Comparison

OrbitXPay vs MXI

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OrbitXPay

Spend your stablecoins worldwide using Visa-powered cards. This app allows you to convert stablecoins to fiat for purchases at millions of merchants, with options for physical and virtual cards, ATM withdrawals, and premium benefits.

Highlights
  • Spend stablecoins like cash worldwide
  • Visa-powered physical and virtual cards
  • Non-custodial wallet for stablecoin control
  • Low Forex fees (as low as 1%)
  • No spending limits
  • ATM withdrawals globally
  • Premium card benefits (cashback, lounge access)
Features
Read full description

OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.

About

MXI

Send and receive money globally with virtual USD bank accounts and stablecoin support. Facilitates instant peer-to-peer transfers, international payments, and business payouts. Offers virtual cards for secure worldwide spending.

Highlights
  • International money transfers
  • Virtual USD bank accounts
  • USDC stablecoin support
  • Peer-to-peer transfers
  • Virtual payment cards
  • Mass payouts for businesses
Features
Read full description

DELTAWALLET - GLOBAL BANKING SUITE Send and receive money internationally with virtual USD bank accounts and USDC stablecoin support. Available in 100+ countries. SEND MONEY ANYWHERE, INSTANTLY - Peer-to-peer transfers via phone or email - Send money home or pay friends internationally - USDC stablecoin support for crypto payments - No complicated forms or delays USD VIRTUAL BANK ACCOUNTS - Get a USD virtual account in your name - Receive ACH and Wire payments - Hold and manage funds with full banking integration - Detailed transaction reporting GET PAID YOUR WAY - Create payment links for quick payment requests - Invoice global customers in USD or USDC - Accept payments from anywhere in the world SMART VIRTUAL CARD - Instant virtual card access - Make worldwide payments securely - Complete control over your spending BUSINESS FEATURES - Mass payouts - send thousands of payments in minutes - Treasury management for USD accounts - Built-in compliance - recipients get verified automatically - Professional invoicing with crypto and traditional payment support WHY DELTA WALLET? - Available in 100+ countries - Bank-grade security for your funds - Simple verification process - Instant transfers - Transparent fees - 24/7 access to your money BUILT FOR MODERN PROFESSIONALS Whether you're a freelancer getting paid internationally, a business managing global payments, or someone sending money home to family - Delta Wallet makes it simple, fast, and secure.

Screenshots

OrbitXPay4 screens
MXI4 screens

Verdict

The call

The clearest difference is rating: MXI at 5.0 against OrbitXPay's 2.5. OrbitXPay's advantage is review sentiment (91% vs 80%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

MXI holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 4 respectively. Written reviews complicate that: 91% of OrbitXPay's written reviews are positive against 80% of MXI's, so the app with the better star average is not the one people write more warmly about.

UpkeepUpdate frequency

OrbitXPay ships an update fortnightly, MXI every 4 weeks. The most recent releases landed on October 13, 2026 and October 5, 2026 respectively.

Scorecard2 real differences · 8 level
OrbitXPay versus MXI: the parameters behind the verdict, then further details
ParameterOrbitXPayMXI
PriceFreeFree
Rating2.5 (2 ratings)5.0 (4 ratings) — better
Positive reviews90.9% of reviews — better80.0% of reviews
Number of ratings24 — better
Update frequencyFortnightly — betterEvery 4 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPod
Requires iOS15.115.1
Further details — not scored
Size55 MB53 MB
Age rating17+4+
DeveloperOrbitX Network GroupMonerex

Customer experience

OrbitXPay

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews11 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

MXI

All ratings4 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews5 reviews
Positive80.0%
Neutral0.0%
Negative20.0%

In-app purchases

None

OrbitXPay

No in-app purchases

None

MXI

No in-app purchases

Questions

Is OrbitXPay free?
OrbitXPay is free to download, with no in-app purchases.
Is MXI free?
MXI is free to download, with no in-app purchases.
Which has better reviews, OrbitXPay or MXI?
MXI is rated higher. OrbitXPay averages 2.5 out of 5 from 2 ratings, while MXI averages 5.0 from 4 ratings.
Do OrbitXPay or MXI have ads?
Neither OrbitXPay nor MXI shows ads.
Which is updated more often, OrbitXPay or MXI?
OrbitXPay ships an update fortnightly, and MXI every 4 weeks. Most recently, OrbitXPay was updated on October 13, 2026 and MXI on October 5, 2026.

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