Comparison

Divvi vs Payback App

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Divvi

Features
Read full description

Divvi - Split Expenses, Keep Friends Never awkwardly chase payments again. Divvi makes splitting expenses with friends simple and stress-free. KEY FEATURES: Easy Expense Splitting • Split bills instantly with friends • Track who owes who • Settle up with clarity • Share group expenses effortlessly Group Management • Create groups for different occasions • Track shared expenses in real-time • See balances at a glance • Clear debt history (settle up) Simple & Secure • Clean, intuitive design • Your data stays private • No personal information collected

About

Payback App

Easily split bills and track shared expenses with friends. Scan receipts, assign items, and request payments through various popular payment apps or a shareable link. Perfect for group outings, travel, and managing shared living costs.

Highlights
  • Receipt scanning and item assignment
  • Even or itemized bill splitting
  • Payment requests via Payback link
  • Integration with Venmo and Cash App
  • Group creation for repeat splits
  • Expense history tracking
Features
Read full description

Payback makes splitting receipts fast and friendly. Scan a receipt, pick who’s in, assign items (or split evenly), and request payment with one tap—through a Payback link, Venmo, Cash App, or SMS. Perfect for dinners, travel, roommates, and group events. How it works: Snap or import a receipt Auto-detect items with easy manual editing Select friends or groups and split evenly or by item Send a Payback link, Venmo/Cash App request, or copy details to share Why Payback: Smart receipt scanning with manual controls when needed Even or itemized splits with per-person totals Quick Request: charge a set amount without a receipt Share requests via Payback link, Venmo, Cash App, or SMS Friends and groups (soon) for faster repeat splits Lightweight history to track what you’ve sent Clean, fast design Payment options: Venmo Cash App Shareable Payback link for anyone (no app required) Privacy and control: You decide who to add from Contacts Your photos stay yours; camera access is only used to scan receipts Permissions we request: Camera: to scan receipts Photos: to import or save receipt images Contacts: to quickly select friends to split with Note: Payback is not affiliated with Venmo or Cash App.

Screenshots

Divvi4 screens
Payback App4 screens

Verdict

The call

Divvi and Payback App are too close to call on the numbers: across 5 compared parameters — price, ads, in-app purchases and device support among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ScorecardNo meaningful differences
Divvi versus Payback App: the parameters behind the verdict, then further details
ParameterDivviPayback App
PriceFreeFree
Rating—5.0 (16 ratings) — better
Positive reviews—100.0% of reviews
Number of ratings—16 — better
Update frequency—Every 6 weeks
AdsNoNo
In-app purchasesNoNo
Monetization—Free
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.1
Further details — not scored
Size42 MB42 MB
Age rating4+12+
DeveloperJiuzhen PanPayback LLC

In-app purchases

None

Divvi

No in-app purchases

None

Payback App

No in-app purchases

Questions

Is Divvi free?
Divvi is free to download, with no in-app purchases.
Is Payback App free?
Payback App is free to download, with no in-app purchases.
Do Divvi or Payback App have ads?
Neither Divvi nor Payback App shows ads.

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