OrbitXPay vs KOSH Money
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
OrbitXPay
Manage international payments with multi-currency accounts and stablecoin transactions. Receive funds in various currencies, send payouts globally, and spend with virtual Visa cards. Offers a self-custodial wallet for full user control.
- Multi-currency virtual accounts
- Stablecoin payments and holding
- Global payouts to 80+ countries
- Virtual Visa card spending
- Self-custodial wallet
- Transparent forex pricing
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OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.
KOSH Money
Manage your international finances with a single account. Receive, hold, send, and spend money globally using stablecoins and multi-currency accounts. Get a virtual account and card for seamless transactions.
- Receive, hold, send, and spend money globally
- Stablecoin support on multiple networks
- Multi-currency accounts (USD, EUR, GBP, AED)
- Virtual account and KOSH Card
- International money transfers
- Earn rewards on transactions
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KOSH helps freelancers and professionals receive, hold, send, and spend money across borders from a single account with stablecoin support. Why choose KOSH? KOSH is designed to give you a better stablecoin finance experience. • Deposit supported stablecoins on multiple networks, including EVM-compatible networks and Solana. • Get support from the KOSH team including founders when you need help. • Manage multiple virtual accounts and your KOSH Card from a single app. Supported Features 1. Multi-currency accounts Access USD, EUR, GBP, AED, and SWIFT account details to receive payments from clients and platforms worldwide. 2. Spend globally Use your KOSH Card online, in-store, and internationally wherever Visa is accepted. Apple Pay is available on supported devices. 3. Send money worldwide Transfer funds internationally and to supported bank accounts through available payment methods. 4. Earn rewards Earn rewards on eligible transactions and campaigns, subject to applicable terms and availability. Download KOSH to get your USD account and card in minutes. Financial services are provided by regulated third-party partners, including Bridge, Iron by Moonpay, and Rain, operating under applicable licences and regulatory frameworks. Product availability, supported regions, currencies, networks, and features may vary.
Screenshots
Verdict
The clearest difference is rating: KOSH Money at 5.0 against OrbitXPay's 2.5. KOSH Money also leads on review sentiment (100% vs 91%). On price, ratings volume, update cadence and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
KOSH Money holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 91% of OrbitXPay's written reviews are positive against 100% of KOSH Money's.
OrbitXPay ships an update fortnightly, KOSH Money every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.
| Parameter | OrbitXPay | KOSH Money |
|---|---|---|
| Price | Free | Free |
| Rating | 2.5 (2 ratings) | 5.0 (2 ratings) — better |
| Positive reviews | 90.9% of reviews | 100.0% of reviews — better |
| Number of ratings | 2 | 2 |
| Update frequency | Fortnightly — better | Every 3 weeks |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | Free |
| Devices | iPhone, iPod | iPhone, iPad |
| Requires iOS | 15.1 — better | 16.4 |
| Further details — not scored | ||
| Size | 51 MB | 162 MB |
| Age rating | 17+ | 4+ |
| Developer | OrbitX Network Group | KOSH |
Customer experience
OrbitXPay
KOSH Money
In-app purchases
OrbitXPay
No in-app purchases
KOSH Money
No in-app purchases








