CTOS Digital vs Alliance+
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
CTOS Digital
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The All-New CTOS App is Here! Experience a brand-new way to take charge of your financial future. We’ve completely redesigned the CTOS Mobile App with a modern interface, simplified navigation, and introduced new features to help you manage your credit, protect your identity, and stay ahead of financial risks. Join over 1 million CTOS ID users and take charge of your financial future with our flagship credit reports and scam protection feature! Enhanced Features & Experience MyCTOS Score Report Empowers you to make smarter financial decisions with full transparency. • View your CTOS Score and full credit report anytime • Have a consolidated view of all your credit facilities • Check for litigation, bankruptcy, and trade reference listings • Find out what factors are affecting your credit score =================== [NEW LOOK] Digital Report Viewer Enjoy a smoother, clearer way to understand your credit profile. • Interactive, mobile-friendly credit report format • Swipe through CCRIS, Legal, e-Trade, and Business sections • Contact trade referees directly from the app =================== CTOS SecureID Protection Safeguards you from scams, identity theft, and financial fraud. • Dark Web Monitoring – Scans 14+ billion records for breaches • Real-Time Alerts – Get notified of suspicious activity pertaining to your banking facilities • Takaful Coverage – Up to RM20,000 protection against fraud incidents =================== [NEW] Business Credit Reports Perfect for SMEs, entrepreneurs, and investors to assess business risks. • Search companies by name or SSM number • Purchase CTOS Lite or CTOS Basis reports • View business creditworthiness, legal records, and financial health CTOS is Malaysia’s leading credit reporting agency, helping individuals and businesses make informed financial decisions. The new app experience brings improved experience aimed at helping you achieve your financial goals. Download now and take charge of your financial future! Learn more: https://www.ctoscredit.com.my Like us: https://www.facebook.com/ctosdatasystems
Alliance+
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Welcome to the NEW Alliance+ app Designed to make your everyday banking experience faster, simpler and safer. Whether you’re checking your balance, transferring money, paying bills or managing your finances, Alliance+ puts the banking services you use most right at your fingertips. With a refreshed experience and intuitive features, it’s everything you need to bank with greater ease and confidence. Everyday Banking Take care of your banking anytime, anywhere. • View your account balances and transaction history. • Transfer funds quickly and securely. • Make seamless payments and pay your bills with ease. • Manage your banking services in just a few taps. Faster Get to what matters sooner. • Enjoy quick access to your everyday banking services. • Complete onboarding and activation in fewer steps. • Make faster payments, transfers and everyday transactions. Simpler Banking made effortless. • Navigate with a refreshed, intuitive interface. • Customise your banking experience with a personalised homepage and shortcuts. • Access all your banking and self-service features in one place. Safer Bank with greater peace of mind. • Sign in securely with Face ID or facial authentication. • Protect your account with your personalised Security Profile. • Enjoy enhanced device change and account recovery features for added confidence. Discover More with Alliance+ Explore banking products designed around your needs. • SavePlus/-i – Open an account instantly and enjoy a smarter way to save and manage your money. • Credit Card & Virtual Credit Card – Apply for cards and enjoy convenient, secure ways to pay. • Personal Loan/ Financing – Apply for financing conveniently through the app. Move to better banking with the NEW Alliance+ app. Download today and discover a faster, simpler and safer way to bank. Transition Note During this transition period, you’ll need both the allianceonline app and the NEW Alliance+ app to access the full range of banking services. We’ll be transitioning fully to Alliance+ soon.
Screenshots
Verdict
CTOS Digital and Alliance+ are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
CTOS Digital ships an update fortnightly, Alliance+ every 10 days. The most recent releases landed on October 6, 2026 and October 24, 2026 respectively.
| Parameter | CTOS Digital | Alliance+ |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly | Every 10 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPod |
| Requires iOS | 15 — better | 15.1 |
| Further details — not scored | ||
| Size | 77 MB | 197 MB |
| Age rating | 17+ | 4+ |
| Developer | CTOS Data Systems Sdn Bhd | Alliance Bank Malaysia Berhad |
In-app purchases
CTOS Digital
No in-app purchases
Alliance+
No in-app purchases






