Money Clock vs Paydrip
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Money Clock
Track your earnings in real-time for hourly work, salaries, or projects. Visualize your progress with motivating money stacks and review past sessions. This tool helps you understand the value of your time without acting as payroll software.
- Real-time earnings tracking
- Hourly, salary, and project tracking
- Session history and totals
- Visual earnings display
- Customizable themes and currencies
- Lock Screen and Dynamic Island Live Activities
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Know exactly what your time is worth with MoneyClock, a live earnings tracker for hourly work, salary, and projects. Start a session and watch your estimated earnings grow in real time. MoneyClock turns your rate and time into a clear, motivating view of the money you are earning—without pretending to be payroll software or generating wage statements. TRACK EARNINGS YOUR WAY • Hourly: Enter your rate and track active work time. • Salary: See what your salary is worth across the time you work. • Project: Track time and earnings for fixed-price work. STAY ON TOP OF YOUR PROGRESS • View current earnings and elapsed time together. • Review recent sessions and totals by week, month, or all time. • Edit or remove saved sessions when you need to correct your history. • Visualize earnings with MoneyClock's money-stack view. • Choose from multiple themes and currencies. • Keep an active session visible with Lock Screen and Dynamic Island Live Activities on supported iPhones. MoneyClock is designed for workers, freelancers, contractors, and anyone who wants a clearer picture of personal earnings. It is an estimate and productivity tool—not an employer payroll service, tax calculator, or official wage statement generator. Your time matters. Watch it add up with MoneyClock. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Paydrip
This app tracks your earnings in real-time as you work, converting purchases into hours of labor. It helps you understand the true cost of items and manage your finances with features like bill reminders and savings goals.
- Real-time pay counter
- Expense to work hours conversion
- Supports salaried, hourly, and shift workers
- Wishlist and savings goals
- Automated bill tracking
- Private data storage
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Watch your pay add up, second by second. Paydrip turns your working day into a live counter, and shows what everything you buy costs in hours of work. For salaried, hourly and shift workers who want to see the link between time worked and money earned. MINDFUL BY DESIGN Most budget apps link your bank so spending tracks itself, and quietly drops out of view. Paydrip does the opposite, on purpose. You log each purchase yourself and see what it cost in hours of your work. That small moment is the point. A LIVE PAY COUNTER Your pay, ticking up every second you work, worked out from your salary or rate and your schedule. Night shifts, clock changes and time zones handled correctly. On a day off, it counts down to your next shift and what it will pay. SALARIED, HOURLY OR SHIFTS Paid a salary? Set your hours once. Paid by the hour? Start and stop when you work. On a rotation? Save your shifts and place them on your pattern. A pay rise or a new pattern starts from the day you make it, so earlier months stay as they were. WHAT THINGS REALLY COST Every expense shows the work it took: "Lunch · 42m of work". The workday band shows your day's work paying off what you spent, dot by dot. YOUR MONTH AT A GLANCE What you've earned, what you've spent, and the pay still to come before month end. A calendar of every day, and where your money went by category. WISHLIST AND SAVINGS GOAL Add what you're saving for and see how much work stands between you and it. Set a monthly savings goal; what you keep beyond it goes to your wishlist, top item first. BILLS Rent, phone, subscriptions: charged automatically on the due date, or a reminder with the amount ready to confirm for bills that vary. ONE CALM PAGE Everything on one page, in the order you choose. Light, dark or match your phone. Log an expense in a few taps, or with Siri and Shortcuts. PRIVATE No accounts, no ads, no tracking. Your data stays on your iPhone, with a backup in your own private iCloud that only you can read. Every feature is free, with no subscriptions. Optional extras: Home themes like Lanterns, and a tip jar if you'd like to support an independent developer.
Screenshots
Verdict
The clearest difference is ads: Paydrip at none against Money Clock's shown. Paydrip also leads on update cadence (daily vs monthly). Money Clock's advantage is iOS requirement (15.0 vs 18.5). On price, rating, review sentiment and ratings volume there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Money Clock sells 1 in-app purchase, starting at $1.99 per month and Paydrip sells 3 one-off in-app purchases. Whichever you choose, the download price is not the number that matters.
On the App Store both sit at effectively the same score — 5.0 for Money Clock against 5.0 for Paydrip. Both are backed by a comparable volume of ratings — 5 and 4 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Money Clock ships an update monthly, Paydrip daily. The most recent releases landed on November 8, 2026 and November 12, 2026 respectively.
| Parameter | Money Clock | Paydrip |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (5 ratings) | 5.0 (4 ratings) |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 5 — better | 4 |
| Update frequency | Monthly | Daily — better |
| Ads | Yes | No — better |
| In-app purchases | Yes | Yes |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Devices | iPhone, iPad, iPod — better | iPhone, iPad |
| Requires iOS | 15.0 — better | 18.5 |
| Further details — not scored | ||
| Size | 187 MB | 49 MB |
| Age rating | 4+ | 4+ |
| Developer | Urban Plugged | Lionel Teo |
Customer experience
Money Clock
Paydrip
In-app purchases
Money Clock
- MoneyClock Premium$1.991 Month
Paydrip
- Loan Shark$2.99
- Lanterns$2.99
- Small Tip$4.99









