re looking for. Add Multiple Payers for a Single Expense Easily handle situations where more than one person contributes to a payment. Just add all payers, and Splitup does the math for you. Filter Transactions Effortlessly Find what you need fast. Filter by expense type or who paid, helping you stay organized and in control. Export and Share Summaries Like a Pro Download expense summaries, transaction history, and settlement details as PDF or Excel files. Share with your group for full transparency and hassle-free communication. Add or Remove Group Members Anytime Manage your groups flexibly. New member joining or someone leaving? Update your groups without hassle. Custom Shareable Reminders with Different Tones Choose how you remind. Send settlement reminders in Friendly, Neutral, Firm, or Rude tones – perfect for close friends, roommates, or no-nonsense follow-ups. Share reminders easily without awkward conversations. Multi-Currency Support Traveling abroad? Splitup supports multiple currencies, making it the perfect travel companion wherever you are. Available in Multiple Languages Use Splitup in your native language. We support a variety of languages to make expense splitting easy for everyone. Quick Group Switching Switch between groups with just a tap – ideal if you manage multiple projects, trips, or friend circles. Clean and Modern Design Experience a sleek, bold, and intuitive interface designed for maximum ease of use. Expenses have never looked so good. Light Mode and Dark Mode Choose between light or dark themes to suit your mood and environment – perfect for day and night use. One-Time Purchase for Additional Groups Need more groups? Easily unlock additional groups with a simple one-time purchase. No subscriptions, no recurring costs. Each purchased group includes unlimited reminders, unlimited members, and all features fully unlocked. Why Splitup? Splitup simplifies the awkward conversations about money. Focus on making memories, not doing math. Whether it's travel, rent, dining out, or event planning – Splitup is your best friend for fair expense management. Download Splitup today and make settling expenses simple and stress-free. Apple Standard EULA applies. http://www.apple.com/legal/itunes/appstore/dev/stdeula Thanks!
Chippy Split
Easily manage shared expenses with friends, roommates, and groups. Split bills instantly, track balances in real-time, and settle debts without confusion. Organize expenses by group and get clear overviews of all shared spending.
- Instant bill splitting
- Flexible splitting options
- Organize expenses by groups
- Real-time balance tracking
- Payment reminders
- Expense history and reports
- Receipt import
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Split bills, track expenses, and settle faster with Chippy Split. The easiest way to manage shared expenses with friends, roommates, trips, and groups, all in one place. Whether you're splitting rent, managing travel costs, or tracking daily expenses, Chippy Split keeps everything clear, fair, and stress-free. Why Chippy Split? Managing shared expenses shouldn’t be complicated. Chippy Split helps you split bills instantly, track balances in real time, and settle without confusion. Key Features • Add and split bills instantly without any limits • Flexible splitting options: equal, percentage, or custom amounts • Organize expenses by groups (friends, trips, roommates) • Track balances and settlements in real time • Send payment reminders to group members • View complete expense history • Export expense reports anytime Share and Add Bills Faster Easily import images or receipts directly into the app and start creating bills instantly. No more manual entry ,just share and go. Perfect For • Friends sharing daily expenses • Roommates splitting rent and utilities • Group trips and vacations • Couples managing shared spending Simple. Transparent. Stress-Free. No awkward reminders. No confusion. No missed payments. Just smart expense tracking that works. Privacy Policy https://card-snap.in/chippyapp/privacypolicy Terms of Use (EULA) https://card-snap.in/chippyapp/termsofuse
Screenshots
Verdict
The clearest difference is monetization model: Splitup at free against Chippy Split's free with in-app purchases. On price, review sentiment, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Splitup sells 4 one-off in-app purchases and Chippy Split sells 1 in-app purchase, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Splitup ships an update every 2 weeks, Chippy Split weekly. The most recent releases landed on September 27, 2026 and September 21, 2026 respectively.
| Parameter | Splitup | Chippy Split |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (2 ratings) — better | — |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 2 — better | — |
| Update frequency | Every 2 weeks | Weekly — better |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Monetization | Free — better | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPod |
| Requires iOS | 15.6 | 15.6 |
| Further details — not scored | ||
| Size | 71 MB | 87 MB |
| Age rating | 4+ | 4+ |
| Developer | Ibrahim Broachwala | Aman Khan |
Customer experience
Splitup
Chippy Split
In-app purchases
Splitup
- +1 Expense Group$1.99
- +5 Expense Groups$4.99
- +10 Expense Groups$8.99
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- Create Unlimited Groups$29.99
Chippy Split
- Chippy Pro$1.991 Month





