Dipply vs SubVisual

A cheap stock and a good business are not the same thing. Dipply tells you which one you are looking at. Every company gets a quality score from 0 to 100, built from its profitability, its cash generation, and its debt — and ranked against the companies it actually competes with, not against the market as a whole. An energy company and a software company top very different ladders, so Dipply scores them on their own. Banks, insurers and REITs are left unscored rather than judged by a rubric written for operating businesses. THREE QUESTIONS, THREE SCREENS * QUALITY — Is this a business worth owning? Margins, cash flow, and leverage, scored against its industry, with plain-language flags for the things that should give you pause: a dividend larger than the cash flow behind it, years of negative free cash flow, debt that the balance sheet cannot carry. The card names the industry it was ranked against and the year of the filings it read, and says when the same company looks different measured against the whole market. * VALUATION — Is it cheap right now? The multiples that matter, each one explained on tap, measured against the company's own history rather than a rule of thumb — and the price read against what the company is expected to earn next, not only what it already earned. * TIMING — Has it actually dipped? The Dip Score, a 0-100 reading of how far a stock is trading below its own trend, with a heads-up when an earnings report is days away or has just landed. WHAT ELSE IS IN HERE * ALERTS — Dipply checks after the market closes and tells you when a stock has dipped, so a dip does not depend on you remembering to look. Alerts on market-wide dips are free. Premium adds the stocks on your own watchlist, at a level you set. Tap an alert and it opens the stock it names. * TODAY'S DIPS AND SPIKES — The stocks that moved, with the business behind each move named, and filterable down to the ones that pass on quality. * WATCHLIST — Keep the companies you are following in one place, with their scores. * FINANCIALS — Revenue, earnings, cash flow, dividends, and share count, charted over the years, so you can see the direction rather than one quarter's headline. * SEARCH — Any listed company, in a couple of taps. DIPPLY PREMIUM The free version gives you the full analysis on any company you look up. Premium adds an unlimited watchlist, alerts on the stocks in it, the complete dip and spike lists rather than the first ten, quality filtering on both lists, and removes ads. Dipply is a research tool, not an advisor. Nothing in the app is investment advice, and a score is a starting point for your own work rather than a substitute for it. * Apple Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ *

SubVisual is a beautifully simple way to see every subscription you pay for — what renews next, and what it's really costing you each month. Everything lives on your device: no account, no cloud, no tracking, ever. WHY SUBVISUAL - See it all at a glance. Your subscriptions, sorted by whatever renews next, with a clear monthly and yearly total. - Know before you're charged. Set a reminder for each subscription — days before renewal, at the time you choose — so a payment never surprises you again. - Understand your spending. A clean chart breaks down where your money goes by category. - Truly private. SubVisual has no servers. Your data never leaves your device, and there's nothing for anyone — including us — to see. BUILT TO BE EFFORTLESS - Add a subscription in seconds: name, price, billing cycle, category. - Renewal dates roll forward automatically as they pass. - Lock the app with Face ID or Touch ID. - A home-screen widget shows your next payment at a glance. - Full English and Spanish, in light and dark. NO SUBSCRIPTION TO TRACK YOUR SUBSCRIPTIONS SubVisual is free to track up to five subscriptions. SubVisual Pro is a one-time purchase that unlocks unlimited subscriptions — pay once, yours forever, no subscription. PRIVACY IS THE POINT We collect nothing. No analytics, no advertising, no third parties. Your Face ID data stays in Apple's Secure Enclave and is never seen by the app. Take back control of what you're paying for — quietly, on your own device.