SumBuddy vs MoneyTurtle

No spreadsheets. No sign-ins. No calculators flying around the table. Just open the app, enter what’s on the bill, and let us handle the rest: tax, tip, and who owes what. Perfect for dinners out, weekend trips, or everyday life with roommates. Split evenly, by item, or however fits best. Then send everyone a clean, simple summary that actually makes sense. Easy, clear, and honestly a relief.

The private way to know exactly where your money goes. MoneyTurtle is a simple, beautiful expense tracker and net-worth companion built around one principle: your financial data belongs to you — and only you. PRIVACY FIRST — YOUR DATA NEVER LEAVES YOUR SPACE Unlike most finance apps, MoneyTurtle has no servers, no accounts on our side, and no data collection. Everything you enter stays on your iPhone. If you turn on sync, it goes through your own personal iCloud account — encrypted, in your private space, invisible to us and to anyone else. We couldn't see your data even if we wanted to. There is nothing to sell, leak, or analyze. TRACK YOUR SPENDING, EFFORTLESSLY Add an expense in seconds. See what you spent this month, what came in, and what's left — at a glance. Browse your history by day or on a monthly calendar, and organize everything with fully customizable categories and subcategories. WATCH YOUR WEALTH GROW Log your savings, investments, crypto, and loans month by month, and MoneyTurtle turns them into a clear net-worth picture over time. Charts show your progress, not just your spending. UNDERSTAND YOUR HABITS Analytics break down where your money goes by category and over time, so patterns show up before they become problems. MADE FOR IPHONE • Home Screen widgets keep your month at a glance • Lock the app behind Face ID • Light and dark appearance • Multiple currencies • Export your data anytime — it's yours, take it anywhere • Optional iCloud sync across your devices, using your account, your space No subscriptions to your data. No tracking. No ads. Just you and your money.