Comparison

Monir vs Spending Analysis

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Monir

Features
Read full description

Take control of your money with Monir. Monir is your beautifully simple spending tracker designed to help you stay on budget and build smarter habits. Track where your money goes, gain clarity on your finances, and make confident decisions—all with Monir. Whether it’s daily expenses, monthly budgets, or recurring payments, Monir makes money management feel effortless. With Monir, your finances finally make sense. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

Spending Analysis

Features
Read full description

BudgetSwipe is a powerful spending analyzer that helps you understand where your money goes. No bank sync. No manual logging. Just import your CSV bank statement, swipe to categorize, and unlock detailed spending insights — all without creating an account or sharing your data. IMPORT, SWIPE, ANALYZE Export a CSV from your bank, upload it to BudgetSwipe, and categorize transactions with a simple swipe. Choose to categorize individually or group by merchant for fast bulk categorization. Duplicate transactions are automatically detected and skipped. Minimal effort, maximum insight. SPENDING INSIGHTS & ANALYTICS Once your transactions are categorized, explore interactive charts including cumulative spending trends, month-to-month comparisons, top merchants, and detailed category breakdowns — all generated automatically from your imported statements. DASHBOARD OVERVIEW See your complete financial picture on one screen. Cumulative spending charts show your pace through the month. Category breakdowns reveal where your money goes. Income, expenses, and savings at a glance. 50/30/20 BUDGETING BUILT IN Organize your spending into needs, wants, and savings — the proven 50/30/20 framework. Set budgets for each expense category, track your progress with visual indicators, and see exactly where you stand. CUSTOM CATEGORIES & BUDGETS Create your own categories with custom emojis. Classify expenses as essential (needs) or non-essential (wants) to understand your spending habits. Add income sources and savings goals too. Manage categories and budgets separately for full control. EXPORT YOUR DATA Export your transactions to CSV at any time. Your data belongs to you — take it wherever you need it. MULTIPLE ACCOUNTS Analyze spending across different bank accounts. Import statements from each and keep everything organized in one place. 20 CURRENCIES SUPPORTED Use BudgetSwipe in your local currency. Supports GBP, USD, EUR, CAD, AUD, JPY, CNY, INR, CHF, NZD, SEK, NOK, DKK, PLN, BRL, MXN, SGD, HKD, KRW, and ZAR. APPEARANCE Choose between light, dark, or system appearance to match your preference. REMINDERS Set customizable reminders to upload your bank statements. Choose daily, weekdays, weekends, weekly, or monthly notifications at whatever time suits you. PRIVACY FIRST Your financial data stays on your device. No account required, no cloud sync, no data sharing. Bank statements are processed entirely on-device and never transmitted. We use minimal analytics for app improvement only. BUDGETSWIPE PRO BudgetSwipe is free to use with generous limits. Upgrade to Pro for unlimited CSV bank statement imports and advanced spending analytics. Available as a monthly subscription or a one-time lifetime purchase. Terms of Use: https://budgetswipe.netlify.app/terms/ Privacy Policy: https://budgetswipe.netlify.app/privacy/

Screenshots

Monir4 screens
Spending Analysis4 screens

Verdict

The call

The clearest difference is iOS requirement: Monir at 17.6 against Spending Analysis's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Monir sells 2 in-app purchases, starting at $1.99 per month and Spending Analysis sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Monir ships an update every 5 days, Spending Analysis weekly. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.

Scorecard1 real difference · 7 level
Monir versus Spending Analysis: the parameters behind the verdict, then further details
ParameterMonirSpending Analysis
PriceFreeFree
Rating—1.0 (1 ratings) — better
Number of ratings—1 — better
Update frequencyEvery 5 days — betterWeekly
AdsNoNo
In-app purchasesYesYes
DevicesiPhoneiPhone, iPad — better
Requires iOS17.6 — better26.0
Further details — not scored
Size4 MB21 MB
Age rating4+4+
DeveloperChan KimRowan Rhodes

In-app purchases

2 purchases

Monir

Subscriptions1
  • Monir Pro Monthly$1.991 Month
One-time1
  • Monir Pro Lifetime$9.99
2 purchases

Spending Analysis

Subscriptions1
  • Monthly$1.991 Month
One-time1
  • Lifetime$12.99

Questions

Is Monir free?
Monir is free to download, with in-app purchases available.
Is Spending Analysis free?
Spending Analysis is free to download, with in-app purchases available.
Do Monir or Spending Analysis have ads?
Neither Monir nor Spending Analysis shows ads.
Which is updated more often, Monir or Spending Analysis?
Monir ships an update every 5 days, and Spending Analysis weekly. Most recently, Monir was updated on October 17, 2026 and Spending Analysis on October 24, 2026.

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