Comparison

Horizon Retirement Countdown vs Retirement Countdown+ Tracker

Price, ratings, monetisation and update history for both apps, side by side β€” with what reviewers say about each.

Head to head
About

Horizon Retirement Countdown

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Plan your future, one day at a time. Whether you’re years away or counting down the final days until your retirement, Horizon helps you prepare with confidence. Track your remaining time, set meaningful goals, and celebrate the journey. Key Features ====================================== Customisable Countdown - Forever Free no ads Build anticipation for your big day with a hugely customisable countdown Savings Calculator - Free to use, unlock premium to save your calculations to goals Get a quick guide to help plan how much you need to save to hit your income targetΒ  Time Capsule - 1 free capsule message during onboarding and unlock premium for unlimited messages Inspire yourself with some inspirational messages that we'll keep safe for you locked away in the Time Capsule. Retirement Tasks - Premium Automatically generated plan for retirement to get you ready and look forward to the next exciting chapter of your life Retirement Goals - Premium Build a bucket list, set targets and stay focussed. Subscription ====================================== Horizon Retirement Calculator is free to download and you will have free access to the countdown, theming customisation and to retrieve your time capsule that you set during onboarding. You will also have access to the Savings Calculator but to save calculations, you will need to purchase a subscription. Additional subscription purchase is required to access: + Retirement Tasks + Retirement Goals + To create additional Time Capsule messages + and to save Savings Calculation Goals Payment will be charged to your Apple ID account at the confirmation of purchase A subscription automatically renews unless it is cancelled at least 24 hours before the end of the current billing period. Your account will be charged for renewal within 24 hours prior to the end of the current period Manage or cancel your subscription in your settings app Links ====================================== Terms of Service: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://www.freeprivacypolicy.com/live/c147b404-4b22-4085-97b6-293afff63238

About

Retirement Countdown+ Tracker

Features
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Retirement Countdown+ tells you how many days you really have left at work. Not calendar days: workdays, with your weekends, federal holidays and PTO and vacation days already taken off. THE NUMBER THAT MATTERS Most countdowns subtract one date from another and stop there. This one counts the days you still have to turn up, and the hours still to do. Set a last hour at work and it can show hours, minutes and seconds under the number. BUILT FOR SHIFT WORK Not everyone works Monday to Friday. Set any repeating pattern from 2 to 28 days, or start from a 9/80 schedule or four on, four off. A two-week preview shows which days you work, so you can check it before you trust the number. YOUR COUNTRY'S HOLIDAYS, BUILT IN Pick the United States and every federal holiday comes off, Juneteenth included, with weekend holidays moved to the day they are observed. It works out the dates for every year until you go, not just this one. Also built in: the United Kingdom (England and Wales), Canada, Australia, the days most of Europe shares, and a simple worldwide set. Or start from nothing and build your own list. Add your state holidays, floating holidays and company shutdown days yourself, then add the PTO and vacation days you have booked. All of it comes off the count. YOUR KEY RETIREMENT DATES Add your date of birth and the app lists the dates that matter on the way out: age 59Β½ (IRA and 401(k) withdrawals without the 10% early penalty), 62 (the earliest you can start Social Security), 65 (Medicare), your full Social Security retirement age, and when required minimum distributions begin. Dates only, from official sources. Not financial advice. NEW IN 2.0: A WIDGET Your countdown on your Home Screen in two sizes, and on your Lock Screen. It moves on at midnight even if you have not opened the app. SIX PAINTED THEMES Coast, Night Shift, Golf Course, Garden, Last Light and Quiet Library, each with its own painting and typeface. Or put your own photo behind the countdown. No paying per wallpaper. A REASON TO OPEN IT A new quote every morning, a check-in streak, milestones from one year out to the last full week, and your lasts: your last working Christmas, New Year and summer. Keep a bucket list of what retirement is actually for. WORTH SHARING Turn your countdown or the day's quote into a card and send it to whoever keeps asking when you are finishing. IT DOES NOT END AT ZERO On the day, fireworks in your theme's colors and a "You did it" card to share. After that it counts up, so you can see how long you have been free. ALSO INCLUDED - A morning reminder at 8am, if you want one - Backup and restore, so a new phone is not a fresh start - Your own date format WHAT IS FREE The calendar-day countdown, the widget and the morning reminder are free for good. Before you pay, the app shows your own workdays-left number. ONE PRICE. NO ADS. NO SUBSCRIPTION. One payment unlocks workday counting, your schedule, federal holidays and PTO, hours left at work, themes and your own photo, retirement dates, quotes, milestones, the bucket list, share cards and backup, for good. No banners, no video, nothing to pay to remove. Restore your unlock on a new phone with the same Apple Account.

Screenshots

Horizon Retirement Countdown4 screens
Retirement Countdown+ Tracker4 screens

Verdict

The call

The clearest difference is iOS requirement: Retirement Countdown+ Tracker at 16.4 against Horizon Retirement Countdown's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS

CostPrice Β· In-app purchases Β· Ads Β· Monetization

Both are free to download. Horizon Retirement Countdown sells 2 in-app purchases, starting at $1.99 per month and Retirement Countdown+ Tracker sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

Horizon Retirement Countdown ships an update every 6 days, Retirement Countdown+ Tracker every 4 days. The most recent releases landed on September 27, 2026 and October 16, 2026 respectively.

Scorecard1 real difference Β· 5 level
Horizon Retirement Countdown versus Retirement Countdown+ Tracker: the parameters behind the verdict, then further details
ParameterHorizon Retirement CountdownRetirement Countdown+ Tracker
PriceFreeFree
Update frequencyEvery 6 daysEvery 4 days β€” better
AdsNoNo
In-app purchasesYesYes
DevicesiPhone, iPad β€” betteriPhone
Requires iOS18.016.4 β€” better
Further details β€” not scored
Size74 MB50 MB
Age rating4+4+
DeveloperDigitech Applications LimitedWayne Nixon

In-app purchases

2 purchases

Horizon Retirement Countdown

Subscriptions2
  • Premium - Monthly3 Days trial$1.991 Month
  • Premium - Annual3 Days trial$9.991 Year
1 purchases

Retirement Countdown+ Tracker

One-time1
  • Unlock the Full App$6.99

Questions

Is Horizon Retirement Countdown free?
Horizon Retirement Countdown is free to download, with in-app purchases available.
Is Retirement Countdown+ Tracker free?
Retirement Countdown+ Tracker is free to download, with in-app purchases available.
Do Horizon Retirement Countdown or Retirement Countdown+ Tracker have ads?
Neither Horizon Retirement Countdown nor Retirement Countdown+ Tracker shows ads.
Which is updated more often, Horizon Retirement Countdown or Retirement Countdown+ Tracker?
Horizon Retirement Countdown ships an update every 6 days, and Retirement Countdown+ Tracker every 4 days. Most recently, Horizon Retirement Countdown was updated on September 27, 2026 and Retirement Countdown+ Tracker on October 16, 2026.

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