Comparison

Simple Invoice Maker vs Spend Smart

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Simple Invoice Maker

Effortlessly create and send professional invoices and estimates. Customize templates with your branding, track payments, and manage client details. Ideal for freelancers and small businesses seeking to streamline their billing process and get paid faster.

Highlights
  • Create invoices and estimates
  • Share via email, SMS, or print
  • Customize templates with logo/colors
  • Track payment status
  • Convert estimates to invoices
  • Manage multiple businesses
  • Offline access
Features
Read full description

Create invoices and estimates in minutes, with no paperwork and no spreadsheets. Perfect for contractors, freelancers and small business owners who want to avoid late payments and send professional, branded invoices that build trust anywhere. What You Can Do: - Create invoices and estimates - Choose from professional templates - Customize with your logo and colors - Share via email, SMS or print - Attach photos to invoices and estimates - Track payment status clearly - Convert estimates to invoices without retyping - Choose your currency for each invoice - Save clients and items with full details - View business reports - Show or hide item prices on the invoice - Add private notes visible only to you - Use the app online or offline - Manage multiple businesses in one app Why People Trust It: Thousands of professionals choose Invoice Maker because it keeps invoicing simple, fast and professional. Free to Try: Enjoy full access during your trial. Upgrade anytime to continue using all features. Subscription Details: - Unlimited access to all features after purchasing the subscription - Subscriptions are available as weekly, monthly, or annual plans. Prices may vary by location. - Payment is charged to your Apple ID account at confirmation. - Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. - Subscriptions and auto-renewal can be managed in your Apple ID settings. Support and Policies Email: support-invoice@bivis.app Privacy Policy: https://invoice.bivis.app/privacy Terms of Use: https://invoice.bivis.app/terms

About

Spend Smart

Effortlessly track income and expenses with AI-powered receipt scanning. Manage budgets, set recurring payments, and secure your financial data with PIN and Face ID. Gain clear insights into your spending habits.

Highlights
  • AI receipt and bill scanning
  • Smart budget planning by category
  • Recurring transaction tracking
  • Effortless expense and income recording
  • Family and shared budgeting
  • Financial reports and cash flow insights
  • App lock with PIN and Face ID
Features
Read full description

Track income & expenses effortlessly with AI. Manage family budgets, scan bills, set recurring payments, and lock your data with PIN & Face ID — see exactly where your money goes with Spend Smart. Spend Smart is the personal finance app designed to make expense tracking, budgeting, and money management simple and clear. It brings all your spending, income, and financial insights together — so you always know where your money goes and how to stay on track. ——— WHY PEOPLE LOVE SPEND SMART ——— • AI Receipt & Bill Scanner Point. Scan. Done. Our AI reads amounts, dates, and categories from your receipts automatically. No more manual entry — just scan and save. Perfect for busy people who track multiple bills, business expenses, or daily purchases. • Smart Budget Planning Create weekly or monthly budgets by category. Track your spending in real time with progress bars, get alerts when you're close to your limit, and see exactly how much is left. Works for personal budgets and family-wide budgets. • Recurring Transactions Set up your rent, subscriptions, salary, or any repeated payment once — Spend Smart tracks it for you. See upcoming bills at a glance, pause anytime, and never forget a payment. • Effortless Expense Tracking Record expenses and income in seconds. Everything is categorized automatically, giving you a clear picture of daily spending, monthly totals, and long-term patterns. • Home Screen Widget Check your monthly income, expenses, and balance without even opening the app. A clean, always-updated widget right on your home screen. • Family & Shared Budgeting Managing money with your family, partner, or roommates? Add members that sync in real time. Everyone stays on the same page — set family budgets and track spending together. • Reports & Cash Flow Insights Beautiful charts and summaries help you understand your finances at a glance. Compare months, spot trends, and discover exactly where you can save more. • Smart Notifications Daily spending reminders, budget overspend alerts, and upcoming bill reminders — all delivered at the right time. Customize what you get notified about and when. • Export Your Data Download your transactions as CSV or Excel files anytime. Filter by date, category, or member — perfect for tax season, expense reports, or personal records. • App Lock with PIN & Face ID Keep your financial data private. Lock the app with a 4-digit PIN, Face ID, or fingerprint. Your data stays secure even if someone picks up your phone. • Multiple Accounts Switch between personal and family accounts instantly. Manage separate finances without logging in and out — everything stays organized. • Secure Cloud Sync Your data is encrypted and synced across all your devices. Switch phones, use multiple devices — everything is always safe and ready. ——— WHO IT'S FOR ———— Whether you're a student watching every dollar, a couple managing shared expenses, a family building a household budget, or simply someone who wants clarity over their finances — Spend Smart adapts to the way you manage money. We're a small, dedicated team building the best personal finance app we can. Your feedback shapes every update. Have ideas or questions? Reach us anytime: • info.spendsmartapp@gmail.com • https://www.spendsmartai.app Privacy Policy: https://www.spendsmartai.app/privacy Terms of Service: https://www.spendsmartai.app/terms Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula

Screenshots

Simple Invoice Maker4 screens
Spend Smart4 screens

Verdict

The call

The clearest difference is ratings volume: Simple Invoice Maker at 17 against Spend Smart's 2. Spend Smart's advantage is iOS requirement (13.0 vs 17.4). On price, rating, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Simple Invoice Maker sells 6 in-app purchases, starting at $2.49 per 7 days and Spend Smart sells 4 in-app purchases, starting at $4.99 per month. Whichever you choose, the download price is not the number that matters.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.9 for Simple Invoice Maker against 5.0 for Spend Smart. That said, the two scores are not equally well evidenced: Simple Invoice Maker has 17 ratings behind it against 2, so its average is the more settled of the two.

UpkeepUpdate frequency

Simple Invoice Maker ships an update every 3 weeks, Spend Smart fortnightly. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

Scorecard2 real differences · 8 level
Simple Invoice Maker versus Spend Smart: the parameters behind the verdict, then further details
ParameterSimple Invoice MakerSpend Smart
PriceFreeFree
Rating4.9 (17 ratings)5.0 (2 ratings) — better
Positive reviews66.7% of reviews—
Number of ratings17 — better2
Update frequencyEvery 3 weeksFortnightly — better
AdsNoNo
In-app purchasesYesYes
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS17.413.0 — better
Further details — not scored
Size43 MB53 MB
Age rating4+4+
DeveloperBivisExypnos Development LLC

Customer experience

Simple Invoice Maker

All ratings16 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews3 reviews
Positive66.7%
Neutral33.3%
Negative0.0%

Spend Smart

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

6 purchases

Simple Invoice Maker

Subscriptions6
  • Invoice Maker Weekly3 Days trial$2.497 Days
  • Invoice Maker Monthly3 Days trial$4.991 Month
  • Invoice Maker Weekly3 Days trial$4.997 Days
Show 3 more
  • Invoice Maker Monthly3 Days trial$8.991 Month
  • Invoice Maker Annual3 Days trial$49.991 Year
  • Invoice Maker Annual3 Days trial$79.991 Year
4 purchases

Spend Smart

Subscriptions4
  • Single User – Monthly Plan$4.991 Month
  • Multi-User Monthly Plan$8.991 Month
  • Single User –Annual Plan7 Days trial$29.991 Year
Show 1 more
  • Multi-User Yearly Plan7 Days trial$49.991 Year

Questions

Is Simple Invoice Maker free?
Simple Invoice Maker is free to download, with in-app purchases available.
Is Spend Smart free?
Spend Smart is free to download, with in-app purchases available.
Which has better reviews, Simple Invoice Maker or Spend Smart?
Spend Smart is rated higher. Simple Invoice Maker averages 4.9 out of 5 from 17 ratings, while Spend Smart averages 5.0 from 2 ratings.
Do Simple Invoice Maker or Spend Smart have ads?
Neither Simple Invoice Maker nor Spend Smart shows ads.
Which is updated more often, Simple Invoice Maker or Spend Smart?
Simple Invoice Maker ships an update every 3 weeks, and Spend Smart fortnightly. Most recently, Simple Invoice Maker was updated on October 24, 2026 and Spend Smart on October 18, 2026.

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