Monir vs Spending Analysis
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Monir
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Take control of your money with Monir. Monir is your beautifully simple spending tracker designed to help you stay on budget and build smarter habits. Track where your money goes, gain clarity on your finances, and make confident decisions—all with Monir. Whether it’s daily expenses, monthly budgets, or recurring payments, Monir makes money management feel effortless. With Monir, your finances finally make sense. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Spending Analysis
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BudgetSwipe is a powerful spending analyzer that helps you understand where your money goes. No bank sync. No manual logging. Just import your CSV bank statement, swipe to categorize, and unlock detailed spending insights — all without creating an account or sharing your data. IMPORT, SWIPE, ANALYZE Export a CSV from your bank, upload it to BudgetSwipe, and categorize transactions with a simple swipe. Choose to categorize individually or group by merchant for fast bulk categorization. Duplicate transactions are automatically detected and skipped. Minimal effort, maximum insight. SPENDING INSIGHTS & ANALYTICS Once your transactions are categorized, explore interactive charts including cumulative spending trends, month-to-month comparisons, top merchants, and detailed category breakdowns — all generated automatically from your imported statements. DASHBOARD OVERVIEW See your complete financial picture on one screen. Cumulative spending charts show your pace through the month. Category breakdowns reveal where your money goes. Income, expenses, and savings at a glance. 50/30/20 BUDGETING BUILT IN Organize your spending into needs, wants, and savings — the proven 50/30/20 framework. Set budgets for each expense category, track your progress with visual indicators, and see exactly where you stand. CUSTOM CATEGORIES & BUDGETS Create your own categories with custom emojis. Classify expenses as essential (needs) or non-essential (wants) to understand your spending habits. Add income sources and savings goals too. Manage categories and budgets separately for full control. EXPORT YOUR DATA Export your transactions to CSV at any time. Your data belongs to you — take it wherever you need it. MULTIPLE ACCOUNTS Analyze spending across different bank accounts. Import statements from each and keep everything organized in one place. 20 CURRENCIES SUPPORTED Use BudgetSwipe in your local currency. Supports GBP, USD, EUR, CAD, AUD, JPY, CNY, INR, CHF, NZD, SEK, NOK, DKK, PLN, BRL, MXN, SGD, HKD, KRW, and ZAR. APPEARANCE Choose between light, dark, or system appearance to match your preference. REMINDERS Set customizable reminders to upload your bank statements. Choose daily, weekdays, weekends, weekly, or monthly notifications at whatever time suits you. PRIVACY FIRST Your financial data stays on your device. No account required, no cloud sync, no data sharing. Bank statements are processed entirely on-device and never transmitted. We use minimal analytics for app improvement only. BUDGETSWIPE PRO BudgetSwipe is free to use with generous limits. Upgrade to Pro for unlimited CSV bank statement imports and advanced spending analytics. Available as a monthly subscription or a one-time lifetime purchase. Terms of Use: https://budgetswipe.netlify.app/terms/ Privacy Policy: https://budgetswipe.netlify.app/privacy/
Screenshots
Verdict
The clearest difference is iOS requirement: Monir at 17.6 against Spending Analysis's 26.0. On price, update cadence, ads and in-app purchases there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Monir sells 2 in-app purchases, starting at $1.99 per month and Spending Analysis sells 2 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.
Monir ships an update every 5 days, Spending Analysis weekly. The most recent releases landed on October 17, 2026 and October 24, 2026 respectively.
| Parameter | Monir | Spending Analysis |
|---|---|---|
| Price | Free | Free |
| Rating | — | 1.0 (1 ratings) — better |
| Number of ratings | — | 1 — better |
| Update frequency | Every 5 days — better | Weekly |
| Ads | No | No |
| In-app purchases | Yes | Yes |
| Devices | iPhone | iPhone, iPad — better |
| Requires iOS | 17.6 — better | 26.0 |
| Further details — not scored | ||
| Size | 4 MB | 21 MB |
| Age rating | 4+ | 4+ |
| Developer | Chan Kim | Rowan Rhodes |
In-app purchases
Monir
- Monir Pro Monthly$1.991 Month
- Monir Pro Lifetime$9.99
Spending Analysis
- Monthly$1.991 Month
- Lifetime$12.99









