Midescrow vs OGBillPay
Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.
Midescrow
Manage your bills and create virtual USD cards for online shopping. Easily pay for electricity, airtime, and subscriptions. Enjoy secure and convenient payment solutions.
- All-in-one bill payment
- Virtual USD card creation
- Electricity bill payment
- Airtime top-up
- Subscription payments
- Secure online shopping
Read full descriptionHide full description
Simplify your life with our all-in-one bill payment and virtual card solution. Effortlessly pay for electricity, airtime top-up, and various subscriptions. Need to shop online internationally? Create your own USD virtual card quickly and securely within the app. Enjoy hassle-free services and take control of your payments today!
OGBillPay
This app simplifies everyday payments, consolidating all your financial needs into one secure platform. Easily top up airtime and data, pay electricity and TV bills, fund betting wallets, and convert airtime to cash. Earn rewards with every transaction and enjoy fast, secure withdrawals to Nigerian banks.
- Airtime & Data Top-up
- Electricity & Cable TV Bill Payments
- Wallet Funding & Airtime-to-Cash
- OGPoints Rewards System
- Secure Withdrawals
- Biometric & PIN Protection
Read full descriptionHide full description
OGBillPay makes everyday payments simple, fast, and secure. Developed by Lionheart Nigeria Limited, OGBillPay brings all your financial needs into one app. Key Features: Airtime & Data Top-up (MTN, Airtel, Glo, 9Mobile) Electricity & Cable TV bills (DStv, GOtv, StarTimes, EEDC & more) Education & Betting wallet funding Instant wallet funding with virtual accounts Airtime-to-Cash conversion OGPoints rewards system & referral program Secure withdrawals to any Nigerian bank Biometric & PIN protection Why OGBillPay? One app for all payments Fast, secure transactions Rewards on every spend Get Started: Download the app Register and fund your wallet Pay bills, earn rewards, and enjoy financial freedom For support: contact@ogbillpay.com © Lionheart Nigeria Limited
Screenshots
Verdict
The clearest difference is rating: OGBillPay at 5.0 against Midescrow's 4.1. OGBillPay also leads on monetization model (free vs ad-supported). Midescrow's advantage is update cadence (every 3 weeks vs every 2 months). On price, review sentiment, ratings volume and ads there is nothing between them.
Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
OGBillPay holds the better App Store score, 5.0 against 4.1. Both are backed by a comparable volume of ratings — 7 and 3 respectively. Written reviews split almost evenly too, at 100% and 100% positive.
Midescrow ships an update every 3 weeks, OGBillPay every 2 months. The most recent releases landed on November 5, 2026 and October 30, 2026 respectively.
| Parameter | Midescrow | OGBillPay |
|---|---|---|
| Price | Free | Free |
| Rating | 4.1 (7 ratings) | 5.0 (3 ratings) — better |
| Positive reviews | 100.0% of reviews | 100.0% of reviews |
| Number of ratings | 7 — better | 3 |
| Update frequency | Every 3 weeks — better | Every 2 months |
| Ads | No | No |
| In-app purchases | No | No |
| Monetization | Ad-supported | Free — better |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Requires iOS | 14 — better | 15.1 |
| Further details — not scored | ||
| Size | 139 MB | 41 MB |
| Age rating | 4+ | 17+ |
| Developer | Midescrow Ventures | LIONHEART NIGERIA LIMITED |
Customer experience
Midescrow
OGBillPay
In-app purchases
Midescrow
No in-app purchases
OGBillPay
No in-app purchases
