Comparison

一刻记账 vs PennyNote

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

一刻记账

Free

🔧 Utilities

★ 5.01 ratingsView app →

About

一刻记账

Features

Read full description

一个简约而不简单的记账 App 支持多账本、多账户支持上传图片和图片相册支持数据云同步 Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

About

PennyNote

Effortlessly track your finances with a smart accounting assistant. Features intuitive design, voice input, and AI-powered categorization to analyze spending habits and achieve financial freedom.

Highlights

Intuitive interface
Voice-to-text accounting
AI-powered expense categorization
Detailed spending analysis
Calendar and trend charts
Customizable notes and tags

Read full description

PennyNote - 你的智能记账管家为什么选择PennyNote？ • 简洁直观的界面设计，让记账变得轻松愉快 • 智能聊天记账，自动归类你的每一笔消费 • 强大的数据统计功能，帮你分析消费习惯核心功能：智能记账 - 长按加号语音记账 - 助手聊天分析&记账 - 智能分类建议 - 支持备注标签数据统计 - 日均消费显示 - 日历视图 - 月度/年度收支统计 - 分类消费分析 - 趋势图表展示用户体验 - 简洁美观的界面设计 - 流畅的操作体验适用场景： - 个人财务管理 - 家庭账本记录立即下载PennyNote，开启你的智能记账之旅！让每一分钱都花得明明白白，实现财务自由的目标！

Screenshots

一刻记账4 screens

PennyNote4 screens

Verdict

The call

The clearest difference is iOS requirement: PennyNote at 12.0 against 一刻记账's 16.0. On price, review sentiment, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. 一刻记账 sells 7 in-app purchases, starting at $0.99 per month and PennyNote sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

一刻记账 ships an update every 2 weeks, PennyNote every 9 days. The most recent releases landed on October 14, 2026 and October 28, 2026 respectively.

Scorecard1 real difference · 9 level

一刻记账 versus PennyNote: the parameters behind the verdict, then further details
Parameter	一刻记账	PennyNote
Price	Free	Free
Rating	5.0 (1 ratings) — better	—
Positive reviews	100.0% of reviews	100.0% of reviews
Number of ratings	1 — better	—
Update frequency	Every 2 weeks	Every 9 days — better
Ads	No	No
In-app purchases	Yes	Yes
Monetization	—	Free with in-app purchases
Devices	iPhone, iPad	iPhone, iPod
Requires iOS	16.0	12.0 — better
Further details — not scored
Size	113 MB	55 MB
Age rating	4+	4+
Developer	旭金陈	鑫张

Customer experience

一刻记账

All ratings1 ratings

Positive100.0%

Neutral0.0%

Negative0.0%

Written reviews1 reviews

Positive100.0%

Neutral0.0%

Negative0.0%

PennyNote

Written reviews7 reviews

Positive100.0%

Neutral0.0%

Negative0.0%

In-app purchases

7 purchases

一刻记账

Subscriptions3

一刻记账-连续包月$0.991 Month
一刻记账-连续包季$2.993 Months
一刻记账-连续包年$9.991 Year

One-time4

一刻记账-月卡$0.99
一刻记账-季度卡$2.99
一刻记账-年卡$9.99

Show 1 more

一刻记账-终身卡$24.99

3 purchases

PennyNote

One-time3

月度会员$0.99
年度会员$6.99
永久会员$7.99

Questions

Is 一刻记账 free?

一刻记账 is free to download, with in-app purchases available.

Is PennyNote free?

PennyNote is free to download, with in-app purchases available.

Do 一刻记账 or PennyNote have ads?

Neither 一刻记账 nor PennyNote shows ads.

Which is updated more often, 一刻记账 or PennyNote?

一刻记账 ships an update every 2 weeks, and PennyNote every 9 days. Most recently, 一刻记账 was updated on October 14, 2026 and PennyNote on October 28, 2026.