MoniPay vs Sumivo

MoniPay is your personal expense tracking assistant. Easily manage your daily spending, track monthly bills, and see exactly where your money goes. Key Features: • Add expenses in seconds and categorize them • View monthly summaries and financial analytics • Securely back up your data with iCloud • Create your own custom spending categories • Never miss a bill with smart reminders • Lifetime, Monthly, and Yearly Premium options Designed for simplicity. Built for control. Start managing your finances smarter with MoniPay. — **Subscription Details:** • Title: MoniPay Premium • Length: Monthly, Yearly, or Lifetime (one-time) • Price: $2.99/month, $19.99/year, or $29.99 one-time • Payment will be charged to your Apple ID account at confirmation of purchase. • Subscription automatically renews unless canceled at least 24 hours before the end of the current period. • You can manage or cancel your subscription in **App Store Account Settings > Subscriptions**. **Privacy Policy:** https://github.com/zcanzu/monipay-legal/blob/6e2f1d1f8246bd90b56c9305fde84b01ad0ba5e1/privacy-policy.md **Terms of Use (EULA):** https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ **Product prices may vary by country.**

Sumivo — the voice and photo income-expense ledger, for everyone. Sumivo is free to use; Premium unlocks more. See what came in and what went out — at a glance, by day's end. Speak it, scan the receipt, or type it — Sumivo logs it for you. Keeping track during a busy day is hard. Sumivo gives you three ways: talk it through, snap a photo of the receipt, or type it manually. Whichever you choose, it lands in your ledger. VOICE ENTRY Tell your phone what happened — Sumivo picks up the amount and category. You always approve before it's saved. SCAN A RECEIPT Snap a photo of the receipt and let Sumivo read the details. END-OF-DAY SUMMARY Tell Sumivo everything at once at the end of the day, and it drafts the entries for you. You review everything before anything is saved. DEBT & CREDIT TRACKING Who owes what, and when it's due. Money you're owed and money you owe stay separate, with overdue items called out. WALLETS & CURRENCIES Cash, bank, card terminal — each its own wallet. Record entries in different currencies and see everything converted into one. SHARED LEDGER (SUMI) Share the same ledger with your business partner, spouse, or accountant. You decide who can do what — admin, editor, or view-only. RECURRING ENTRIES Rent, subscriptions, installments — set them up once, and they'll come back for your approval when it's time. REPORTS Generate a period summary and send it straight to your accountant. IMPORTANT Sumivo organizes your records; your accountant still handles official tax filings. Sumivo doesn't replace your accountant. PRIVACY Your voice recordings and photos are used only to create the entry, then deleted once processed. SUBSCRIPTION Sumivo is free to use. Premium unlocks longer voice recordings, more receipt scans, and additional report formats. Premium is offered monthly and yearly, and new subscribers get the first week free. Payment will be charged to your Apple ID account at confirmation of purchase. Subscription automatically renews unless auto-renew is turned off at least 24 hours before the end of the current period. Your account will be charged for renewal within 24 hours prior to the end of the current period. You can manage or cancel your subscription anytime in your App Store account settings. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sumivoapp.com/privacy/