@Work vs Mifos Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
@Work
This AI-powered personal finance assistant helps you manage your paycheck, understand employee benefits, and grow your wealth. It offers personalized guidance for budgeting, goal setting, and financial decisions, with options to connect with human advisors.
- Maximize paycheck insights
- Understand and use employee benefits
- Budgeting and goal planning
- Track spending, savings, and net worth
- AI-driven financial guidance
- Connect with certified financial advisors
Read full descriptionHide full description
Build wealth—while you work. @Work is your personal AI assistant for everything money-related at work and beyond. It helps you make the most of your paycheck, understand and use your benefits, and grow your financial life—without the stress. Whether you’re budgeting, planning for a big goal, or wondering how to use your HSA, @Work delivers personalized, intelligent guidance—and connects you with real advisors when you need them. What You Can Do with @Work: Maximize your paycheck Track your spending, savings, and net worth with real-time insights. Use your benefits wisely Understand what your employer offers—and don’t leave money on the table. Set goals. Get guidance. From paying off debt to planning a vacation, get tailored steps that move you forward. Ask questions. Get answers. Your AI assistant is always on—ready to help with decisions big and small. Talk to a real advisor Need a human touch? Book time with a certified financial professional.
Mifos Pay
Read full descriptionHide full description
Mifos Pay is a simple, secure way to send, request, and track money. Create a wallet account, add a card, share a QR to get paid, set standing instructions for recurring transfers, and manage invoices—all from one clean, modern app. WHAT YOU CAN DO • Sign up as a customer or merchant and complete a guided registration • Create a wallet savings account (subject to approval) and see your balance at a glance • Send money using a Virtual Payment Address (VPA), mobile number, or account number • Request money with your personal QR code; optionally set the amount and currency before sharing • Add and manage cards; view masked details and remove or edit when needed • Track everything in Payments: filter History by debits or credits, view statements, and see real-time notifications • Set SI (Standing Instructions) for automatic transfers on a fixed schedule (weeks, months, years) • Create and review invoices; see invoice status, items, and transaction IDs • Keep profile details up to date—name, address, phone, VPA—and link a bank account • Upload documents for KYC or support directly in the app • Get help fast with built-in FAQs
Screenshots
Verdict
The clearest difference is update cadence: @Work at every 4 days against Mifos Pay's every 6 months. Mifos Pay's advantage is device support (4 vs 2). On price, ads, in-app purchases and iOS requirement there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
@Work ships an update every 4 days, Mifos Pay every 6 months. The most recent releases landed on October 21, 2026 and October 19, 2026 respectively.
| Parameter | @Work | Mifos Pay |
|---|---|---|
| Price | Free | Free |
| Rating | 5.0 (3 ratings) — better | — |
| Number of ratings | 3 — better | — |
| Update frequency | Every 4 days — better | Every 6 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Free | — |
| Devices | iPhone, iPod | iPhone, iPad, iPod, Mac — better |
| Requires iOS | 14.0 — better | 15.3 |
| Further details — not scored | ||
| Size | 56 MB | 61 MB |
| Age rating | 17+ | 4+ |
| Developer | The Tifin Group | Mifos |
In-app purchases
@Work
No in-app purchases
Mifos Pay
No in-app purchases









