Comparison

Only Up vs Owempay

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head

About

Only Up

Features

Read full description

A Only Up oferece a escolha ideal para quem busca conveniência e rapidez nas transações. Com a mesma eficiência e agilidade do PIX, nosso aplicativo simplifica pagamentos instantâneos, possibilitando transações imediatas e descomplicadas diretamente pelo celular.

About

Owempay

Features

Read full description

Bem-vindo ao Owempay, o seu banco digital no Brasil em 3 línguas (Ingles, Português e Mandarim (Chinês)). Com o Owempay, você pode realizar todas as suas transações bancárias com facilidade e segurança, em mandarim ou português, diretamente de seu smartphone. Nossa plataforma oferece uma variedade de serviços, incluindo transferências, pagamentos, gestão de contas, e muito mais, tudo pensado para atender às necessidades específicas da nossa comunidade. Junte-se ao Owempay e descubra uma nova maneira de gerenciar seu dinheiro no Brasil.

Screenshots

Only Up4 screens

Owempay4 screens

Verdict

The call

The clearest difference is iOS requirement: Only Up at 15.1 against Owempay's 17. On price, update cadence, ads and in-app purchases there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UpkeepUpdate frequency

Only Up ships an update every 9 days, Owempay every 11 days. The most recent releases landed on October 30, 2026 and November 10, 2026 respectively.

Scorecard1 real difference · 5 level

Only Up versus Owempay: the parameters behind the verdict, then further details
Parameter	Only Up	Owempay
Price	Free	Free
Update frequency	Every 9 days — better	Every 11 days
Ads	No	No
In-app purchases	No	No
Devices	iPhone, iPad, iPod — better	iPhone, iPad
Requires iOS	15.1 — better	17
Further details — not scored
Size	93 MB	36 MB
Age rating	17+	17+
Developer	ONLY UP SERVICOS FINANCEIROS LTDA	QAS TECH LTDA

In-app purchases

None

Only Up

No in-app purchases

None

Owempay

No in-app purchases

Questions

Is Only Up free?

Only Up is free to download, with no in-app purchases.

Is Owempay free?

Owempay is free to download, with no in-app purchases.

Do Only Up or Owempay have ads?

Neither Only Up nor Owempay shows ads.

Which is updated more often, Only Up or Owempay?

Only Up ships an update every 9 days, and Owempay every 11 days. Most recently, Only Up was updated on October 30, 2026 and Owempay on November 10, 2026.