ZenBudget vs Balance Flex
Price, ratings, monetisation and update history for both apps, side by side β with what reviewers say about each.
ZenBudget
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ZenBudget is a mindful budgeting app that asks you to record every expense yourself. Skip the bank links and receipt scannersβby entering each purchase manually, you relive the moment of spending and bring unconscious out-flows into clear view. Designed for quiet, Zen-like consistency, the app feels frictionless to open and log. Siri and Shortcuts support make quick capture even easier. All your data stays in sync across iPhone, iPad and Mac through iCloud.
Balance Flex
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Balance Flex is your personal finance companion. Manage your money with ease and confidence. FEATURES: - Dashboard β See your available balance, income, and bills at a glance - Income Tracking β Log your monthly income with flexible payment frequencies (weekly, bi-weekly, monthly) and calculate taxes - Bill Management β Create and organize bills by category, set due dates, and get reminders so you never miss a payment - Spending Insights β View detailed reports with pie charts and category breakdowns to understand where your money goes - Savings Tracking β Monitor your savings goals and track progress month by month - Multi-Currency Support β Switch between 20+ currencies and see all amounts converted in real-time - PDF Reports β Export detailed financial reports for record-keeping - Secure & Private β Your financial data is encrypted and never shared Whether you're budgeting for the first time or managing complex finances, Balance Flex makes it simple. Set your income, add your bills, and watch your balance update instantly. Perfect for freelancers, salaried employees, and anyone who wants clarity on their finances.
Screenshots
Verdict
The clearest difference is update cadence: ZenBudget at fortnightly against Balance Flex's every 3 months. Balance Flex's advantage is iOS requirement (15.1 vs 26.0). On price, ads, in-app purchases and device support there is nothing between them.
Scored on Price Β· Rating Β· Positive reviews Β· Number of ratings Β· Update frequency Β· Ads Β· In-app purchases Β· Monetization Β· Best chart rank Β· Devices Β· Requires iOS
Both are free to download. Neither carries in-app purchases, so what you see is what you pay.
ZenBudget ships an update fortnightly, Balance Flex every 3 months. The most recent releases landed on October 18, 2026 and October 16, 2026 respectively.
| Parameter | ZenBudget | Balance Flex |
|---|---|---|
| Price | Free | Free |
| Update frequency | Fortnightly β better | Every 3 months |
| Ads | No | No |
| In-app purchases | No | No |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Requires iOS | 26.0 | 15.1 β better |
| Further details β not scored | ||
| Size | 12 MB | 31 MB |
| Age rating | 4+ | 4+ |
| Developer | Kouki Saito | Serge Mulemangabo |
In-app purchases
ZenBudget
No in-app purchases
Balance Flex
No in-app purchases









