Comparison

SumBuddy vs SplitSmart

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

SumBuddy

Easily divide expenses for group outings or shared living without complex calculations. Input bill details, and the app automatically calculates tax, tip, and individual shares. Send clear summaries to everyone involved.

Highlights
  • Bill splitting
  • Tax calculation
  • Tip calculation
  • Individual share calculation
  • Itemized splitting
  • Summary generation
Features
Read full description

No spreadsheets. No sign-ins. No calculators flying around the table. Just open the app, enter what’s on the bill, and let us handle the rest: tax, tip, and who owes what. Perfect for dinners out, weekend trips, or everyday life with roommates. Split evenly, by item, or however fits best. Then send everyone a clean, simple summary that actually makes sense. Easy, clear, and honestly a relief.

About

SplitSmart

Features
Read full description

SplitSmart scans the receipt, splits the bill in seconds, and helps you collect from everyone. Snap a photo, tell it how to split, send each friend what they owe. SCAN ANY RECEIPT Point your camera at a paper receipt. SplitSmart's AI reads every line item, tax, and tip β€” no typing. Works on restaurant checks, grocery slips, bar tabs, and rideshare receipts. SPLIT BY ITEM, NOT JUST EVENLY Drag items to people, split a shared appetizer, mark whose drinks were whose. Or split the whole tab evenly β€” it's two taps. Tip and tax are calculated proportionally so no one over-pays. NEW: SETTLE UP After the bill is split, tap Settle Up. SplitSmart shows you exactly what each person owes the payer and gives you a one-tap Request button per person. Pre-filled message, ready to send through Messages, WhatsApp, email β€” whatever you use. Or share the whole summary card to the group. NATURAL-LANGUAGE SPLITS Type "Sarah had the salad and half the wine, John paid for the dessert" and SplitSmart understands. No menus, no taps β€” just describe the split. DESIGNED FOR IPHONE AND IPAD One subscription covers both. iPad gets a full sidebar layout. iPhone gets a fast bottom-tab flow built for the table. SUBSCRIPTION SplitSmart is free with 3 receipt scans per week. Pro unlocks Full Access: generous receipt scanning, more saved groups, and larger group sizes: - Monthly: $1.99 - Yearly: $9.99 (save 58%) Subscriptions are billed to your Apple ID and renew automatically unless turned off at least 24 hours before the end of the current period. Manage or cancel any time in your Apple ID settings. Any unused portion of a free period is forfeited when you purchase a subscription. Privacy Policy: https://pub-3970a22e7da04af9ba2fa4ec1f1ad7b3.r2.dev/splitsmart-ai/privacy-policy.html Terms of Use (Apple Standard EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Support: https://pub-3970a22e7da04af9ba2fa4ec1f1ad7b3.r2.dev/splitsmart-ai/support.html

Screenshots

SumBuddy4 screens
SplitSmart4 screens

Verdict

The call

The clearest difference is in-app purchases: SumBuddy at none against SplitSmart's 2. SumBuddy also leads on iOS requirement (13.0 vs 17.0). SplitSmart's advantage is update cadence (monthly vs every 4 months). On price, ads and device support there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. SplitSmart sells 2 in-app purchases, starting at $1.99 per month. SumBuddy asks for nothing beyond the download.

UpkeepUpdate frequency

SumBuddy ships an update every 4 months, SplitSmart monthly. The most recent releases landed on November 5, 2026 and October 31, 2026 respectively.

Scorecard3 real differences Β· 5 level
SumBuddy versus SplitSmart: the parameters behind the verdict, then further details
ParameterSumBuddySplitSmart
PriceFreeFree
Positive reviews100.0% of reviewsβ€”
Update frequencyEvery 4 monthsMonthly β€” better
AdsNoNo
In-app purchasesNo β€” betterYes
MonetizationFreeβ€”
DevicesiPhone, iPodiPhone, iPad
Requires iOS13.0 β€” better17.0
Further details β€” not scored
Size23 MB8 MB
Age rating4+4+
DeveloperYin Yin HuangDennis Harrington

In-app purchases

None

SumBuddy

No in-app purchases

2 purchases

SplitSmart

Subscriptions2
  • SplitSmaryai Pro Monthly$1.991 Month
  • SplitSmart Pro$9.991 Year

Questions

Is SumBuddy free?
SumBuddy is free to download, with no in-app purchases.
Is SplitSmart free?
SplitSmart is free to download, with in-app purchases available.
Do SumBuddy or SplitSmart have ads?
Neither SumBuddy nor SplitSmart shows ads.
Which is updated more often, SumBuddy or SplitSmart?
SumBuddy ships an update every 4 months, and SplitSmart monthly. Most recently, SumBuddy was updated on November 5, 2026 and SplitSmart on October 31, 2026.

Other comparisons