Comparison

OrbitXPay vs KOSH Money

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

OrbitXPay

Manage international payments with multi-currency accounts and stablecoin transactions. Receive funds in various currencies, send payouts globally, and spend with virtual Visa cards. Offers a self-custodial wallet for full user control.

Highlights
  • Multi-currency virtual accounts
  • Stablecoin payments and holding
  • Global payouts to 80+ countries
  • Virtual Visa card spending
  • Self-custodial wallet
  • Transparent forex pricing
Features
Read full description

OrbitX is a global money app built for freelancers, agencies, and businesses that move money across borders. Multi-currency accounts, stablecoin payments, and card spending in one platform. Clients pay you in fiat or crypto. You hold in USDC or USDT. You send however the recipient needs it. No volatility. No conversion surprises. Why OrbitX? - 5 Named Virtual Accounts: Receive money like a local in the US, UAE , Brazil, Mexico, and Nigeria . All in one place. Each account carries your name, so clients see exactly who they're paying. - Global Payouts: Send payouts to 80+ countries directly from your stablecoin balance. Recipients get local currency in their bank account. No wires, no waiting. - Crypto Payouts: Send USDT or USDC directly to any wallet. Fast, borderless, no intermediaries. - Fiat On/Off Ramps: Receive fiat and it automatically converts to stablecoins. When you spend or send payouts, stablecoins convert back. Cash Account for savings and payouts. Card Account for spending. Move between them instantly. - Spend Anywhere: Virtual Visa cards (physical cards launching soon) accepted at 150M+ merchants worldwide. Spend your stablecoin balance anywhere Visa is accepted, online or in- store. - Built on Stablecoins: Real-time conversion while spending. Lower costs compared to traditional rails. Crypto in the backend. Simple experience upfront. - You Stay in Control: Self-custodial wallet. Full access to your private key. Your money sits in your wallet. We can’t freeze it, move it, or touch it. - Transparent Pricing: Forex starting as low as a few bps. No hidden surprises. - Quick Setup: Your account is live in under 24 hours. 2 stablecoins. 5 bank accounts. 80+ payout countries. One platform. Experience Borderless Banking. Download OrbitX.

About

KOSH Money

Manage your international finances with a single account. Receive, hold, send, and spend money globally using stablecoins and multi-currency accounts. Get a virtual account and card for seamless transactions.

Highlights
  • Receive, hold, send, and spend money globally
  • Stablecoin support on multiple networks
  • Multi-currency accounts (USD, EUR, GBP, AED)
  • Virtual account and KOSH Card
  • International money transfers
  • Earn rewards on transactions
Features
Read full description

KOSH helps freelancers and professionals receive, hold, send, and spend money across borders from a single account with stablecoin support. Why choose KOSH? KOSH is designed to give you a better stablecoin finance experience. • Deposit supported stablecoins on multiple networks, including EVM-compatible networks and Solana. • Get support from the KOSH team including founders when you need help. • Manage multiple virtual accounts and your KOSH Card from a single app. Supported Features 1. Multi-currency accounts     Access USD, EUR, GBP, AED, and SWIFT account details to receive payments from clients and platforms worldwide. 2. Spend globally     Use your KOSH Card online, in-store, and internationally wherever Visa is accepted. Apple Pay is available on supported devices. 3. Send money worldwide     Transfer funds internationally and to supported bank accounts through available payment methods. 4. Earn rewards     Earn rewards on eligible transactions and campaigns, subject to applicable terms and availability. Download KOSH to get your USD account and card in minutes. Financial services are provided by regulated third-party partners, including Bridge, Iron by Moonpay, and Rain, operating under applicable licences and regulatory frameworks. Product availability, supported regions, currencies, networks, and features may vary.

Screenshots

OrbitXPay4 screens
KOSH Money4 screens

Verdict

The call

The clearest difference is rating: KOSH Money at 5.0 against OrbitXPay's 2.5. KOSH Money also leads on review sentiment (100% vs 91%). On price, ratings volume, update cadence and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

KOSH Money holds the better App Store score, 5.0 against 2.5. Both are backed by a comparable volume of ratings — 2 and 2 respectively. Written reviews point the same way: 91% of OrbitXPay's written reviews are positive against 100% of KOSH Money's.

UpkeepUpdate frequency

OrbitXPay ships an update fortnightly, KOSH Money every 3 weeks. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard2 real differences · 8 level
OrbitXPay versus KOSH Money: the parameters behind the verdict, then further details
ParameterOrbitXPayKOSH Money
PriceFreeFree
Rating2.5 (2 ratings)5.0 (2 ratings) — better
Positive reviews90.9% of reviews100.0% of reviews — better
Number of ratings22
Update frequencyFortnightly — betterEvery 3 weeks
AdsNoNo
In-app purchasesNoNo
MonetizationFreeFree
DevicesiPhone, iPodiPhone, iPad
Requires iOS15.1 — better16.4
Further details — not scored
Size51 MB162 MB
Age rating17+4+
DeveloperOrbitX Network GroupKOSH

Customer experience

OrbitXPay

All ratings2 ratings
Positive50.0%
Neutral0.0%
Negative50.0%
Written reviews11 reviews
Positive90.9%
Neutral0.0%
Negative9.1%

KOSH Money

All ratings2 ratings
Positive100.0%
Neutral0.0%
Negative0.0%
Written reviews1 reviews
Positive100.0%
Neutral0.0%
Negative0.0%

In-app purchases

None

OrbitXPay

No in-app purchases

None

KOSH Money

No in-app purchases

Questions

Is OrbitXPay free?
OrbitXPay is free to download, with no in-app purchases.
Is KOSH Money free?
KOSH Money is free to download, with no in-app purchases.
Which has better reviews, OrbitXPay or KOSH Money?
KOSH Money is rated higher. OrbitXPay averages 2.5 out of 5 from 2 ratings, while KOSH Money averages 5.0 from 2 ratings.
Do OrbitXPay or KOSH Money have ads?
Neither OrbitXPay nor KOSH Money shows ads.
Which is updated more often, OrbitXPay or KOSH Money?
OrbitXPay ships an update fortnightly, and KOSH Money every 3 weeks. Most recently, OrbitXPay was updated on November 5, 2026 and KOSH Money on October 31, 2026.

Other comparisons