ProTradePay vs Lumen Cards
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
ProTradePay
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PTP app by ProTradePay let's you access your universal trade credit account, to manage spend with your primary suppliers, access trade credit, scan receipts and authorise payments to over 9,000+ builders merchants and suppliers across the UK.
Lumen Cards
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Allows you to manage your Lumen credit card and enables you to stay in control of your spending
Screenshots
Verdict
The clearest difference is update cadence: Lumen Cards at every 11 days against ProTradePay's monthly. On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ProTradePay ships an update monthly, Lumen Cards every 11 days. The most recent releases landed on October 28, 2026 and October 31, 2026 respectively.
| Parameter | ProTradePay | Lumen Cards |
|---|---|---|
| Price | Free | Free |
| Update frequency | Monthly | Every 11 days — better |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPod | iPhone, iPad, iPod — better |
| Requires iOS | 15.6 | 15.0 — better |
| Further details — not scored | ||
| Size | 2 MB | 109 MB |
| Age rating | 4+ | 4+ |
| Developer | GB PTP LTD | Lumen Cards LTD |
In-app purchases
ProTradePay
No in-app purchases
Lumen Cards
No in-app purchases
Questions
Is ProTradePay free?
Is Lumen Cards free?
Do ProTradePay or Lumen Cards have ads?
Which is updated more often, ProTradePay or Lumen Cards?
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