Comparison

Convos · The Agentic Messenger vs Finity Network

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Convos · The Agentic Messenger

Instantly connect with others without sharing personal information like phone numbers. Messages and participants are automatically deleted after conversations end, ensuring privacy. Create a unique identity for each chat or use a quick name.

Highlights
  • No signup or phone number required
  • Ephemeral messages and group chats
  • Unique identity per conversation
  • Open-source and post-quantum encrypted
  • Scan, tap, or AirDrop to join
  • Dynamic and unspammable identity
Read full description

Every groupchat gets an agent. Each convo is a groupchat with an agent in it. It keeps up with the thread so nobody has to — who's in, when, where, what got decided, what everyone said they'd bring. Then it turns forty messages into something you can actually use. You’re in control of what your agent sees — and doesn’t. AGENTS LISTEN SO YOU DON'T HAVE TO SCROLL Plans get made in the middle of the chaos. Your agent keeps track. Nine confirmed for the match. Kickoff at 7:30. Louis called out the pizza place. Ask it later and it just knows — no one has to scroll back three days to find the address. YOU CONTROL WHEN YOUR AGENT SPEAKS UP Three settings, one tap. Listen: it only speaks up when someone says "Agent." Chat: it chimes in anytime it can help. Pause: it never sees the messages. Ever. GET THINGS DONE WITHOUT BLOWING UP THE CHAT Ask your group's agent something 1:1 — what was that pizza place, when does the flight land, what did we decide — and get an answer without twenty phones buzzing. Same agent, same context, private thread. IT MAKES THINGS AND KEEPS THEM HANDY Itineraries, lineups, notes, running lists, receipts. Everything your agent makes lands in Things, right in the chat, ready to open, edit, or share. NO SIGNUP, NO PHONE NUMBER Scan, tap, or AirDrop into a convo. Chat instantly with anybody. WHY WE BUILT THIS An agent in the group chat should be a great listener, not an annoying yapper or a surveillance bot. So we put the group in control: it hears what you let it hear, it speaks when you let it speak, and it makes useful stuff for the crew. LEARN MORE Built in the open by XMTP Labs — github.com/xmtplabs/convos-ios Feedback and support — convos@xmtp.com Privacy is our policy — https://hq.convos.org/privacy-and-terms Secured by XMTP — xmtp.org

About

Finity Network

Features
Read full description

Finity is the private community for fintech professionals. Join vetted product builders, investors, and operators across banking, payments, and lending. Members trade takes on the week's news, debate what's actually a good business, and work through the policy and compliance curveballs you can't share on a public Slack. Same takes you'd share off the record.

Screenshots

Convos · The Agentic Messenger4 screens
Finity Network4 screens

Verdict

The call

The clearest difference is in-app purchases: Finity Network at none against Convos · The Agentic Messenger's 2. Finity Network also leads on update cadence (daily vs weekly) and iOS requirement (15.0 vs 26.0). On price, ads and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Convos · The Agentic Messenger sells 2 in-app purchases, starting at $19.99 per month. Finity Network asks for nothing beyond the download.

UpkeepUpdate frequency

Convos · The Agentic Messenger ships an update weekly, Finity Network daily. The most recent releases landed on October 15, 2026 and October 4, 2026 respectively.

Scorecard3 real differences · 7 level
Convos · The Agentic Messenger versus Finity Network: the parameters behind the verdict, then further details
ParameterConvos · The Agentic MessengerFinity Network
PriceFreeFree
Rating4.8 (20 ratings) — better—
Positive reviews80.0% of reviews—
Number of ratings20 — better—
Update frequencyWeeklyDaily — better
AdsNoNo
In-app purchasesYesNo — better
MonetizationFree—
DevicesiPhone, iPadiPhone, iPad, iPod — better
Requires iOS26.015.0 — better
Further details — not scored
Size166 MB8 MB
Age rating17+17+
DeveloperXMTP LabsWorkweek Media Inc.

In-app purchases

2 purchases

Convos · The Agentic Messenger

Subscriptions2
  • Convos Plus$19.991 Month
  • Convos Plus$199.991 Year
None

Finity Network

No in-app purchases

Questions

Is Convos · The Agentic Messenger free?
Convos · The Agentic Messenger is free to download, with in-app purchases available.
Is Finity Network free?
Finity Network is free to download, with no in-app purchases.
Do Convos · The Agentic Messenger or Finity Network have ads?
Neither Convos · The Agentic Messenger nor Finity Network shows ads.
Which is updated more often, Convos · The Agentic Messenger or Finity Network?
Convos · The Agentic Messenger ships an update weekly, and Finity Network daily. Most recently, Convos · The Agentic Messenger was updated on October 15, 2026 and Finity Network on October 4, 2026.

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