Comparison

Fintry vs Harta

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Fintry

Track your assets and debts in one place to understand your net worth. Get personalized financial advice from an AI assistant and learn practical lessons on saving, investing, and building passive income. Designed for beginners looking to grow their wealth.

Highlights
  • All-in-one net worth tracking
  • AI-powered financial advice
  • Learn to save and invest
  • Build passive income
  • Private and secure data
Features
Read full description

See where your money is. Grow it step by step. The app is easy to use and made for people who want to save more, invest smarter, and build passive income — even if they’re just starting. See Everything in One Place Enter what you own and what you owe: •⁠ ⁠Cash, bank accounts •⁠ ⁠Stocks, crypto, real estate •⁠ ⁠Watches, cars, and more •⁠ ⁠Loans, credit cards, mortgage Fintry adds it all up and shows your real net worth in one simple view. Ask Anything, Get Smart Ideas Fintry has a built-in AI chat. It understands your finances and goals and gives you ideas to save more, invest smarter, or reach your targets faster. Just ask — it’s like having a money expert in your pocket (without the jargon). Learn How to Grow Wealth Inside the app, you’ll also find simple, practical lessons on: •⁠ ⁠Saving money without cutting your lifestyle •⁠ ⁠Investing, even with small amounts •⁠ ⁠Building passive income •⁠ ⁠Reaching financial freedom, step by step Who It's For Fintry is made for people who: •⁠ ⁠Want to grow wealth but don’t know where to start •⁠ ⁠Want to stop wasting money without changing everything •⁠ ⁠Want to build freedom and better choices with money •⁠ ⁠Want one simple place to track it all Private & Secure Your data is encrypted and stays with you. Fintry never shares your info. Coming Soon: Auto-Tracking Soon you’ll be able to connect your bank, broker, or wallet to Fintry. Your accounts will update automatically — no more typing needed. What’s Next: Copy Popular Portfolios Ever wanted to invest like a famous entrepreneur or investor? You’ll soon be able to copy their portfolios by connecting your brokerage — coming soon to Fintry. Note: Fintry is a paid experience, Download Fintry and subscribe to unlock your real financial potential! Disclaimer: Fintry provides general information and tools based on the data you enter. It does not offer financial advice and is not a financial advisor. Fintry does not hold or manage any user funds. Always do your own research before making financial decisions. Terms of Use Agreement: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Harta

Read full description

Harta is a personal finance tracker app, that is designed to be easy to use and attractive for users who is just starting in tracking their money and for users who is already tracking manually using books/spreadsheet. Core features includes: - AI Auto Add: Automatically get transactions from a receipt or bank statement - Split Bill: Smart split bill that makes paying first much easier - Dashboard: Quick access to key metrics and recent activity - Transaction Management: record, view, and manage income/expense in one or multiple currencies. - Account Management: track and manage multiple financial accounts - Budget Tracking: set and monitor budgets by category - Analytics and reports: visual charts and graphs for spending patterns, category breakdowns and trend analysis - Crew feature (still in development): ability to create a crew with other users and gamification of the financial tracking experience. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.notion.so/Harta-Financial-Tracker-Privacy-Policy-2e94c567154e8072969dea919e7c2ba5?source=copy_link

Screenshots

Fintry4 screens
Harta4 screens

Verdict

The call

The clearest difference is ads: Harta at none against Fintry's shown. Fintry's advantage is update cadence (every 11 days vs every 3 weeks) and iOS requirement (14.0 vs 16.0). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Fintry sells 1 in-app purchase, starting at $49.99 per month and Harta sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Fintry ships an update every 11 days, Harta every 3 weeks. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.

Scorecard3 real differences · 6 level
Fintry versus Harta: the parameters behind the verdict, then further details
ParameterFintryHarta
PriceFreeFree
Rating5.0 (2 ratings) — better—
Number of ratings2 — better—
Update frequencyEvery 11 days — betterEvery 3 weeks
AdsYesNo — better
In-app purchasesYesYes
MonetizationFree with in-app purchases—
DevicesiPhone, iPodiPhone, iPad
Requires iOS14.0 — better16.0
Further details — not scored
Size111 MB48 MB
Age rating4+12+
DeveloperFingrow LTDJoshua Wibowo

In-app purchases

1 purchases

Fintry

Subscriptions1
  • Fintry Subscription$49.991 Month
3 purchases

Harta

Subscriptions2
  • Premium Monthly$1.991 Month
  • Premium Yearly14 Days trial$19.991 Year
One-time1
  • Premium Lifetime$39.99

Questions

Is Fintry free?
Fintry is free to download, with in-app purchases available.
Is Harta free?
Harta is free to download, with in-app purchases available.
Do Fintry or Harta have ads?
Fintry shows ads; Harta does not.
Which is updated more often, Fintry or Harta?
Fintry ships an update every 11 days, and Harta every 3 weeks. Most recently, Fintry was updated on October 12, 2026 and Harta on October 16, 2026.

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