Comparison

UltiBudget vs Splitpay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

UltiBudget

This app helps you manage your finances by scanning receipts, tracking expenses, and visualizing your spending habits. It offers smart budgeting tools and private data storage, keeping your financial information secure on your device.

Highlights
  • Receipt scanning with OCR
  • Smart expense splitting
  • Rollover budget tracking
  • Visual spending reports
  • Private, on-device data storage
Read full description

ULTIBUDGET - PLAN, SCAN, TRACK, & SHARE! Bank SMS alert hits. Transaction created. Budget updated. – BOOM! — No waiting days for bank feeds. — No stale budget. — No guessing what you really have left. “PENDING” vs. “CLEARED” separated cleanly. UltiBudget calculates it. Snap a receipt. UltiBudget logs it! Split one purchase across real categories; UltiBudget remembers it. Share a budget with your partner, family, or team; UltiBudget syncs it. Import a statement without creating duplicate chaos; UltiBudget audits it. Keep receipts, bills, accounts, budgets, and transactions together — organized by workspace, optionally synced with iCloud, and built around PRIVACY! UltiBudget is built for people who want more than a basic spending list. It helps you plan monthly budgets, scan receipts, turn bank alerts into transactions, manage bills, import statements, share workspaces, and keep your financial life organized without giving up privacy. NICHE FEATURES THAT MATTER • INSTANT BANK-ALERT TRANSACTIONS Turn bank alert text into transaction entries right when spending happens, with amount, merchant, and account detection plus manual review when needed. • RECEIPT SCANNING Snap a picture, review the detected merchant, amount, date, and account, then save it as a transaction. • SPLIT TRANSACTIONS Break one purchase across multiple categories so mixed receipts do not turn into one useless “shopping” total. • WORKSPACE-BASED BUDGETING Keep personal, family, business, side-hustle, vacation, or project finances separated. • ICLOUD SYNC AND WORKSPACE SHARING Keep budgets, accounts, transactions, bills, and receipts connected across devices, then share a workspace with the people you manage money with. • CSV IMPORT AND RECONCILIATION Import statements, preview rows, map columns, merge matches, avoid duplicates, and compare statement data against what is already in UltiBudget. • ROLLOVER CATEGORY BUDGETING Carry unused or overspent category amounts into future months so your budget can handle real life. • BILLS THAT BECOME TRANSACTIONS Track upcoming, overdue, paused, and recurring bills, then mark bills paid so planning connects directly to your transaction history. • SMART MERCHANT CLEANUP Clean duplicate or messy merchant names, learn better merchant patterns, and improve future receipt and alert matching. • POWERFUL SEARCH + INSTANT TOTALS Filter by words, dates, transaction type, categories, and totals, then tap calculate to instantly see the math for matching transactions. IMAGINE — how helpful this would be if you wanted to search: John's Deck, over $50, before June 2026? Useful for reimbursements, projects, returns, tax checks, cleanup, and finding exactly where the money went without scrolling history. • RECEIPT ARCHIVE Keep receipt images tied to transactions for returns, reimbursements, tax records, or personal documentation. • CUSTOMIZABLE TABS Put the areas you use most within reach and move everything else into More. • PRIVATE BY DESIGN UltiBudget uses native Apple storage, on-device processing where possible, and iCloud features built around your Apple account instead of requiring another financial login. www.ultibudget.com/privacy-policy www.ultibudget.com/terms-of-use

About

Splitpay

Features
Read full description

SplitPay – Easy Bill Splitting & Expense Sharing SplitPay is a simple and powerful way to split bills, share expenses, and track group spending with friends, roommates, couples, and travel groups. Whether it’s rent, dinner, trips, utilities, or shared subscriptions, Split It makes expense splitting fast, fair, and stress-free. No more awkward reminders. No more mental math. Just clear balances and easy settlements. ‣ Split Bills in Seconds Add an expense, choose who’s involved, and Split It instantly calculates how much everyone owes. Split equally or customise amounts — perfect for any situation, from restaurant bills to shared rent. ‣ Perfect for Every Group • Friends splitting restaurant bills • Roommates sharing rent, utilities, and groceries • Couples managing daily expenses • Travel groups tracking trip costs • Families organizing shared spending • Subscriptions and recurring payments No matter the group size, Split It keeps everyone on the same page. ‣ Key Features • Easy Bill Splitting – Divide expenses equally or by custom amounts • Group Expenses – Manage multiple people and groups in one place • Smart Balance Tracking – See who owes who at a glance • Expense History – Track all past bills and payments • Clear Settlements – Know exactly how to settle up • Simple, Clean Design – Built for speed and clarity • No Complicated Setup – Start splitting immediately ‣ Why Choose Split It? • Fast & Intuitive – Add bills in seconds • Accurate Calculations – No mistakes, no confusion • Stress-Free Payments – Clear balances mean fewer disputes • Great for Trips & Roommates – Keep group finances organised • Lightweight & Reliable – Designed for everyday use Split It helps you avoid uncomfortable money conversations by making everything transparent, fair, and easy to understand. ‣ Stay Organised. Stay Fair. Stop wondering who paid last or who still owes money. With Split It, every expense is recorded, every balance is clear, and every settlement is simple. Whether you’re sharing rent, splitting dinner, or tracking trip costs, Split It gives you full control over shared finances. This app includes Subscribe SplitPay Pro Monthly at $1.99 andSplitPay Pro Yearly at $9.99 to use ads free versions of the app for a Month and user can cancel it anytime. • Privacy Policy: https://sites.google.com/view/abhijith-jaishankar-pp • Terms of Use: https://sites.google.com/view/abhijith-jaishankar-tos Download SplitPay today and start splitting bills the smart way.

Screenshots

UltiBudget4 screens
Splitpay4 screens

Verdict

The call

The clearest difference is ads: UltiBudget at none against Splitpay's shown. UltiBudget also leads on update cadence (every 3 days vs every 3 weeks). Splitpay's advantage is iOS requirement (12.0 vs 16.1). On price, in-app purchases and device support there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. UltiBudget sells 1 in-app purchase, starting at $2.99 per month and Splitpay sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

UpkeepUpdate frequency

UltiBudget ships an update every 3 days, Splitpay every 3 weeks. The most recent releases landed on August 9, 2026 and September 15, 2026 respectively.

Scorecard3 real differences · 7 level
UltiBudget versus Splitpay: the parameters behind the verdict, then further details
ParameterUltiBudgetSplitpay
PriceFreeFree
Rating5.0 (4 ratings) — better—
Positive reviews100.0% of reviews—
Number of ratings4 — better—
Update frequencyEvery 3 days — betterEvery 3 weeks
AdsNo — betterYes
In-app purchasesYesYes
MonetizationFreemium—
DevicesiPhone, iPad, MaciPhone, iPad, iPod
Requires iOS16.112.0 — better
Further details — not scored
Size7 MB34 MB
Age rating12+4+
DeveloperJoshua FarnellAbhijith Jishankar

In-app purchases

1 purchases

UltiBudget

Subscriptions1
  • UltiBudget+7 Days trial$2.991 Month
3 purchases

Splitpay

Subscriptions3
  • Splitpay Monthly$1.991 Month
  • Monthly with offer3 Days trial$1.991 Month
  • SplitPay Year$9.991 Year

Questions

Is UltiBudget free?
UltiBudget is free to download, with in-app purchases available.
Is Splitpay free?
Splitpay is free to download, with in-app purchases available.
Do UltiBudget or Splitpay have ads?
Splitpay shows ads; UltiBudget does not.
Which is updated more often, UltiBudget or Splitpay?
UltiBudget ships an update every 3 days, and Splitpay every 3 weeks. Most recently, UltiBudget was updated on August 9, 2026 and Splitpay on September 15, 2026.

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