myXPD vs BOS.Pay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
myXPD
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MYXPD – Your Global Virtual Card & Crypto Wallet Solution MYXPD is the all-in-one financial app for individuals and businesses looking to spend globally with ease. Instantly create international virtual cards that can be used online or in stores via Google Wallet. Top up your card directly using popular cryptocurrencies like USDT, USDC, BTC, and ETH through integrated wallets within the app. Take advantage of low FX rates and minimal transaction fees, making MYXPD one of the most cost-effective cross-border payment solutions. Key Features: Create international virtual cards instantly Secure with 2FA & biometric authentication Use cards online or in-store via Google Wallet Deposit USDT, USDC, BTC, or ETH to top up your card Enjoy global access with the lowest foreign exchange rates Designed for individuals and businesses Take control of your digital finances. Shop online, pay worldwide, and manage your money with security and freedom. Download MYXPD now and start spending smarter!
BOS.Pay
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BOSPay is a powerful and versatile payment app that redefines how merchants and customers handle transactions. Whether you are a business owner or a customer, BOSPay offers a seamless and secure payment experience without the need for additional hardware devices. With BOSPay, you can effortlessly accept both fiat and crypto payments, ensuring you stay at the forefront of modern finance. The app supports Ethereum payments and plans to expand to more blockchains, making it the ideal solution for businesses embracing digital assets. Connect with over 350+ wallets, including popular ones like MetaMask, ensuring flexibility and convenience for all users. The app’s intuitive interface lets merchants efficiently manage their inventory, track sales, and review transaction history – all within a secure environment. Whether you are processing in-person or online payments, BOSPay offers a unified experience, simplifying merchant-customer interactions. Key Features: • No Extra Hardware Needed: Accept payments with just your smartphone or tablet. • Crypto Support: Securely accept both traditional and digital currency payments. • 350+ Wallet Connections: Flexible wallet integration to connect with leading crypto wallets. • Effortless Inventory Management: Manage and track inventory directly within the app. • Robust Security: Advanced security features to protect both businesses and customers. Upgrade your business with BOSPay, the innovative payment app that simplifies finance for the digital age. Take control of your business transactions and join the future of seamless, secure payments.
Screenshots
Verdict
The clearest difference is update cadence: myXPD at every 2 weeks against BOS.Pay's monthly. myXPD also leads on iOS requirement (12.0 vs 15.1). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
myXPD ships an update every 2 weeks, BOS.Pay monthly. The most recent releases landed on October 12, 2026 and October 16, 2026 respectively.
| Parameter | myXPD | BOS.Pay |
|---|---|---|
| Price | Free | Free |
| Update frequency | Every 2 weeks — better | Monthly |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 12.0 — better | 15.1 |
| Further details — not scored | ||
| Size | 138 MB | 43 MB |
| Age rating | 4+ | 4+ |
| Developer | Syncom Technology Ltd | BOS Technology PTY LTD |
In-app purchases
myXPD
No in-app purchases
BOS.Pay
No in-app purchases









