MoniPay vs Budgetwise
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
MoniPay
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MoniPay is your personal expense tracking assistant. Easily manage your daily spending, track monthly bills, and see exactly where your money goes. Key Features: β’ Add expenses in seconds and categorize them β’ View monthly summaries and financial analytics β’ Securely back up your data with iCloud β’ Create your own custom spending categories β’ Never miss a bill with smart reminders β’ Lifetime, Monthly, and Yearly Premium options Designed for simplicity. Built for control. Start managing your finances smarter with MoniPay. β **Subscription Details:** β’ Title: MoniPay Premium β’ Length: Monthly, Yearly, or Lifetime (one-time) β’ Price: $2.99/month, $19.99/year, or $29.99 one-time β’ Payment will be charged to your Apple ID account at confirmation of purchase. β’ Subscription automatically renews unless canceled at least 24 hours before the end of the current period. β’ You can manage or cancel your subscription in **App Store Account Settings > Subscriptions**. **Privacy Policy:** https://github.com/zcanzu/monipay-legal/blob/6e2f1d1f8246bd90b56c9305fde84b01ad0ba5e1/privacy-policy.md **Terms of Use (EULA):** https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ **Product prices may vary by country.**
Budgetwise
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With Budgetwise you can see exactly where your money goes. Log your daily expenses and income in seconds, and reach the end of the month without surprises. KEY FEATURES Fast expense and income logging Add transactions by category. The home screen shows your monthly balance, total income and total spending at a glance. Savings goals A new phone, a holiday, a car⦠Set a target amount and, if you like, a target date for what you want to buy, then add money as you save. The app shows your progress and works out how much to put aside each month to get there on time. Analytics with charts Donut charts and trend analysis show how much you spend in each category. Set budget limits per category and notice in time when you are getting close. Bank statement import Upload statements as PDF, CSV or Excel and let transactions be parsed automatically. Duplicates are filtered out, and credit card payments are not counted as income by mistake. 7 languages with automatic locale detection English, Turkish, German, Spanish, French, Italian and Portuguese. The app follows your phone's language on its own. Works offline Your data is never sent to a server; it stays in the local database on your device. No account, no sign-up. Dark theme and modern interface A clean layout, a dark theme for night-time use and smooth animations. Download Budgetwise and take control of your money today. SUBSCRIPTION INFO Pro is available as a monthly or yearly auto-renewable subscription, or as a one-time lifetime purchase. A subscription renews automatically unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription in your App Store account settings. New subscribers get a 7-day free trial on the monthly and yearly plans; after the trial, the subscription renews at the price shown unless cancelled at least 24 hours before the trial ends. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://sites.google.com/view/kisisel-butce-privacy/ana-sayfa
Screenshots
Verdict
The clearest difference is ads: MoniPay at none against Budgetwise's shown. Budgetwise's advantage is iOS requirement (15.0 vs 18.0). On price, update cadence, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. MoniPay sells 3 in-app purchases, starting at $1.99 per month and Budgetwise sells 3 in-app purchases, starting at $0.99 per month. Whichever you choose, the download price is not the number that matters.
MoniPay ships an update weekly, Budgetwise every 8 days. The most recent releases landed on October 7, 2026 and October 26, 2026 respectively.
| Parameter | MoniPay | Budgetwise |
|---|---|---|
| Price | Free | Free |
| Update frequency | Weekly β better | Every 8 days |
| Ads | No β better | Yes |
| In-app purchases | Yes | Yes |
| Devices | iPhone, iPad | iPhone, iPod |
| Requires iOS | 18.0 | 15.0 β better |
| Further details β not scored | ||
| Size | 15 MB | 72 MB |
| Age rating | 4+ | 4+ |
| Developer | Can Zurnaci | Umut Vancin |
In-app purchases
MoniPay
- Monthly Premium$1.991 Month
- Yearly Premium$9.991 Year
- Lifetime Premium$9.99
Budgetwise
- Pro Monthly7 Days trial$0.991 Month
- Pro Annual7 Days trial$3.991 Year
- Pro Lifetime$9.99
Questions
Is MoniPay free?
Is Budgetwise free?
Do MoniPay or Budgetwise have ads?
Which is updated more often, MoniPay or Budgetwise?
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