Fealthy vs Monohroshi

Why Fealthy? ● All your accounts together Monobank connects with your consent in the bank's own app, and new transactions arrive on their own. Add cash and your other accounts by hand. Upload statements from other banks as files: PrivatBank, Raiffeisen, PUMB, Revolut, Wise and more are supported. ● Auto-categories and analytics Transactions land in categories on their own, based on the merchant, the bank's data and your own rules. Charts and widgets show where the money goes, and Insights has NBU and bank exchange rates. ● An AI chat about your money Ask where this month's money went, or send a statement or a photo of one: the chat reads the transactions and shows them before anything is imported. It only proposes changes to your data, and nothing changes until you confirm. ● Budgets and a shopping list Set a limit for a day, a week, a month or a year, for categories, accounts or labels. Fealthy alerts you when a limit is nearly used up, and the shopping list shows how much will be left in the budget. ● Payment calendar Add subscriptions, regular and one-off payments: the calendar shows what is due and when. Reminders keep you from missing one. ● Goals, debts and deposits Give a goal an amount and a date, and Fealthy suggests how much to set aside. You can also track debts, deposits and OVDP (Ukrainian government bonds): who owes whom, when a term ends, when the next coupon arrives. ● Control and security Sign in with a passcode, Face ID or a fingerprint. Your accounts and transactions are stored on Google Cloud in Europe. An account can be shared with another person as view-only. Fealthy is not a bank: your money stays in your banks.

Know where your money goes, what is safe to spend, and what comes next. Monohroshi is an expense tracker and budget planner for personal, couple, and family finances. TRACK IN SECONDS - Record income, expenses, transfers, and refunds - Split one purchase across categories - Organize transactions with custom categories and tags - Search, filter, and edit multiple transactions at once PLAN AHEAD - Use one monthly budget, category limits, or both - See what is free to spend, a daily allowance, spending pace, and past cycles - Account for upcoming recurring payments before they put a budget over its limit - Schedule rent, subscriptions, salary, and other recurring transactions - Get reminders, optionally create transactions automatically, and find repeated charges in your history - Set savings goals and follow a personalized contribution plan built around your paydays - Start your financial month on the day that matches your salary cycle SEE YOUR WHOLE FINANCIAL PICTURE - Track bank accounts, cash, savings, investments, property, vehicles, loans, and debts - See balances and net worth across multiple currencies - Follow stocks and crypto with automatically updated market prices - Separate personal finances from shared financial spaces UNDERSTAND WHAT COMES NEXT - Explore spending by category, account, tag, or person - Review your savings rate, budget performance, fixed costs, consistency, and financial health score - See a 30-day balance projection based on recurring transactions and usual spending - Try “What if…” scenarios to see how spending cuts could change your future balance, then turn them into budgets - Ask the AI assistant questions about your own financial data MOVE AND SYNC YOUR DATA - Import data from other finance apps - Import bank statements from CSV, PDF, and Excel files - Export your transactions to CSV - Sync securely across your devices - Connect supported banks for automatic balance and transaction updates; Monobank sync is available in Ukraine SHARE WITHOUT LOSING CONTROL Create a financial space with a partner, family, roommates, or a team. Everyone you invite can work with the same accounts and transactions, while your other spaces stay separate. Your data is encrypted in transit and at rest. Protect the app with a PIN and Face ID, Touch ID, or fingerprint unlock. We never sell your financial data. Some advanced features require Monohroshi Pro. Bank sync availability varies by country. Terms of Use: https://app.monohroshi.com/terms Privacy Policy: https://app.monohroshi.com/privacy