Comparison

FlowTally vs Payday

Price, ratings, monetisation and update history for both apps, side by side โ€” with what reviewers say about each.

Head to head
About

FlowTally

Features
Read full description

Take control of your finances with FlowTally, the intuitive app designed to streamline your budgeting and cash flow management. Effortlessly track your income, expenses, and bills while staying on top of your financial health with real-time insights. Note that this app doesn't track your bank account(s), you indicate your balance(s) in it. Key Features: * Supports multiple currencies * Comprehensive Income Tracking: Add your primary income and additional sources, with the option to set custom tax rates for accurate net calculations. * Bill & Expense Management: Organize monthly and annual bills, plus one-time expenses, all in one place for a clear financial overview. * Highlighted Upcoming Bills: Easily spot pending bills with clear highlighting for quick reference. * Flow Tab for Balance Monitoring: Input your account balance and make custom adjustments by adding or subtracting amounts. See your updated balance based on upcoming bills and income. * Flexible Cash Flow Insights: View your financial outlook by upcoming events, all events in a month, or a specific period of your choice. * Light Mode and Dark Mode The free version lets you add up to 3 monthly bills, upgrade to premium to be able to add unlimited bills. FlowTally empowers you to make informed financial decisions with a user-friendly interface and powerful tracking tools. Download now and master your money flow! Term of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.nicolastecher.com/privacy-policy

About

Payday

Read full description

Payday is a focused paycheck budgeting app that helps you know what your money can do before payday arrives. Use zero-based budgeting to plan every paycheck, map upcoming bills, assign money to categories, and see a clear Safe to Spend amount after your allocations and personal cushion. With Payday, you can: Build a paycheck plan in minutes Track weekly, biweekly, semi-monthly, or monthly income Add recurring paychecks and plan ahead Map bills to the paycheck or category covering them View your cash flow in Timeline and Calendar Track allocations, uncovered bills, and low-cushion weeks Export plans as PDF or CSV Use Dark, Light, or System appearance Protect access with Face ID Keep your financial data private without bank syncing No complicated spreadsheets. No guessing what is safe to spend. Payday helps you give every dollar a job and make your money feel more predictable. Start with your next paycheck and build a plan you can trust. https://socialreporthq.com/payday/terms

Screenshots

FlowTally4 screens
Payday4 screens

Verdict

The call

The clearest difference is update cadence: FlowTally at weekly against Payday's monthly. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price ยท Rating ยท Positive reviews ยท Number of ratings ยท Update frequency ยท Ads ยท In-app purchases ยท Monetization ยท Best chart rank ยท Devices ยท Requires iOS

CostPrice ยท In-app purchases ยท Ads ยท Monetization

Both are free to download. FlowTally sells 2 in-app purchases, starting at $0.99 per month and Payday sells 2 in-app purchases, starting at $7.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

FlowTally ships an update weekly, Payday monthly. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

Scorecard1 real difference ยท 5 level
FlowTally versus Payday: the parameters behind the verdict, then further details
ParameterFlowTallyPayday
PriceFreeFree
Update frequencyWeekly โ€” betterMonthly
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPadiPhone, iPad
Requires iOS17.617.0 โ€” better
Further details โ€” not scored
Size9 MB18 MB
Age rating4+4+
DeveloperNicolas TecherRAPHAEL MOMANYI

In-app purchases

2 purchases

FlowTally

Subscriptions1
  • FlowTally_UnlimitedMonthly$0.991 Month
One-time1
  • Unlimited Bills$4.99
2 purchases

Payday

Subscriptions2
  • Monthly Plan$7.991 Month
  • Yearly Plan3 Days trial$59.991 Year

Questions

Is FlowTally free?
FlowTally is free to download, with in-app purchases available.
Is Payday free?
Payday is free to download, with in-app purchases available.
Do FlowTally or Payday have ads?
Neither FlowTally nor Payday shows ads.
Which is updated more often, FlowTally or Payday?
FlowTally ships an update weekly, and Payday monthly. Most recently, FlowTally was updated on November 8, 2026 and Payday on November 5, 2026.

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