Comparison

HLBVN BioSmart vs Jenfi

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

HLBVN BioSmart

Features
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A convenient Mobile Application to support Corporate customer registering information with Hong Leong Bank Vietnam. With NFC scanning, customer can register their information online quickly from anywhere and at their own time.

About

Jenfi

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Jenfi – Identity Verification Jenfi is an identity verification app used by existing Jenfi users who have registered through Jenfi’s website (PaidFi.com). The app is designed solely to complete Know Your Customer (KYC) verification required for accessing Jenfi’s business financing services in Vietnam. This app does not provide account registration, payments, lending, or financing services. Its only purpose is to verify the identity of existing Jenfi users. Purpose of the App Jenfi enables Vietnamese business owners to securely verify their identity using their Vietnamese Citizen ID card (CCCD) as part of regulatory and compliance requirements. Key Features β€’ NFC-based identity verification using the secure chip embedded in the Vietnamese Citizen ID card (CCCD) β€’ Secure verification powered by VNPT’s certified NFC SDK β€’ Verification status tracking within the app β€’ English and Vietnamese language support β€’ Most submissions reviewed within 1–2 business days β€’ Customer support via help@jenfi.com How It Works 1. Sign in using your existing Jenfi account 2. Scan the QR code on your Vietnamese Citizen ID card 3. Read the NFC chip by placing the card on the back of your iPhone 4. Review your information and submit 5. Receive a notification once verification is complete Eligibility & Requirements β€’ Existing Jenfi account registered via Paidfi.com β€’ Vietnamese Citizen ID card (CCCD) with NFC β€’ iPhone with NFC capability (iPhone 7 or later) β€’ Internet connection Privacy & Data Use Jenfi collects only the information necessary to perform identity verification and comply with financial regulations. All personal data is encrypted in transit and at rest. Identity data is processed using certified technology and stored according to bank-level security standards. About Jenfi Jenfi is a Singapore-based fintech company providing revenue-based financing solutions to startups and digitally enabled businesses across Southeast Asia.

Screenshots

HLBVN BioSmart3 screens
Jenfi4 screens

Verdict

The call

The clearest difference is update cadence: Jenfi at every 2 months against HLBVN BioSmart's every 8 months. On price, ads, in-app purchases and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

HLBVN BioSmart ships an update every 8 months, Jenfi every 2 months. The most recent releases landed on October 3, 2026 and October 14, 2026 respectively.

Scorecard1 real difference Β· 5 level
HLBVN BioSmart versus Jenfi: the parameters behind the verdict, then further details
ParameterHLBVN BioSmartJenfi
PriceFreeFree
Update frequencyEvery 8 monthsEvery 2 months β€” better
AdsNoNo
In-app purchasesNoNo
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.0 β€” better15.1
Further details β€” not scored
Size30 MB85 MB
Age rating17+4+
DeveloperHONG LEONG BANK VIETNAM LIMITEDJenfi Pte. Ltd.

In-app purchases

None

HLBVN BioSmart

No in-app purchases

None

Jenfi

No in-app purchases

Questions

Is HLBVN BioSmart free?
HLBVN BioSmart is free to download, with no in-app purchases.
Is Jenfi free?
Jenfi is free to download, with no in-app purchases.
Do HLBVN BioSmart or Jenfi have ads?
Neither HLBVN BioSmart nor Jenfi shows ads.
Which is updated more often, HLBVN BioSmart or Jenfi?
HLBVN BioSmart ships an update every 8 months, and Jenfi every 2 months. Most recently, HLBVN BioSmart was updated on October 3, 2026 and Jenfi on October 14, 2026.

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