LeanMoney vs FinApp
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
LeanMoney
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Track where your money comes and goes easily. Never wondering where they gone anymore! Main features: - No need to create account (sign up/login) - No need to connect to the internet (100% offline) - Local database (ultra fast data processing, and your privacy is at your hand) - Currency localization - Category and Tags for each transaction you create - Chart to track your cash flow - Summary for each Categories and Tags for each month - Bulk insert for many transactions - Wallet for tracking your balances across different accounts For the free plan you are limited to have only 20 transactions and single insert. To unlock unlimited transactions and bulk insert you can get the premium plan (LeanMoney+) via in-app purchase.
FinApp
This personal finance app keeps your financial data private by storing it solely on your device. It offers automatic transaction categorization, spending insights, and recurring bill tracking, all without requiring an account or sending data to external servers.
- On-device data storage
- Automatic transaction categorization
- Net worth tracking
- Spending insights and trends
- Recurring bill detection
- Searchable transaction history
- Customizable account grouping
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FinApp is a personal-finance app built around one idea: your money data should stay on your phone. Connect your bank through SimpleFin and FinApp pulls in your accounts and transactions, then organizes them into a clear picture of where your money goes — without sending your financial data to any server we run. There's no account to create and nothing to track. WHAT YOU GET • Net worth at a glance — every account in one balance, with a history graph you can scrub through across time ranges from a month to all time. • Automatic categories — transactions are sorted into Groceries, Dining, Transport, Subscriptions, and more, with rules you can tune and a Dashboard list that curates itself around where you actually spend. • Spending insight — see your top categories each month and a six-month trend. • Budgets — set a monthly limit per category and track it right on your Dashboard, with an alert the moment you go over. • Quick review — file uncategorized charges in seconds with a swipe-to-categorize flow that suggests the right category for you. • Recurring bills — FinApp spots subscriptions and repeating charges, flags price increases, and a calendar view shows what's due when. • Transactions, searchable — one filter for category, month, and income vs. spending, with active filters shown as chips; attach your own notes to any charge and export everything to CSV. • Accounts, your way — group by type, collapse and sort sections, rename accounts, and add manual accounts (property, loans, cash) alongside synced ones. PRIVATE BY DESIGN • Your data is stored only on your device, in an encrypted local database. • No analytics, no ads, no third-party tracking SDKs. • The only network connection is to SimpleFin Bridge, to fetch the data you ask for. • Lock the app behind Face ID or your passcode. • Clear all local data anytime, right from Settings. JUST LOOKING? Tap "Preview with sample data" in Settings to explore the whole app with realistic example data — no bank connection needed. FinApp requires a SimpleFin account to connect your bank. SimpleFin is a separate service; see https://simplefin.org. Instructions on how to setup SimpleFin with the FinApp app can be found here: https://normanhoang.github.io/fin_app/simplefin-setup
Screenshots
Verdict
The clearest difference is in-app purchases: FinApp at none against LeanMoney's 1. FinApp also leads on update cadence (every 10 days vs every 2 months). On price, ads, device support and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. LeanMoney sells 1 one-off in-app purchase. FinApp asks for nothing beyond the download.
LeanMoney ships an update every 2 months, FinApp every 10 days. The most recent releases landed on October 30, 2026 and November 5, 2026 respectively.
| Parameter | LeanMoney | FinApp |
|---|---|---|
| Price | Free | Free |
| Rating | — | 5.0 (2 ratings) — better |
| Number of ratings | — | 2 — better |
| Update frequency | Every 2 months | Every 10 days — better |
| Ads | No | No |
| In-app purchases | Yes | No — better |
| Monetization | — | Free |
| Devices | iPhone, iPad — better | iPhone |
| Requires iOS | 17.0 | 17.0 |
| Further details — not scored | ||
| Size | 8 MB | 3 MB |
| Age rating | 4+ | 4+ |
| Developer | Tengku Harsya | Nha Hoang |
In-app purchases
LeanMoney
- LeanMoney+$4.99
FinApp
No in-app purchases








