Fealthy vs heap

Why Fealthy? ● All your accounts together Monobank connects with your consent in the bank's own app, and new transactions arrive on their own. Add cash and your other accounts by hand. Upload statements from other banks as files: PrivatBank, Raiffeisen, PUMB, Revolut, Wise and more are supported. ● Auto-categories and analytics Transactions land in categories on their own, based on the merchant, the bank's data and your own rules. Charts and widgets show where the money goes, and Insights has NBU and bank exchange rates. ● An AI chat about your money Ask where this month's money went, or send a statement or a photo of one: the chat reads the transactions and shows them before anything is imported. It only proposes changes to your data, and nothing changes until you confirm. ● Budgets and a shopping list Set a limit for a day, a week, a month or a year, for categories, accounts or labels. Fealthy alerts you when a limit is nearly used up, and the shopping list shows how much will be left in the budget. ● Payment calendar Add subscriptions, regular and one-off payments: the calendar shows what is due and when. Reminders keep you from missing one. ● Goals, debts and deposits Give a goal an amount and a date, and Fealthy suggests how much to set aside. You can also track debts, deposits and OVDP (Ukrainian government bonds): who owes whom, when a term ends, when the next coupon arrives. ● Control and security Sign in with a passcode, Face ID or a fingerprint. Your accounts and transactions are stored on Google Cloud in Europe. An account can be shared with another person as view-only. Fealthy is not a bank: your money stays in your banks.

============================== STOP WONDERING WHERE YOUR MONEY WENT ============================== heap is a personal finance app built around one simple idea: tracking money should feel fast enough to become a habit. Add expenses, income, transfers, accounts, subscriptions, budgets, and goals in one clean place - then use AI to understand your spending without digging through spreadsheets. [ TRACK MONEY IN SECONDS ] Add transactions manually, with a quick keypad, or just say what happened. heap can turn natural language or voice input into structured expenses, income, transfers, and account drafts, so you spend less time entering data and more time understanding it. [ ASK AI ABOUT YOUR FINANCES ] heap AI helps you work with your own financial data in plain language. Ask questions like: - "How much did I spend on food this month?" - "Where did my money go last week?" - "Create an expense for coffee yesterday." - "How can I reduce unnecessary spending?" Approve AI-created drafts instantly or edit them before saving. [ SEE THE FULL PICTURE ] Track cash, cards, bank accounts, savings, and other balances in one place. Organize transactions by categories, labels, accounts, dates, notes, and transaction type, so your history stays clear even as it grows. [ UNDERSTAND YOUR SPENDING ] heap gives you visual analytics for balance trends, cash flow, spending flow, and category breakdowns. Pick a period, compare where money comes from and where it goes, and spot patterns before they turn into problems. [ STAY AHEAD OF SUBSCRIPTIONS ] Manage subscriptions, recurring bills, rent, utilities, loans, and other repeating payments. See what is upcoming, confirm paid charges, postpone payments when needed, and keep inactive subscriptions out of the way without losing history. [ PLAN BUDGETS AND GOALS ] Use heap to plan monthly budgets, follow spending limits, and stay focused on savings goals - whether you are building an emergency fund, saving for a trip, or preparing for a larger purchase. [ BUILT FOR REAL DAILY USE ] - Fast expense tracking - Voice and text AI input - Accounts and balances - Categories and labels - Transfers, income, and expenses - Subscriptions and recurring payments - Budgets and savings goals - Spending analytics - Personal and shared finances - Local-first tracking with no required bank login [ PRIVATE BY DESIGN ] No complicated bank connection is required to get started. You stay in control of what you enter, what you track, and how you organize your financial life. Whether you need an expense tracker, budget planner, subscription tracker, spending tracker, or an AI finance assistant, heap gives you a faster and clearer way to manage money. Download heap and take control of your finances today.